Stephens County Homes under $350,000

Stephens County Homes under $350,000

Welcome to Stephens County, Georgia—a hidden gem nestled in the picturesque foothills of the Blue Ridge Mountains. Known for its stunning natural beauty and vibrant community spirit, Stephens County offers a perfect blend of small-town charm and modern conveniences. With its rich history, friendly neighborhoods, and a plethora of outdoor activities, it’s no wonder that many are choosing to call this area home.

For those looking to invest in their dream home without breaking the bank, Stephens County boasts an impressive selection of homes priced under $350,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, there are plenty of options to suit your needs. From cozy cottages to spacious family homes, you’ll find properties that combine comfort and affordability, all set against the backdrop of this stunning region.

Imagine waking up to the serene sounds of nature, enjoying your morning coffee on a charming porch, or taking a leisurely stroll through one of the county’s many parks. With Lake Hartwell and the Chattahoochee National Forest just a stone's throw away, outdoor enthusiasts will find endless opportunities for hiking, fishing, and boating.

In addition to its natural beauty, Stephens County is home to a vibrant local culture, featuring delightful shops, restaurants, and community events. With a strong sense of community and a welcoming atmosphere, you’ll quickly feel at home in this inviting county. Explore the possibilities of affordable living in Stephens County, where your dream home awaits!

Newest Stephens County Homes under $350,000

915 W Leatherwood Road, Toccoa
$259,000
3 Beds ⋅ 2 Baths ⋅ 10870397 MLS
MOVE IN BEFORE THE HOLIDAYS!! Great price on this 2026 Clayton Homes Horizon Haven floor plan on 1.53 acres with 3 bedrooms, 2 bathrooms PLUS a large 16' x 12' BONUS ROOM perfect for an additional bedroom, den, play room, office, workout room, craft room or media room. Kitchen boasts an island with bar seating, stainless steel appliances, pantry closet and a large picture window over the sink. The mud room and laundry are conveniently located right next to the kitchen for easy unloading or keeping tabs on the kids and pets. Open concept will make entertaining a breeze. With a dining area and bar seating there is plenty of room for family and friends. Primary bedroom has walk-in closet and lots of room for storage in the ensuite bath. Home has a permanent foundation, comes with a 1 year home warranty and qualifies for USDA, FHA and VA financing. Some images are virtually staged/edited. Unedited pictures are included, as well. Schedule your showing today!

915 W Leatherwood Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

217 Combs Avenue, Martin
$160,000
3 Beds ⋅ 2 Baths ⋅ 10869743 MLS
Welcome to this charming 3-bedroom, 2-bath mobile home situated on a spacious 1-acre lot in Martin, GA. Filled with natural light throughout, this home offers a comfortable and functional layout with plenty of versatile living space. Step through the front door into a bright living room or bonus space that flows seamlessly into the kitchen and dining area. This flexible room could easily serve as a home office, playroom, hobby area, or additional sitting space to fit your needs. The kitchen features a convenient walk-in pantry, island for additional seating, window over the sink to enjoy the surrounding beauty, and opens to the dining area, creating an inviting space for everyday living and entertaining. Just beyond the kitchen, the spacious family room provides a cozy gathering space complete with a fireplace and sliding glass doors leading to the covered back deck, making it easy to enjoy the outdoors in any season. A generously sized laundry/mudroom adds even more functionality and offers convenient direct access to and from the outdoors. Outside, the property continues to impress with covered parking and an outbuilding that provides the perfect space for storing tools, equipment, or outdoor belongings. Conveniently located between Lavonia and Toccoa, you have easy access to both communities, shopping, dining, and local amenities. With an acre of land, abundant natural light, versatile living spaces, and a convenient location, this property offers plenty of room to make it your own!

217 Combs Avenue, Martin

Listing courtesy of Keller Williams Lanier Partners.

218 Alban Court, Toccoa
$119,000
3 Beds ⋅ 2 Baths ⋅ 10869232 MLS
Solid 3BD/1BA brick home with 1,414 SF, full unfinished basement, and an adjacent vacant lot included. Roof and water heater are approximately 10 years old. Windows need replacement, and the basement bathroom is unfinished. Great opportunity for investors looking to add value and maximize the property's potential.

218 Alban Court, Toccoa

Listing courtesy of Beycome Brokerage Realty LLC.

119 Parkway Drive, Toccoa
$225,000
3 Beds ⋅ 1 Baths ⋅ 10868641 MLS
Charming 1940s Cottage in the Heart of Toccoa...Enjoy easy, single-level living in this charming 1940s cottage located on a quiet residential street just off Big A Road. Conveniently situated within walking distance of restaurants, grocery stores, and a pharmacy, and only 2-3 miles from Downtown Toccoa for shopping, dining, and medical services. The home features a spacious front yard, attached carport, and inviting gable entrance. Inside, you'll find a cozy living room with fireplace and hardwood floors throughout the main living areas. The updated kitchen offers granite countertops, shaker-style cabinets, and stainless steel appliances. Three spacious bedrooms provide hardwood floors and ample closet space. The updated full bath features a tiled shower surround and convenient hallway access. A spacious laundry room offers exterior access to the fenced backyard. The flat backyard includes a concrete slab ideal for a small basketball court, patio, or future shed. Move-in ready with a roof and water heater approximately six years old, plus a 2-10 Home Warranty included with the purchase. A great option for a first-time buyer, down-sizer, retiree, or anyone looking for convenient, low-maintenance living. Schedule your private showing today!

119 Parkway Drive, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

263 S Pond Street, Toccoa
$145,000
2 Beds ⋅ 1 Baths ⋅ 10868568 MLS
Walk to downtown! This charming 2-bedroom, 1-bath home offers an incredible opportunity to enjoy the character and convenience of Historic Downtown Toccoa, GA. With a roof only 4 years old, this home combines classic charm with an important recent update. Located within easy walking distance of downtown shops, restaurants, entertainment, and local events. Take a stroll to the Currahee Military Museum, catch a show at the Historic Ritz Theatre, or enjoy community events such as the Harvest Fall Festival and more. Whether you're searching for a full-time residence, a weekend getaway, or an investment property, this home's walkable location and proximity to downtown make it a wonderful opportunity. Come enjoy small-town living with everything Historic Downtown Toccoa has to offer. The property also features established fruit trees.

263 S Pond Street, Toccoa

Listing courtesy of James O. Hayes Realty Inc..

75 Pressley Lane, Toccoa
$170,000
4 Beds ⋅ 2 Baths ⋅ 10866594 MLS
Welcome home to this classic, 4-sided brick residence situated on a spacious 0.31-acre lot on a quiet, peaceful street. Inside, you will find original hardwood floors, 4 bedrooms and 2 full bathrooms. The layout offers ample natural light and seamless flow, making it ideal for both daily living and easy entertaining. Out back, enjoy a wonderful, fully usable yard-perfect for weekend barbecues, garden projects, or relaxing evenings outdoors. Location is key! You are positioned just minutes from vibrant downtown dining, shopping, and healthcare facilities, giving you the perfect blend of neighborhood quiet and city convenience.

75 Pressley Lane, Toccoa

Listing courtesy of Hammock Realty North Georgia.

43 E Rountree Road, Toccoa
$250,000
3 Beds ⋅ 2 Baths ⋅ 10858219 MLS
This newly remodeled home is just what you are looking for. This home a new roof, siding and floors renovated throughout and a fenced in back yard. It is close to shopping, restaurants and town

43 E Rountree Road, Toccoa

Listing courtesy of Land & Lake Realty, Inc..

4 Poppys Lane, Toccoa
$196,000
3 Beds ⋅ 4 Baths ⋅ 10857401 MLS
Great opportunity close to the University of Toccoa Falls and downtown Toccoa! The main floor includes 3 bedrooms, and 3 full bathrooms. The original structure was built by Latourneau Steel, and was modernized and added on to over the years by stick framing. The basement has a full size boat door and it's own driveway/access. LVP runs throughout most of the main level. Great price for a great home in a great location! Make it your own!

4 Poppys Lane, Toccoa

Listing courtesy of VIP Realty North Georgia.

979 Dortch Road, Eastanollee
$314,900
4 Beds ⋅ 3 Baths ⋅ 10857250 MLS
Why wait on new construction when you can move right into this beautifully finished 4-bedroom, 3-bath split foyer home offering over an acre of peaceful country living? Situated on a spacious 1.126-acre lot in Eastanollee, this move-in ready home delivers the space, privacy, and flexibility today's buyers are searching for. The open-concept main level features comfortable living spaces, a functional kitchen, and a desirable split-bedroom layout. The owner's suite offers a large private retreat with an en-suite bath, while two additional bedrooms and a full bath complete the main (upper level) floor. What truly sets this home apart from nearby new construction is the finished terrace level which boasts a HUGE Bedroom, Full Bath, Giant walk-in closet and a great laundry room. There is endless possibilities for a media room, home office, guest suite, teen retreat, or multigenerational living. The oversized two-car garage provides ample room for vehicles, storage, tools, or recreational equipment. Outside, you'll appreciate the peaceful country setting with plenty of room to garden, entertain, or simply relax while enjoying the privacy of your Property. Shutters recently painted! GREAT SELLER INCENTIVE - ASK AGENT!!!

979 Dortch Road, Eastanollee

Listing courtesy of Southern Classic Realtors.

201 203 Remsdale Street, Toccoa
$224,900
10855991 MLS
### INVESTOR ALERT | MULTIPLE INCOME STREAMS! Looking for an investment property with existing rental income and additional value-add potential? This unique Toccoa property offers two residential units plus a detached 24' x 30' garage/workshop, creating multiple opportunities for income and future expansion. LARGE APARTMENT Recently refreshed, move-in ready, and currently vacant. This spacious apartment offers approximately $1,200/month in estimated rental income, including utilities, along with a convenient laundry hookup. STUDIO APARTMENT Currently occupied and producing $900/month in rental income, including utilities. DETACHED GARAGE/WORKSHOP The impressive 24' x 30' building features two roll-up doors, a pedestrian entrance, and a full bathroom. Estimated rental potential is approximately $800/month as a workshop or storage space. There may also be potential to explore conversion to additional living space, subject to applicable approvals and requirements. POTENTIAL MONTHLY INCOME * 2 Bed/1 Bath Apartment: $1,200/month (available) * Studio Apartment: $900/month, currently occupied * Garage/Workshop: Approximately $800/month * Potential total: Approximately $2,900/month Additional highlights include low operating costs, two separate water meters, utilities averaging approximately $200-$300/month, and insurance of approximately $900/year. Whether you're an investor looking to expand your portfolio or an owner-occupant looking for additional income, this property offers flexibility, existing cash flow, and multiple possibilities for future value. A unique opportunity to own a property with multiple income-producing components - and room to potentially create even more value.

201 203 Remsdale Street, Toccoa

Listing courtesy of Hammock Realty North Georgia.

2421 E Silver Shoals Road, Toccoa
$285,000
3 Beds ⋅ 2 Baths ⋅ 10855310 MLS
NEWER CONSTRUCTION SINGLE LEVEL LIVING ON NEARLY 7 ACRES MINUTES FROM LAKE HARTWELL...EXCELLENT opportunity awaits for first-time home buyers, down-sizing, and retirement! Lake living without lake prices - 1 minute from the Spring Branch Boat Ramp on Lake Hartwell for all boating, tubing, fishing. OPEN Concept Ranch Design featuring SPACIOUS Living Room with natural lighting flowing into the Dining area and SUPER FUNCTIONAL Kitchen. Kitchen includes an abundance of counter space, plenty of cabinet storage, and peninsula island with bar seating. Step out on the back porch perfect for grilling out, entertaining, or relaxing overlooking your private backyard! Primary on Main Level includes private ensuite with over-sized vanity, tub/shower combination, and walk-in closet. SPLIT BEDROOM Floor Plan with TWO ample-sized Guest Bedrooms sharing the second full bathroom, providing the ultimate comfort for families or guests! Nearly 7 private, unrestricted acres to roam for all outdoor ideas and activities - hunting, gardening, chickens, playground, walking or ATV trails, the options are limitless! THIS IS A MUST SEE! Contact our team for your private viewing!

2421 E Silver Shoals Road, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

2421 E Silver Shoals Road, Toccoa
$225,000
3 Beds ⋅ 2 Baths ⋅ 10855293 MLS
NEWER CONSTRUCTION SINGLE LEVEL LIVING ON 1 ACRE MINUTES FROM LAKE HARTWELL...EXCELLENT opportunity awaits for first-time home buyers, down-sizing, and retirement! Lake living without lake prices - 1 minute from the Spring Branch Boat Ramp on Lake Hartwell for all boating, tubing, fishing. NEW HOME FEELS with fresh paint, new flooring/carpet, and light fixtures! OPEN Concept Ranch Design featuring SPACIOUS Living Room with natural lighting flowing into the Dining area and SUPER FUNCTIONAL Kitchen. Kitchen includes an abundance of counter space, plenty of cabinet storage, and peninsula island with bar seating. Step out on the back porch perfect for grilling out, entertaining, or relaxing overlooking your private backyard! Primary on Main Level includes private ensuite with over-sized vanity, tub/shower combination, and walk-in closet. SPLIT BEDROOM Floor Plan with TWO ample-sized Guest Bedrooms sharing the second full bathroom, providing the ultimate comfort for families or guests! LEVEL, SPACIOUS, and UNRESTRICTED 1.08 acres ready for all outdoor ideas and activities to make this house your home! THIS IS A MUST SEE! Additional acreage is available to purchase - see GA MLS listing #10855310! Contact our team for your private viewing!

2421 E Silver Shoals Road, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

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