Stephens Homes with Deep Water Access Waterfront Features

Stephens Homes with Deep Water Access Waterfront Features

Welcome to Stephens County, Georgia—a hidden gem nestled in the heart of the picturesque Blue Ridge Mountains. Known for its breathtaking natural beauty and vibrant community, this county offers a perfect blend of outdoor adventure and small-town charm. With its stunning lakes, lush forests, and rolling hills, Stephens County is an ideal destination for those seeking a serene lifestyle while remaining close to modern conveniences.

One of the standout features of this enchanting area is its deep water access homes, perfect for those who cherish waterfront living. Imagine waking up to the gentle lapping of water against the shore, with breathtaking views right from your window. These homes boast easy access to pristine lakes, allowing for a plethora of recreational activities such as boating, fishing, and swimming. Whether you’re looking for a cozy retreat or a spacious family home, you’ll find properties that cater to every lifestyle.

The community is not just about the stunning landscapes; it’s also rich in culture and history. Local festivals, farmers' markets, and art shows bring residents together, fostering a warm and inviting atmosphere. With a range of dining options, shopping venues, and outdoor parks, there’s something for everyone to enjoy.

If you’re dreaming of a tranquil life by the water, Stephens County is calling your name. Discover the perfect home with deep water access and experience the beauty and community spirit that this remarkable region has to offer. Your waterfront oasis awaits!

Newest Stephens Homes with Deep Water Access Waterfront Features

$659,000
4 Beds 4 Baths 10820616 MLS
Welcome to your Lake Hartwell retreat! This beautifully maintained lake home offers good water, a covered single-slip dock, and a peaceful setting with U.S. Army Corps of Engineers property across the cove, providing added privacy and natural views. The main level features a spacious great room with a cozy propane gas log fireplace, an open kitchen, a convenient laundry room with half bath, and a generous owner's suite with a walk-in shower, double vanity, and walk-in closet. A screened porch spans the lakeside of the home, creating the perfect space to relax and enjoy year-round lake views. The upper level offers two additional bedrooms and a full bathroom, providing plenty of room for family and guests. The finished terrace level is designed for entertaining with a large recreation room featuring a custom bar and second kitchen, an additional bedroom and full bath, plus ample storage. Step outside to the new lower deck and enjoy easy access to the lake. Recent improvements include a 2018 roof, updated HVAC systems, updated decks and stairs, LeafGuard gutters, Generac whole-house generator, Rinnai tankless water heater, buried propane tank, and attractive LVP flooring. Additional features include a paved driveway, double carport, and a covered single-slip dock in good water, making this home ideal as a full-time residence or weekend getaway. If you've been searching for a move-in-ready Lake Hartwell home with quality updates, excellent water, and outstanding outdoor living spaces, this property is a must-see!

834 Hardy Road, Martin

Listing courtesy of Hammock Realty North Georgia.

$950,000
4 Beds 4 Baths 10781910 MLS
Welcome to 205 Mill Creek Circle on beautiful Lake Hartwell! This thoughtfully designed waterfront home offers the perfect combination of spacious living, quality updates, and easy access to the lake. Situated on a gently sloping lot with good water depth and an easy walk to your private double-slip dock with one lift, this property is ideal for full-time lake living or the ultimate weekend retreat. The main level welcomes you with a dramatic vaulted great room featuring soaring ceilings, abundant natural light, plantation shutters, and expansive windows and sliding glass doors that frame peaceful lake views and open to the spacious deck. The open-concept kitchen features a large breakfast bar overlooking the great room, making it the perfect gathering place for family and friends. The main-level owner's suite is a private retreat with tray ceilings, arched windows, dual walk-in closets, and a spacious ensuite bath complete with a jetted soaking tub, separate walk-in shower, and double vanity. Two additional bedrooms, a full bath, a half bath, and a custom hallway cabinet that remains with the home complete the main floor. Designed with multi-generational living in mind, the terrace level offers exceptional flexibility with a second oversized great room, full kitchen, spacious bedroom with ensuite bath and oversized walk-in closet, making it ideal for guests, extended family, or entertaining. Step outside to enjoy the covered patio protected by the Dry Below under-deck system, creating additional outdoor living space regardless of the weather. Storage is abundant with a two-car attached garage on the main level plus a deep lower-level garage with a separate driveway, perfect for storing a boat, golf cart, jet skis, lake toys, or workshop space. Recent improvements provide peace of mind, including a new roof (2016), water heater (2021) with expansion tank added in 2024, two new HVAC systems installed in 2024, and an underground propane tank purchased in 2023. If you've been dreaming of a Lake Hartwell home that offers beautiful lake views, an easy walk to the dock, generous living space, excellent storage, and thoughtful updates throughout, 205 Mill Creek Circle is ready to welcome you home.

205 Mill Creek Circle, Martin

Listing courtesy of Hammock Realty North Georgia.

$590,000
5 Beds 4 Baths 10760157 MLS
Curated over time to accommodate family and guests alike, this spacious Lake Hartwell home offers the perfect blend of comfort, functionality, and breathtaking waterfront views. From the welcoming foyer entry to the soaring ceilings found across all three levels, the home was thoughtfully designed for everyday living and memorable gatherings at the lake. The main level features a warm and inviting layout with a formal living room, dining room with pass-through to the kitchen, and a spacious kitchen that opens seamlessly into the breakfast area and family room. The kitchen is equipped with solid surface countertops, making it both stylish and practical for entertaining. The impressive great room showcases vaulted ceilings, a wood-burning fireplace, and expansive lake views that continue throughout almost every room in the home. Also on the main floor are a guest bedroom, full bathroom, laundry room, private office, and a comfortable owner's suite complete with its own full bath. Upstairs, you'll find two additional bedrooms and a full bathroom, providing excellent space for family and overnight guests. With a total of five bedrooms, four full bathrooms, and a possible sixth bedroom or flex space, there is room for everyone to enjoy lake living. Outdoor spaces are equally impressive with a 40-foot screened porch designed for relaxing and taking in the peaceful waterfront setting. The wide lot and close Corp line create a private atmosphere rarely found on the lake. Enjoy a covered slip dock situated on great water, where the dock normally rests in approximately 10 feet of water - ideal for swimming, boating, and year-round lake enjoyment. The concrete driveway provides parking access on multiple levels, and the oversized 27x22 two-car garage offers excellent storage for lake toys and vehicles. Additional highlights include: * Covered slip dock on great water * 2018 water heater * Outbuilding * Wood-burning fireplace * High ceilings throughout three floors * Normally approximately 10 feet of water at the dock * Nearly every room enjoys a view of Lake Hartwell. Experience the beauty of lakefront living in a home that has been lovingly expanded and enjoyed through the years - a true Lake Hartwell retreat designed for making memories. NOTE THAT SOME PHOTOS ARE VIRTUALLY STAGED (INCLUDING BUT NOT LIMITED TO PAINT COLORS, FURNITURE, DECORATIONS, ETC.)

371 Shorewood Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$1,145,000
3 Beds 4 Baths 10708791 MLS
Lakefront Legacy Property on Lake Hartwell - Endless Possibilities! Welcome to a rare opportunity on the shores of Lake Hartwell, where privacy, space, and breathtaking views come together on the largest lot on the peninsula. With 280 feet of shoreline, deep water, and incredible flexibility, this custom-built property is more than a home-it's a lakefront lifestyle compound. The main residence has been thoughtfully maintained and upgraded, featuring new Andersen windows, fresh interior and exterior paint, and major system updates, including two HVAC systems and a whole-home Generac generator for peace of mind. Adding exceptional value is the separate guest house, complete with two bedrooms, a full kitchen, a living area, a laundry, and a screened porch-perfect for hosting extended family, accommodating guests, or creating a private rental space. For those who love room to work, play, and store their toys, the property delivers in every way: * Oversized garage * 30x30 boat garage * 20x30 workshop * Pole barn and Tuff Shed for additional storage Step outside and you'll find beautifully maintained grounds with extensive landscaping that frames the sweeping lake views. The double lot provides exceptional privacy and outdoor space rarely found on Lake Hartwell. At the shoreline, enjoy 12 feet of water at the dock at full pool, along with a double-slip dock, power lift, and jet ski pad-ready for long summer days on the water. A dock-front storm door adds additional protection and durability. Whether you envision a private family compound, a bed and breakfast, a short-term rental investment, or simply a peaceful lakefront retreat to live and play, this one-of-a-kind property offers the flexibility and setting to make it happen. Properties with this much land, shoreline, and infrastructure on Lake Hartwell rarely come on the market. Welcome to your own lakefront paradise.

572 Imperial Drive, Martin

Listing courtesy of Keller Williams Realty Atl. Partners.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.