Stephens County Homes under $500,000

Stephens County Homes under $500,000

Welcome to Stephens County, Georgia—a hidden gem nestled in the heart of the Appalachian Mountains. This picturesque county is known for its stunning natural beauty, friendly communities, and a rich tapestry of history that invites exploration at every turn. Whether you’re drawn to the serene lakes, rolling hills, or vibrant local culture, Stephens County offers a delightful blend of rural charm and modern conveniences.

For those seeking to make this enchanting area their home, you’ll be thrilled to discover a variety of homes available for under $500,000. From cozy cottages to spacious family homes, there’s something to suit every lifestyle and budget. Many of these properties boast beautiful views of the surrounding mountains and easy access to outdoor activities, including hiking, fishing, and boating.

The real estate market in Stephens County is not only affordable but also diverse. Families, retirees, and first-time homebuyers alike will find welcoming neighborhoods with excellent schools, parks, and community events that foster a sense of belonging. Imagine sipping your morning coffee on a sun-drenched porch or hosting weekend barbecues in your backyard oasis—this is the lifestyle that awaits you.

With its unique blend of nature, community, and affordability, Stephens County, Georgia, is the perfect place to call home. Explore the possibilities today and discover why so many are choosing to put down roots in this charming corner of the South!

Newest Stephens County Homes under $500,000

4305 Yonah Dam Road, Toccoa
$249,000
3 Beds ⋅ 2 Baths ⋅ 10875537 MLS
Welcome to your very own private cabin on a .25-acre GA Power leased lot bordering the trout fish stocked Panther Creek, this unique 1950s granite cabin offers views of the Tugaloo River and borders Panther Creek that takes you to Lake Hartwell. Backed by 6,200+ acres of National Forest, it's a true trout-fishing and hunting paradise (deer, turkey, hog, bear) with hiking, biking, and kayaking right from the property or walk/drive to the Tugaloo River Water Trail which is across the road. Quick access to Lake Yonah Boat Ramp is less than a mile away and Walkers Creek Boat Ramp on Lake Hartwell is less than 2 miles away. Open floor plan with soaring vaulted wood ceilings, large stone fireplace, updated bathrooms, new plumbing with on-demand water heater, new lighting, and a newly installed 2-zone TRANE heat pump. Sit on the deck and listen to the river. No short-term rentals permitted on GA Power leased properties. Rare opportunity for a peaceful Northeast Georgia retreat.

4305 Yonah Dam Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

520 Easy Street, Toccoa
$159,000
2 Beds ⋅ 2 Baths ⋅ 10875481 MLS
Discover the charm of this adorable 2-bedroom, 1.5-bath cottage nestled on over half an acre, conveniently located near both downtown and the Toccoa bypass. Step inside to a welcoming living room that flows seamlessly into the kitchen and dining area, where plenty of windows fill the space with natural light. The dining room offers an additional exterior access point, while the bedrooms feature cozy carpeting, abundant natural light and spacious closets. A full bathroom, and a convenient half bath located in the laundry/mudroom area, add to the home's functionality. Enjoy slow mornings and relaxing evenings on the covered front porch, with plenty of room for gathering, sipping coffee, and enjoying the peaceful surroundings. The walk-in unfinished basement, complete with a garage door for easy access, offers excellent space for storing tools and equipment or creating your own hobby area. Surrounded by mature trees for added privacy, this charming cottage offers a cozy feel, versatile space, and a convenient location!

520 Easy Street, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

229 Lewis Street, Toccoa
$149,000
3 Beds ⋅ 1 Baths ⋅ 10874995 MLS
needs TLC / Coming soon

229 Lewis Street, Toccoa

Listing courtesy of Hammock Realty North Georgia.

11 Poplar Street, Toccoa
$205,000
3 Beds ⋅ 1 Baths ⋅ 10874994 MLS
Adorable ranch style home. kitchen with dining area, living room , 3 nice size bedrooms, 1 bathroom. deck with a great back yard.

11 Poplar Street, Toccoa

Listing courtesy of Hammock Realty North Georgia.

124 Boulevard, Toccoa
$265,000
3 Beds ⋅ 3 Baths ⋅ 10874533 MLS
This charming 1935 home is located within city limits convenient to town and within walking distance to Paul Anderson Park and historical downtown Toccoa. This home offers plenty of space with 3 beds and 2.5 baths just over 2,000 square feet. The home beautifully preserves its historic charm with heart pine wood floors, tongue and groove ceilings, and the original fire place while still offering modern conveniences to fit today's lifestyle.

124 Boulevard, Toccoa

Listing courtesy of Talan Properties LLC.

251 Quail Forest Circle, Toccoa
$445,000
4 Beds ⋅ 3 Baths ⋅ 10874098 MLS
Welcome to this charming 4-bedroom, 2.5-bath home tucked away on a private lot in the popular Quail Forest Subdivision of Toccoa, GA! Conveniently located near schools, the recreation department, and all the amenities along Big A Road, this home offers the perfect blend of comfort, functionality, and outdoor enjoyment. Inside, extended-height ceilings, abundant natural light, and hardwood floors create a warm and inviting atmosphere. The open-concept kitchen and living room feature a cozy fireplace, while the formal dining room offers the perfect space for gathering with family and friends. A convenient half bath completes the main level. Upstairs, all four bedrooms feature cozy carpeting. The spacious primary suite boasts a tray ceiling and an en-suite bathroom with a double vanity, walk-in shower, separate soaking tub, and private toilet closet. The second full bathroom features a double vanity and a separate shower and toilet area for added convenience and privacy. From the main living area, double doors lead to a covered patio and a spacious fenced backyard, complete with an in-ground pool and slide for endless summer fun! With plenty of grassy space for pets and children to play, this outdoor area is perfect for relaxing and entertaining. With its quaint neighborhood setting, tucked-away privacy, inviting living spaces, and backyard oasis, this home is ready to welcome you!

251 Quail Forest Circle, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

23 Sherri Lane, Toccoa
$255,000
4 Beds ⋅ 2 Baths ⋅ 10873940 MLS
Completely remodeled 4-bedroom, 2-full-bath home with updates throughout! Nearly everything is new, including electrical, plumbing, insulation, HVAC, roof, sheetrock, and flooring. The beautiful new kitchen features shaker-style cabinets, quartz countertops, stainless steel appliances, and a center island, perfect for meal prep and entertaining. Both full bathrooms feature stylish walk-in tile showers. Enjoy your morning coffee on the covered front porch or relax and grill on the new back deck. Situated on a corner lot, this move-in-ready home offers modern finishes and peace of mind with major improvements already completed. All the work has been done, just move in and enjoy!

23 Sherri Lane, Toccoa

Listing courtesy of Hammock Realty North Georgia.

1836 Mize Road, Toccoa
$363,000
2 Beds ⋅ 3 Baths ⋅ 10873909 MLS
The acreage you've been looking for, in a location you'll love! Enjoy the perfect combination of privacy, space, and convenience with this charming home situated on 4.95 acres of beautiful, flat, usable land just minutes from town! Featuring 2 bedrooms, a dedicated office or flex space, and 2.5 bathrooms, this home offers brand-new flooring, comfortable living spaces, and plenty of room to grow. The spacious covered front porch welcomes you home and provides the perfect spot for morning coffee. The entire 4.95-acre property is fully fenced, offering endless possibilities for outdoor enjoyment, gardening, or simply enjoying your own private retreat. A two-car garage provides added convenience, while the unfinished upstairs space offers exciting potential for future expansion. Enjoy the peacefulness of country living without sacrificing the convenience of nearby shopping, dining, and everyday essentials. Priced at recent appraisal! With nearly five acres of usable land, room to grow, and a fantastic location, this property is one you won't want to miss!

1836 Mize Road, Toccoa

Listing courtesy of Talan Properties LLC.

64 White Valley Drive, Toccoa
$299,900
3 Beds ⋅ 2 Baths ⋅ 10873668 MLS
Fall in love with this beautiful home close to town but tucked away in a quaint subdivision. One level listing at its best. Great yard on over an acre! Brand new 2 bay shop. Enjoy your mornings and afternoons on the back deck! Bring your pets and let them enjoy this large back yard. This is definitely a one of a kind home!

64 White Valley Drive, Toccoa

Listing courtesy of Talan Properties LLC.

232 S Pine Street, Toccoa
$179,000
2 Beds ⋅ 1 Baths ⋅ 10873532 MLS
Welcome to this beautifully remodeled 2 bedroom, 1 bath home in Toccoa, Georgia! Originally built in 1950, this 805.5-square-foot property offers a fresh, modern feel with updated finishes throughout. The kitchen features crisp white cabinetry, updated countertops, stainless steel appliances, and a clean, contemporary design. Modern flooring, neutral colors, and refreshed interiors create a bright and inviting living space. Outside, enjoy a welcoming covered front porch and a manageable 0.24-acre lot situated on a quiet street. Whether you're looking for a move-in-ready home, a downsizing opportunity, or an investment property, this updated home offers comfortable living and plenty of appeal.

232 S Pine Street, Toccoa

Listing courtesy of RE/MAX Classic.

109 Vernon Street, Toccoa
$259,900
3 Beds ⋅ 2 Baths ⋅ 10873016 MLS
This home has been completely updated with modern finishes throughout, offering a fresh, move-in-ready feel from top to bottom. The open and functional layout provides a comfortable living space, perfect for both everyday living and entertaining. The kitchen features brand-new cabinetry and finishes, flowing seamlessly into the main living areas. Both bathrooms have been fully renovated with a clean, modern style. Outside, the property offers a nice wrap-around deck with a private feel, perfect for enjoying your afternoons and a generous yard space on a 0.26-acre lot, giving you room for outdoor living, gardening, or future improvements. Located in a quiet area of Toccoa, this home combines modern upgrades with small-town living convenience, close to local schools, shopping, and major roads. Move-in ready and fully remodeled - this one is ready for its next owner.

109 Vernon Street, Toccoa

Listing courtesy of K & A Realty Group LLC.

254 Bellvue Drive, Toccoa
$180,000
2 Beds ⋅ 1 Baths ⋅ 10872831 MLS
Charming updated brick ranch in the heart of the city. This four-sided brick home offers convenient in-town living with restaurants, grocery stores, and everyday essentials all within walking distance. Recently updated with fresh paint, new light fixtures, appliances, and countertops, the home combines modern touches with the timeless appeal of original hardwood floors in excellent condition. Large front windows fill the home with natural light, while the covered carport adds everyday convenience. Enjoy a fenced backyard ready for pets, plus a spacious detached garage with power, a roll-up door, and a separate side entry perfect for a workshop, hobby space, or potential accessory dwelling unit. A great opportunity for comfortable living with added flexibility and future potential!

254 Bellvue Drive, Toccoa

Listing courtesy of eXp Realty.

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