Stephens Homes with Swim Dock Waterfront Features

Welcome to Stephens County, Georgia, a hidden gem nestled in the picturesque foothills of the Blue Ridge Mountains. Known for its charming small-town atmosphere and stunning natural beauty, Toccoa is the county seat that embodies the warmth and friendliness of Southern living. With a rich history and vibrant community, Stephens County offers residents a unique blend of outdoor adventures, cultural experiences, and a tight-knit community feel.

One of the most desirable features of this area is the availability of homes with swim dock waterfront access. Imagine waking up each day to the gentle sounds of water lapping at your dock, where you can spend lazy afternoons swimming, fishing, or simply soaking in the sun. These waterfront properties are perfect for those who enjoy an active lifestyle or simply want to unwind in a serene environment.

Homes with swim docks in Stephens County often boast spacious layouts, modern amenities, and breathtaking views of the lake or river. Whether you're looking for a cozy cottage or a sprawling family home, Toccoa offers a variety of options to suit your needs. The local real estate market is thriving, making it an excellent time to invest in your dream waterfront property.

In addition to the stunning homes, residents can enjoy the myriad of recreational activities available, from hiking scenic trails to exploring nearby waterfalls. With a strong sense of community and a wealth of natural beauty, Stephens County is not just a place to live—it's a lifestyle waiting to be embraced. Come discover your perfect home in this enchanting corner of Georgia!

Newest Stephens Homes with Swim Dock Waterfront Features

$950,000

4 Beds ⋅ 4 Baths ⋅ 10781910 MLS

Welcome to 205 Mill Creek Circle on beautiful Lake Hartwell! This thoughtfully designed waterfront home offers the perfect combination of spacious living, quality updates, and easy access to the lake. Situated on a gently sloping lot with good water depth and an easy walk to your private double-slip dock with one lift, this property is ideal for full-time lake living or the ultimate weekend retreat. The main level welcomes you with a dramatic vaulted great room featuring soaring ceilings, abundant natural light, plantation shutters, and expansive windows and sliding glass doors that frame peaceful lake views and open to the spacious deck. The open-concept kitchen features a large breakfast bar overlooking the great room, making it the perfect gathering place for family and friends. The main-level owner's suite is a private retreat with tray ceilings, arched windows, dual walk-in closets, and a spacious ensuite bath complete with a jetted soaking tub, separate walk-in shower, and double vanity. Two additional bedrooms, a full bath, a half bath, and a custom hallway cabinet that remains with the home complete the main floor. Designed with multi-generational living in mind, the terrace level offers exceptional flexibility with a second oversized great room, full kitchen, spacious bedroom with ensuite bath and oversized walk-in closet, making it ideal for guests, extended family, or entertaining. Step outside to enjoy the covered patio protected by the Dry Below under-deck system, creating additional outdoor living space regardless of the weather. Storage is abundant with a two-car attached garage on the main level plus a deep lower-level garage with a separate driveway, perfect for storing a boat, golf cart, jet skis, lake toys, or workshop space. Recent improvements provide peace of mind, including a new roof (2016), water heater (2021) with expansion tank added in 2024, two new HVAC systems installed in 2024, and an underground propane tank purchased in 2023. If you've been dreaming of a Lake Hartwell home that offers beautiful lake views, an easy walk to the dock, generous living space, excellent storage, and thoughtful updates throughout, 205 Mill Creek Circle is ready to welcome you home.

205 Mill Creek Circle, Martin

Listing courtesy of Hammock Realty North Georgia.

$364,999

5 Beds ⋅ 2 Baths ⋅ 10727494 MLS

Welcome to your Lake Hartwell retreat in beautiful Shorewood Estates! This 5-bedroom, 2-bath cabin sits on a private wooded lot with private dock, and a path leading directly to the water. Enjoy 2,048 sq. ft. of living space featuring vaulted ceilings, Enjoy Natural wood finishes, hardwood and tile flooring, along with large windows that bring warmth and character throughout, and a spacious great room with large open windows, perfect for gathering. The kitchen offers ample counter space and a full appliance package. Five bedrooms provide room for family and guests, plus a partially finished basement with endless potential for future living area, rec room, or storage. Outside, the full front and side decks create the ideal spot for entertaining or relaxing with lake views. Enjoy a convenient pull-through driveway with parking for multiple vehicles, boats, or trailers. Perfect as a primary residence, vacation home, or investment property. Bring your boat or just walk down to your private dock and enjoy sitting by the water or fishing. Bring your vision, and start living the lake life today.

773 Shorewood Circle, Toccoa

Listing courtesy of Engel & V?lkers Atlanta.

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