Stephens Homes with Floating Dock Waterfront Features

Stephens Homes with Floating Dock Waterfront Features

Welcome to Stephens County, Georgia – a hidden gem nestled in the heart of the picturesque Appalachian Mountains. Known for its stunning natural beauty, this charming county boasts lush landscapes, tranquil lakes, and a warm, welcoming community. Whether you’re an outdoor enthusiast, a family looking for a serene place to call home, or someone seeking a peaceful retreat, Stephens County offers a perfect blend of adventure and relaxation.

One of the most alluring features of homes in this region is their breathtaking waterfront properties, complete with floating dock access. Imagine waking up to the gentle sounds of water lapping against your dock, the sun glistening on the lake, and the possibility of fishing, boating, or simply enjoying a sunset from your own backyard. These homes are designed for those who appreciate the beauty of nature and the joys of lakeside living.

With a variety of architectural styles and sizes, there’s a perfect waterfront home for everyone in Stephens County. From cozy cabins to spacious family homes, each property offers unique features and modern amenities while preserving the charm of Southern living. The friendly atmosphere of the community, combined with the stunning views and recreational opportunities, makes it an ideal place to create lasting memories with family and friends.

Whether you’re looking to invest in a vacation home or seeking a permanent residence, Stephens County's waterfront properties with floating docks provide an unparalleled lifestyle. Embrace the tranquility and adventure that awaits you in this enchanting corner of Georgia!

Newest Stephens Homes with Floating Dock Waterfront Features

$950,000
4 Beds ⋅ 4 Baths ⋅ 10781910 MLS
Welcome to 205 Mill Creek Circle on beautiful Lake Hartwell! This thoughtfully designed waterfront home offers the perfect combination of spacious living, quality updates, and easy access to the lake. Situated on a gently sloping lot with good water depth and an easy walk to your private double-slip dock with one lift, this property is ideal for full-time lake living or the ultimate weekend retreat. The main level welcomes you with a dramatic vaulted great room featuring soaring ceilings, abundant natural light, plantation shutters, and expansive windows and sliding glass doors that frame peaceful lake views and open to the spacious deck. The open-concept kitchen features a large breakfast bar overlooking the great room, making it the perfect gathering place for family and friends. The main-level owner's suite is a private retreat with tray ceilings, arched windows, dual walk-in closets, and a spacious ensuite bath complete with a jetted soaking tub, separate walk-in shower, and double vanity. Two additional bedrooms, a full bath, a half bath, and a custom hallway cabinet that remains with the home complete the main floor. Designed with multi-generational living in mind, the terrace level offers exceptional flexibility with a second oversized great room, full kitchen, spacious bedroom with ensuite bath and oversized walk-in closet, making it ideal for guests, extended family, or entertaining. Step outside to enjoy the covered patio protected by the Dry Below under-deck system, creating additional outdoor living space regardless of the weather. Storage is abundant with a two-car attached garage on the main level plus a deep lower-level garage with a separate driveway, perfect for storing a boat, golf cart, jet skis, lake toys, or workshop space. Recent improvements provide peace of mind, including a new roof (2016), water heater (2021) with expansion tank added in 2024, two new HVAC systems installed in 2024, and an underground propane tank purchased in 2023. If you've been dreaming of a Lake Hartwell home that offers beautiful lake views, an easy walk to the dock, generous living space, excellent storage, and thoughtful updates throughout, 205 Mill Creek Circle is ready to welcome you home.

205 Mill Creek Circle, Martin

Listing courtesy of Hammock Realty North Georgia.

$599,000
5 Beds ⋅ 3 Baths ⋅ 10769731 MLS
79 Clarimonte Pt offers the perfect combination of lake living, comfort, and investment potential on beautiful Lake Hartwell. Currently operating as a successful Airbnb with rental history available upon request, this property is ideal as a full-time residence, vacation home, or turnkey short-term rental opportunity. This lake home features a spacious and functional layout designed for both everyday living and entertaining. The main floor includes a private primary suite along with an open-concept kitchen and dining area that creates a warm, inviting gathering space for family and guests. Upstairs, you'll find three additional bedrooms and a full bath, offering plenty of room for larger groups and overnight visitors. The finished basement adds even more living space with a comfortable second living room area, an additional bedroom, and a full bath - perfect for guests, extended family, or maximizing rental potential. One of the standout features of this home is the outdoor living space. Relax and take in the beautiful views of Lake Hartwell from the large screened-in porch while entertaining friends and family year-round. Just steps from the home, you'll enjoy easy lake access with a covered single-slip boat dock already in place. The property also includes a covered boat storage building, outdoor firepit area, and a small storage building, giving you plenty of space for lake toys, equipment, and entertaining essentials. Whether you're looking for a private lake retreat or an income-producing property with proven Airbnb success, 79 Clarimonte Pt delivers the best of both worlds. Rental records available for qualified buyers. Photos represent lake levels when full.

79 Clairmonte Point, Martin

Listing courtesy of Hammock Realty North Georgia.

$350,000
10765747 MLS
Discover the perfect opportunity to build your dream home on beautiful Lake Hartwell! Ideally located in Martin, this exceptional lake lot offers deep water, peaceful surroundings, and a prime location just off the main channel for easy boating while still enjoying calmer waters and privacy. The property already features a covered single-slip dock with boat lift included, making it ready for immediate lake enjoyment. A great building site provides beautiful water views and plenty of potential for your custom lake retreat. Tucked away on a quiet cul-de-sac and bordering a neighboring 10+ acre property, this lot offers a rare sense of privacy and seclusion. Several valuable improvements are already in place, including a roughed-in driveway, installed water meter, and completed perk test-saving time and expense as you prepare to build. Whether you're looking for a weekend getaway, full-time residence, or investment property, this Lake Hartwell lot combines convenience, privacy, and outstanding waterfront features in one hard-to-find package. Photos show dock in DEEP water with current low levels. additional photos show actual dock at normal levels. You're safe from being stuck in the mud with this lot!

237 Waters Edge Court, Martin

Listing courtesy of Hammock Realty North Georgia.

$600,000
5 Beds ⋅ 4 Baths ⋅ 10760157 MLS
Curated over time to accommodate family and guests alike, this spacious Lake Hartwell home offers the perfect blend of comfort, functionality, and breathtaking waterfront views. From the welcoming foyer entry to the soaring ceilings found across all three levels, the home was thoughtfully designed for everyday living and memorable gatherings at the lake. The main level features a warm and inviting layout with a formal living room, dining room with pass-through to the kitchen, and a spacious kitchen that opens seamlessly into the breakfast area and family room. The kitchen is equipped with solid surface countertops, making it both stylish and practical for entertaining. The impressive great room showcases vaulted ceilings, a wood-burning fireplace, and expansive lake views that continue throughout almost every room in the home. Also on the main floor are a guest bedroom, full bathroom, laundry room, private office, and a comfortable owner's suite complete with its own full bath. Upstairs, you'll find two additional bedrooms and a full bathroom, providing excellent space for family and overnight guests. With a total of five bedrooms, four full bathrooms, and a possible sixth bedroom or flex space, there is room for everyone to enjoy lake living. Outdoor spaces are equally impressive with a 40-foot screened porch designed for relaxing and taking in the peaceful waterfront setting. The wide lot and close Corp line create a private atmosphere rarely found on the lake. Enjoy a covered slip dock situated on great water, where the dock normally rests in approximately 10 feet of water - ideal for swimming, boating, and year-round lake enjoyment. The concrete driveway provides parking access on multiple levels, and the oversized 27x22 two-car garage offers excellent storage for lake toys and vehicles. Additional highlights include: * Covered slip dock on great water * 2018 water heater * Outbuilding * Wood-burning fireplace * High ceilings throughout three floors * Normally approximately 10 feet of water at the dock * Nearly every room enjoys a view of Lake Hartwell. Experience the beauty of lakefront living in a home that has been lovingly expanded and enjoyed through the years - a true Lake Hartwell retreat designed for making memories. NOTE THAT SOME PHOTOS ARE VIRTUALLY STAGED (INCLUDING BUT NOT LIMITED TO PAINT COLORS, FURNITURE, DECORATIONS, ETC.)

371 Shorewood Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$340,000
3 Beds ⋅ 2 Baths ⋅ 10759110 MLS
Experience the ultimate "lake life" in this peaceful 3-bedroom, 2-bath retreat tucked away in the quiet Lake Harbor Shores subdivision. Situated on a public road for easy access, this home offers a serene escape where your only neighbors are the local deer and birds. The heart of the home is a surprisingly large kitchen, perfect for prepping snacks before heading out to the water. Build a fire in the stone fireplace and enjoy your evening. Relax on the screened-in porch with your morning coffee, or host a summer cookout on the expansive back deck-both offer the perfect vantage point for soaking in the quiet surroundings. A charming wooded path leads you down to your very own single-slip covered dock. At full pool, you can spend your afternoons fishing right off the edge or hopping on your boat for a day of waterskiing and tubing on Lake Hartwell. If you have extra gear or friends joining the fun, several public boat ramps are conveniently located within a five-minute drive. This home has been well maintained and updated with a new HVAC system with all new ductwork, plumbing updated and insulated as well as new insulation installed in the crawl space. The roof was replaced in 2018, the exterior was freshly painted and the deck was rebuilt and sealed. Whether you're looking for a weekend getaway or a permanent lakeside sanctuary, this property offers the simple, quiet life you've been dreaming of!

647 Lake Harbor Trail, Martin

Listing courtesy of KW Western Upstate.

$795,000
3 Beds ⋅ 2 Baths ⋅ 10742341 MLS
Lakefront living at its best on Lake Hartwell! This 3-bedroom, 2-bath home offers a perfect blend of comfort, convenience, and scenic beauty. Designed with a desirable split-bedroom floor plan, the layout provides privacy for guests while maintaining an open, functional feel. The spacious living room features a cozy fireplace, creating a comfortable gathering space for family and friends. The owner's suite serves as a private retreat with a double vanity, soaking tub, and separate shower. Enjoy the outdoors from the large front porch that spans the length of the home, partially screened for year-round enjoyment of the peaceful lake setting. A generous outdoor entertaining area makes hosting easy, whether you're grilling out or relaxing in the fresh air. A gentle walk leads down a concrete cart path to the newly covered slip dock, positioned on deep water with long-range views-ideal for boating, fishing, or simply taking in the surroundings. The property offers an abundance of parking and is conveniently located just minutes from town for shopping and dining. It's also near the sought-after Currahee Club, featuring a championship course designed by Jim Fazio. Whether you're looking for a full-time residence or a weekend getaway, this home captures the best of lake living.

123 Ridgemore Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$630,000
3 Beds ⋅ 2 Baths ⋅ 10740091 MLS
Discover the perfect blend of tranquility and opportunity with this exceptional lakefront property in Martin, GA. Situated on a pristine, very deep-water cove of Lake Hartwell, this home offers a rare level of reliability for water enthusiasts; even during the lowest lake levels, the single-slip covered dock remains fully functional and surrounded by water. Currently operating as a profitable Airbnb, the residence presents a turnkey solution for investors looking to capitalize on a proven income stream, yet its serene setting and thoughtful layout make it equally suited as a permanent primary residence or a private vacation getaway. Whether you are launching a boat for a sunset cruise or enjoying the quiet beauty of the shoreline, this property represents a premier investment in the sought-after Lake Hartwell lifestyle.

78 River Ridge Road, Martin

Listing courtesy of EXIT For Sale Realty.

$364,999
5 Beds ⋅ 2 Baths ⋅ 10727494 MLS
Welcome to your Lake Hartwell retreat in beautiful Shorewood Estates! This 5-bedroom, 2-bath cabin sits on a private wooded lot with private dock, and a path leading directly to the water. Enjoy 2,048 sq. ft. of living space featuring vaulted ceilings, Enjoy Natural wood finishes, hardwood and tile flooring, along with large windows that bring warmth and character throughout, and a spacious great room with large open windows, perfect for gathering. The kitchen offers ample counter space and a full appliance package. Five bedrooms provide room for family and guests, plus a partially finished basement with endless potential for future living area, rec room, or storage. Outside, the full front and side decks create the ideal spot for entertaining or relaxing with lake views. Enjoy a convenient pull-through driveway with parking for multiple vehicles, boats, or trailers. Perfect as a primary residence, vacation home, or investment property. Bring your boat or just walk down to your private dock and enjoy sitting by the water or fishing. Bring your vision, and start living the lake life today.

773 Shorewood Circle, Toccoa

Listing courtesy of Engel & V?lkers Atlanta.

$899,000
6 Beds ⋅ 3 Baths ⋅ 10711071 MLS
Lake Hartwell New Construction. Beautiful newly built home with 3,926 total sqft, on Lake Hartwell located on the north end of the Tugaloo River. The main level offers a large kitchen, laundry, 2 bedrooms and 2 full baths. A large family room with vaulted ceilings and a dining room. Big windows that scale the lakeside of the home offering a lot of natural light and views. There is a sunroom off the owners suite for those quiet afternoons with your favorite book. The back deck if partially covered offering plenty of room for entertaining or a relaxed evening with the family. On the lower level is an unfinished living/rec area with 4 bedrooms, full bath and laundry. This will give 6 bedrooms, two family rooms and a second laundry room. The french doors open to a large patio overlooking the lake. This home is found on .66 of an acre with a gentle walk to the waterfront. There is a covered dock with a boat lift on big water with views of the mountains. There is also a car/boat open garage to park the lake toys or vehicles. Located conveniently to Toccoa and 985. Minutes from 85 and a short drive to the north Ga. mountains. Come see this hard to find new construction on the waterfront.

1010 Lakeland Drive, Toccoa

Listing courtesy of Lake Homes Realty LLC.

$1,145,000
3 Beds ⋅ 4 Baths ⋅ 10708791 MLS
Lakefront Legacy Property on Lake Hartwell - Endless Possibilities! Welcome to a rare opportunity on the shores of Lake Hartwell, where privacy, space, and breathtaking views come together on the largest lot on the peninsula. With 280 feet of shoreline, deep water, and incredible flexibility, this custom-built property is more than a home-it's a lakefront lifestyle compound. The main residence has been thoughtfully maintained and upgraded, featuring new Andersen windows, fresh interior and exterior paint, and major system updates, including two HVAC systems and a whole-home Generac generator for peace of mind. Adding exceptional value is the separate guest house, complete with two bedrooms, a full kitchen, a living area, a laundry, and a screened porch-perfect for hosting extended family, accommodating guests, or creating a private rental space. For those who love room to work, play, and store their toys, the property delivers in every way: * Oversized garage * 30x30 boat garage * 20x30 workshop * Pole barn and Tuff Shed for additional storage Step outside and you'll find beautifully maintained grounds with extensive landscaping that frames the sweeping lake views. The double lot provides exceptional privacy and outdoor space rarely found on Lake Hartwell. At the shoreline, enjoy 12 feet of water at the dock at full pool, along with a double-slip dock, power lift, and jet ski pad-ready for long summer days on the water. A dock-front storm door adds additional protection and durability. Whether you envision a private family compound, a bed and breakfast, a short-term rental investment, or simply a peaceful lakefront retreat to live and play, this one-of-a-kind property offers the flexibility and setting to make it happen. Properties with this much land, shoreline, and infrastructure on Lake Hartwell rarely come on the market. Welcome to your own lakefront paradise.

572 Imperial Drive, Martin

Listing courtesy of Keller Williams Realty Atl. Partners.

$520,000
2 Beds ⋅ 2 Baths ⋅ 10668734 MLS
Located on a .46-acre lakefront lot in Martin, GA, 410 Lakeside Hills Rd offers new construction quality paired with the natural beauty of Lake Hartwell. This 2-bedroom, 2-bath residence is positioned in a quiet cove, providing privacy and reduced lake traffic while maintaining direct water access and expansive lake views. This home was carefully crafted, and no detail was missed. The home features a large front porch overlooking the lake, creating a welcoming outdoor living space that enhances the property's connection to its surroundings. The porch is well-suited for daily use and entertaining, offering a clear view of the water and the peaceful setting beyond. Inside, the floor plan is thoughtfully arranged to maximize comfort, functionality, and natural light. As a new construction home, the interior showcases clean lines, modern finishes, and efficient use of space. The living areas feel open and cohesive, while both bedrooms are comfortably sized and supported by two full bathrooms with contemporary styling. The layout supports everyday living while maintaining a relaxed and practical flow. A key feature of this property is the double-slip boat dock, providing convenient access to Lake Hartwell for boating, fishing, or recreational use. The dock, combined with the home's location in a low-traffic cove, makes this property especially appealing for those seeking a calm and private lake experience. This home is move-in ready and well-suited for those seeking a lakefront property that balances comfort, privacy, and direct access to Lake Hartwell. All of this and no HOA. Make this your weekend getaway, permanent residence or add this to your income-producing portfolio.

410 Lakeside Hills Road, Martin

Listing courtesy of BHHS Georgia Properties.

$445,000
3 Beds ⋅ 2 Baths ⋅ 10615530 MLS
Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

396 Cardinal Lane, Toccoa

Listing courtesy of Magnolia Realty & PropertyManagement.

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