Stephens Homes with Lake Waterfront Features

Stephens Homes with Lake Waterfront Features

Welcome to Stephens County, Georgia—a hidden gem nestled in the heart of the beautiful Appalachian foothills. Known for its breathtaking landscapes, friendly communities, and rich history, Stephens County is the perfect place for those seeking a serene lifestyle with a touch of Southern charm. With its picturesque lakes and rolling hills, this area offers an idyllic escape from the hustle and bustle of city life.

For homebuyers looking for a slice of paradise, Stephens County boasts an impressive selection of homes with stunning lake waterfront features. Imagine waking up to the gentle sounds of water lapping at the shore, enjoying your morning coffee on a private deck, or spending sun-soaked afternoons fishing and boating right in your backyard. These waterfront properties provide not only a home but a lifestyle defined by tranquility and recreation.

The local lakes, including Lake Hartwell and Lake Richard B. Russell, provide ample opportunities for outdoor enthusiasts. Whether you enjoy kayaking, paddleboarding, or simply soaking in the sun, these pristine waters are perfect for all types of water activities. Additionally, the surrounding natural beauty offers hiking trails, picnic spots, and wildlife watching, making it easy to connect with nature.

As you explore Stephens County, you'll find a welcoming community with a rich cultural heritage, vibrant local events, and excellent schools. With its charming small-town atmosphere and abundant recreational opportunities, Stephens County is an ideal place to call home. Discover your dream waterfront property today and embrace a lifestyle of peace and adventure in this enchanting corner of Georgia!

Newest Stephens Homes with Lake Waterfront Features

3 Beds ⋅ 2 Baths ⋅ 10818982 MLS

Welcome to your peaceful retreat on beautiful Lake Hartwell! Tucked away on a quiet street, this charming 3-bedroom, 2-bath home offers privacy, comfort, and access to the lake. Situated on a spacious lot, the property also features an attached 2-car garage. Spend quiet mornings on the expansive covered back porch, enjoy cookouts on the adjoining grilling deck, or follow the gentle path to your oversized covered slip dock. Please note that due to the recent extreme drought and unusually low lake levels, the dock is not currently floating. Inside, the desirable split-bedroom floor plan provides privacy, while the spacious central living area creates a comfortable place to gather. Thoughtful updates include a newer roof, HVAC system, appliances, water heater, cabinetry, and granite countertops, blending style with everyday functionality. Whether you're searching for a full-time residence or a relaxing lake getaway, this inviting home offers the perfect place to unwind and make lasting memories. Schedule your private showing today and discover the Lake Hartwell lifestyle!

1 Pine Needle Drive, Martin

Listing courtesy of Keller Williams Lake Hartwell.

Build your dream home on this beautiful 1.57-acre lake-view lot in the desirable Cross Creek Subdivision in Toccoa, Georgia! Lot 15 offers the perfect combination of privacy, natural beauty, and breathtaking lake views, providing an ideal setting for your custom home. Enjoy the peaceful surroundings while remaining conveniently located near shopping, dining, schools, and all that Toccoa has to offer. Whether you're looking to build now or invest for the future, this exceptional property is full of potential. Don't miss this opportunity to own a slice of Northeast Georgia paradise!

LOT 15 Cross Creek Drive, Toccoa

Listing courtesy of BHHS Georgia Properties.

5 Beds ⋅ 4 Baths ⋅ 10805897 MLS

LAKE FRONT on Lake Hartwell! IMMACULATE & IS WAITING FOR YOU!! Be the first to see this upcoming amazing Newly Built Charming Modern Home on Lake Hartwell in Martin, GA! ICF BUILT HOME! (Insulated Concrete Foam) - 50% to 70% reduction in heating and cooling costs. ICF walls can withstand hurricane-force winds and are highly fire-resistant, often qualifying you for significant homeowner's insurance discounts! Quieter Indoor Living! This beauty is 3 LEVELS of Living - all with private entrances! Set up for three individual AirBnB spaces or one home for Family (plus AirBnB). Level Walk out to the lake. There's no dock. But there are options. The main level features Owner's Suite with an attached Office/Nursery Suite. The SPA RETREAT BATHROOM is something you will want EVERYDAY and is complete with Lighting from Italy, Walk-In Closet and Laundry Room. Open Kitchen, Dining Room and Family Room with a wall of glass overlooking the lake and large covered patio. 3rd Level - Rooftop with Studio Apartment (sleeps up to two guests) Full Bathroom & Kitchenette. Basement is equipped with a FULL KITCHEN, laundry room, full bathroom, bunk bed room and additional secondary bedroom, open kitchen to dining room to basement family room, large bedroom with vanity area with sink. 2 car garage. Property is being sold to include 2 lots, 85 Corvair Drive, Martin GA and 95 Corvair Drive, Martin GA - they are on a paved street with homes so there is easy access to utility hookups should you need to store your recreational vehicles or boat! EXTRAS- It's an ICF structure, 300 mph wind sustainability, termite Proof, bug Proof, airtight so Heating / cooling, etc. produce low bills. Highly energy efficient. Full house generator. Propane gas (buried tank) for cooking, and heating. High-end finishes, two heated towel racks, bidet in the master bathroom, two laundry rooms (primary closet and lower level), granite throughout.

293 N Century Drive, Martin

Listing courtesy of Tracy Cousineau Real Estate.

4 Beds ⋅ 2 Baths ⋅ 10802250 MLS

Adorable Lake Hartwell cabin with great water views in the Lakeside Hills community! This 4BR/2BA home features high ceilings in the main living area, an open and airy layout, and a covered porch overlooking the lake, perfect for morning coffee or evening sunsets. A standout feature of this property: Eastanollee Creek runs through the lake access, meaning you'll have flowing water year-round even when seasonal drawdowns affect the shallow cove, a rare advantage for this section of the lake. 1,200 sq ft on the main level plus an additional approx. 600-800 sq ft of unfinished basement space offering excellent potential for a bunk room, rec room, workshop, or storage (buyer to verify all measurements). No dock currently in place; buyer to independently verify dock permit eligibility with the U.S. Army Corps of Engineers. Conveniently located just minutes from I-85, midway between Atlanta and Greenville. Ideal as a weekend getaway, full-time residence, or short-term rental investment on Lake Hartwell. Schedule your showing today! ALL FURNITURE IS INCLUDED!

148 Lakeside Hills Road, Martin

Listing courtesy of Linton Realty.

2 Beds ⋅ 1 Baths ⋅ 10798084 MLS

Rare opportunity to own a unique Lake Hartwell package offering incredible value and future potential! This offering includes an existing lake cabin plus four additional adjoining lots-five lots total-being sold together for $275,000 cash. The property features an existing covered dock already in place, creating exceptional possibilities for a private family compound, vacation retreat, investment property, or future development. Surrounded by mature hardwoods, the property offers privacy and easy access to the water for boating, fishing, kayaking, and enjoying everything Lake Hartwell has to offer. Whether you're looking for a peaceful getaway, a long-term investment, or a property with room to grow, this unique lake package offers endless potential in a highly desirable location

170 S Century Drive, Martin

Listing courtesy of GA Realty LLC.

3 Beds ⋅ 3 Baths ⋅ 10793274 MLS

Stunning Lakefront Living on Lake Hartwell Experience the perfect blend of luxury, comfort, and natural beauty in this exceptional 4-sided brick lakefront home on the shores of Lake Hartwell. Flooded with natural light and thoughtfully updated, this residence offers an inviting open-concept layout ideal for both everyday living and entertaining. Step inside to a great room with cathedral ceilings adorned with warm tongue-and-groove wood, creating a striking focal point. The space flows seamlessly into the chef's kitchen, abundant storage, and room to craft culinary masterpieces. The home has been freshly painted throughout, enhancing its clean and modern feel. Retreat to the large master suite, a peaceful haven designed for relaxation. Additional highlights include tiled floors in the kitchen and bathrooms, a new water heater, and an oversized 2-car garage providing ample storage. Enjoy peace of mind and energy efficiency with solar panels paired with a backup generator system-a rare and valuable feature. The property also includes a full unfinished terrace level with its own fireplace, offering tremendous potential for additional living space, a workshop, or entertainment area. Outdoor living shines with an expansive rear deck overlooking the lake, perfect for morning coffee, evening sunsets, and hosting guests. Best of all, the property features a double-slip dock with a boat hoist, providing easy access to the water and making lake days effortless and enjoyable.The home is surrounded by fresh landscaping, accentuating its curb appeal and serene setting. This exceptional Lake Hartwell property is the perfect blend of craftsmanship, comfort, and lakefront lifestyle-ready for you to make it your own. 6920 Sqft ( Unfinished basement 3460 Sqft)

287 Spring Branch Circle, Toccoa

Listing courtesy of Buffington Real Estate Group.

7 Beds ⋅ 8 Baths ⋅ 10790612 MLS

Luxury Lakefront Home | Gated Golf Course Community | 7,000+ Sq Ft | 3-Car Garage Experience true Lake Hartwell luxury living in this exceptional lakefront residence located within a prestigious gated golf course community. This expansive estate offers 7,000+ square feet of refined living space designed for both grand entertaining and everyday comfort. Enjoy the best of lake and golf lifestyle living with direct access to Lake Hartwell, beautifully maintained surroundings, and the privacy of a gated community setting. The home features a spacious 3-car garage, providing ample room for vehicles, lake toys, and storage. Inside, the property showcases luxury finishes, open-concept living spaces, and thoughtful design throughout, making it ideal for full-time living or a high-end vacation retreat. Outdoor living is equally impressive, offering space to relax, entertain, and take in the natural beauty of Northeast Georgia. Key Highlights: * Lakefront property on Lake Hartwell * Located in a gated golf course community * 7,000+ square feet of luxury living space * 3-car garage * Ideal for entertaining and lake lifestyle living * Premium Northeast Georgia location A rare opportunity to own a true luxury lake and golf lifestyle property in one of Georgia's most desirable areas. New Club Ownership is in the process of permitting the new Marina offering lake life to all the members.

1198 N Edgewater Trail, Toccoa

Listing courtesy of Hammock Realty North Georgia.

4 Beds ⋅ 4 Baths ⋅ 10781910 MLS

Welcome to 205 Mill Creek Circle on beautiful Lake Hartwell! This thoughtfully designed waterfront home offers the perfect combination of spacious living, quality updates, and easy access to the lake. Situated on a gently sloping lot with good water depth and an easy walk to your private double-slip dock with one lift, this property is ideal for full-time lake living or the ultimate weekend retreat. The main level welcomes you with a dramatic vaulted great room featuring soaring ceilings, abundant natural light, plantation shutters, and expansive windows and sliding glass doors that frame peaceful lake views and open to the spacious deck. The open-concept kitchen features a large breakfast bar overlooking the great room, making it the perfect gathering place for family and friends. The main-level owner's suite is a private retreat with tray ceilings, arched windows, dual walk-in closets, and a spacious ensuite bath complete with a jetted soaking tub, separate walk-in shower, and double vanity. Two additional bedrooms, a full bath, a half bath, and a custom hallway cabinet that remains with the home complete the main floor. Designed with multi-generational living in mind, the terrace level offers exceptional flexibility with a second oversized great room, full kitchen, spacious bedroom with ensuite bath and oversized walk-in closet, making it ideal for guests, extended family, or entertaining. Step outside to enjoy the covered patio protected by the Dry Below under-deck system, creating additional outdoor living space regardless of the weather. Storage is abundant with a two-car attached garage on the main level plus a deep lower-level garage with a separate driveway, perfect for storing a boat, golf cart, jet skis, lake toys, or workshop space. Recent improvements provide peace of mind, including a new roof (2016), water heater (2021) with expansion tank added in 2024, two new HVAC systems installed in 2024, and an underground propane tank purchased in 2023. If you've been dreaming of a Lake Hartwell home that offers beautiful lake views, an easy walk to the dock, generous living space, excellent storage, and thoughtful updates throughout, 205 Mill Creek Circle is ready to welcome you home.

205 Mill Creek Circle, Martin

Listing courtesy of Hammock Realty North Georgia.

5 Beds ⋅ 3 Baths ⋅ 10769731 MLS

79 Clarimonte Pt offers the perfect combination of lake living, comfort, and investment potential on beautiful Lake Hartwell. Currently operating as a successful Airbnb with rental history available upon request, this property is ideal as a full-time residence, vacation home, or turnkey short-term rental opportunity. This lake home features a spacious and functional layout designed for both everyday living and entertaining. The main floor includes a private primary suite along with an open-concept kitchen and dining area that creates a warm, inviting gathering space for family and guests. Upstairs, you'll find three additional bedrooms and a full bath, offering plenty of room for larger groups and overnight visitors. The finished basement adds even more living space with a comfortable second living room area, an additional bedroom, and a full bath - perfect for guests, extended family, or maximizing rental potential. One of the standout features of this home is the outdoor living space. Relax and take in the beautiful views of Lake Hartwell from the large screened-in porch while entertaining friends and family year-round. Just steps from the home, you'll enjoy easy lake access with a covered single-slip boat dock already in place. The property also includes a covered boat storage building, outdoor firepit area, and a small storage building, giving you plenty of space for lake toys, equipment, and entertaining essentials. Whether you're looking for a private lake retreat or an income-producing property with proven Airbnb success, 79 Clarimonte Pt delivers the best of both worlds. Rental records available for qualified buyers. Photos represent lake levels when full.

79 Clairmonte Point, Martin

Listing courtesy of Hammock Realty North Georgia.

5 Beds ⋅ 4 Baths ⋅ 10760157 MLS

Curated over time to accommodate family and guests alike, this spacious Lake Hartwell home offers the perfect blend of comfort, functionality, and breathtaking waterfront views. From the welcoming foyer entry to the soaring ceilings found across all three levels, the home was thoughtfully designed for everyday living and memorable gatherings at the lake. The main level features a warm and inviting layout with a formal living room, dining room with pass-through to the kitchen, and a spacious kitchen that opens seamlessly into the breakfast area and family room. The kitchen is equipped with solid surface countertops, making it both stylish and practical for entertaining. The impressive great room showcases vaulted ceilings, a wood-burning fireplace, and expansive lake views that continue throughout almost every room in the home. Also on the main floor are a guest bedroom, full bathroom, laundry room, private office, and a comfortable owner's suite complete with its own full bath. Upstairs, you'll find two additional bedrooms and a full bathroom, providing excellent space for family and overnight guests. With a total of five bedrooms, four full bathrooms, and a possible sixth bedroom or flex space, there is room for everyone to enjoy lake living. Outdoor spaces are equally impressive with a 40-foot screened porch designed for relaxing and taking in the peaceful waterfront setting. The wide lot and close Corp line create a private atmosphere rarely found on the lake. Enjoy a covered slip dock situated on great water, where the dock normally rests in approximately 10 feet of water - ideal for swimming, boating, and year-round lake enjoyment. The concrete driveway provides parking access on multiple levels, and the oversized 27x22 two-car garage offers excellent storage for lake toys and vehicles. Additional highlights include: * Covered slip dock on great water * 2018 water heater * Outbuilding * Wood-burning fireplace * High ceilings throughout three floors * Normally approximately 10 feet of water at the dock * Nearly every room enjoys a view of Lake Hartwell. Experience the beauty of lakefront living in a home that has been lovingly expanded and enjoyed through the years - a true Lake Hartwell retreat designed for making memories. NOTE THAT SOME PHOTOS ARE VIRTUALLY STAGED (INCLUDING BUT NOT LIMITED TO PAINT COLORS, FURNITURE, DECORATIONS, ETC.)

371 Shorewood Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

3 Beds ⋅ 2 Baths ⋅ 10759110 MLS

Experience the ultimate "lake life" in this peaceful 3-bedroom, 2-bath retreat tucked away in the quiet Lake Harbor Shores subdivision. Situated on a public road for easy access, this home offers a serene escape where your only neighbors are the local deer and birds. The heart of the home is a surprisingly large kitchen, perfect for prepping snacks before heading out to the water. Build a fire in the stone fireplace and enjoy your evening. Relax on the screened-in porch with your morning coffee, or host a summer cookout on the expansive back deck-both offer the perfect vantage point for soaking in the quiet surroundings. A charming wooded path leads you down to your very own single-slip covered dock. At full pool, you can spend your afternoons fishing right off the edge or hopping on your boat for a day of waterskiing and tubing on Lake Hartwell. If you have extra gear or friends joining the fun, several public boat ramps are conveniently located within a five-minute drive. This home has been well maintained and updated with a new HVAC system with all new ductwork, plumbing updated and insulated as well as new insulation installed in the crawl space. The roof was replaced in 2018, the exterior was freshly painted and the deck was rebuilt and sealed. Whether you're looking for a weekend getaway or a permanent lakeside sanctuary, this property offers the simple, quiet life you've been dreaming of!

647 Lake Harbor Trail, Martin

Listing courtesy of KW Western Upstate.

3 Beds ⋅ 2 Baths ⋅ 10742341 MLS

Lakefront living at its best on Lake Hartwell! This 3-bedroom, 2-bath home offers a perfect blend of comfort, convenience, and scenic beauty. Designed with a desirable split-bedroom floor plan, the layout provides privacy for guests while maintaining an open, functional feel. The spacious living room features a cozy fireplace, creating a comfortable gathering space for family and friends. The owner's suite serves as a private retreat with a double vanity, soaking tub, and separate shower. Enjoy the outdoors from the large front porch that spans the length of the home, partially screened for year-round enjoyment of the peaceful lake setting. A generous outdoor entertaining area makes hosting easy, whether you're grilling out or relaxing in the fresh air. A gentle walk leads down a concrete cart path to the newly covered slip dock, positioned on deep water with long-range views-ideal for boating, fishing, or simply taking in the surroundings. The property offers an abundance of parking and is conveniently located just minutes from town for shopping and dining. It's also near the sought-after Currahee Club, featuring a championship course designed by Jim Fazio. Whether you're looking for a full-time residence or a weekend getaway, this home captures the best of lake living.

123 Ridgemore Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

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