Stephens County Homes with Lake Waterfront Features

Stephens County Homes with Lake Waterfront Features

Welcome to Stephens County, Georgia—a hidden gem nestled in the heart of the beautiful Appalachian foothills. Known for its breathtaking landscapes, friendly communities, and rich history, Stephens County is the perfect place for those seeking a serene lifestyle with a touch of Southern charm. With its picturesque lakes and rolling hills, this area offers an idyllic escape from the hustle and bustle of city life.

For homebuyers looking for a slice of paradise, Stephens County boasts an impressive selection of homes with stunning lake waterfront features. Imagine waking up to the gentle sounds of water lapping at the shore, enjoying your morning coffee on a private deck, or spending sun-soaked afternoons fishing and boating right in your backyard. These waterfront properties provide not only a home but a lifestyle defined by tranquility and recreation.

The local lakes, including Lake Hartwell and Lake Richard B. Russell, provide ample opportunities for outdoor enthusiasts. Whether you enjoy kayaking, paddleboarding, or simply soaking in the sun, these pristine waters are perfect for all types of water activities. Additionally, the surrounding natural beauty offers hiking trails, picnic spots, and wildlife watching, making it easy to connect with nature.

As you explore Stephens County, you'll find a welcoming community with a rich cultural heritage, vibrant local events, and excellent schools. With its charming small-town atmosphere and abundant recreational opportunities, Stephens County is an ideal place to call home. Discover your dream waterfront property today and embrace a lifestyle of peace and adventure in this enchanting corner of Georgia!

Newest Stephens County Homes with Lake Waterfront Features

Eagle Court, Toccoa
$5,000
10857253 MLS
Experience the lake lifestyle in the Shorewood community! This residential lot offers the opportunity to create your own peaceful retreat near the lake. Whether you envision a full-time residence, weekend getaway, or future investment, bring your plans and make this property your own.

Eagle Court, Toccoa

Listing courtesy of Upfront Realty Group.

263 Cole Lake Drive, Toccoa
$649,900
4 Beds ⋅ 3 Baths ⋅ 10853259 MLS
Escape to your own private sanctuary in the heart of Northeast Georgia! Nestled on 37.47 sprawling, wooded acres in Stephens County, this extraordinary property offers a rare blend of seclusion, natural beauty, and ultimate countryside living. At the heart of the acreage lies private waterfront ownership on Lake Mona-a gorgeous, tranquil body of water perfect for peaceful mornings, fishing, or taking in serene views. The land features lush mature timber, offering ultimate privacy, peaceful nature trails, and abundant wildlife right in your backyard. For horse lovers, the property comes equipped with a dedicated one-horse stall and tack barn, ideal for keeping your horse close to home or utilizing the space for specialized outdoor storage. Whether you are looking to create a multi-generational family retreat, enjoy private lakefront living, or simply invest in prime Stephens County acreage, this property offers limitless potential. Bring your vision and make this quiet countryside retreat your forever home! Contact us today to schedule your private tour.

263 Cole Lake Drive, Toccoa

Listing courtesy of PURE Real Estate Solutions.

282 Jarrett Manor Estates Road, Toccoa
$749,000
5 Beds ⋅ 3 Baths ⋅ 10843984 MLS
Nearly 4,000 sq ft CEDAR LOG CABIN on 4.43 acres with Lake Hartwell Creek access in Toccoa, Georgia. This unique 5 BEDS, 3 FULL BATHS - this home offers exceptional space, privacy, and outdoor recreation in the North Georgia Mountains. Enjoy brisk FALL mornings on the SCREENED FRONT PORCH. The home features 2 separate living spaces. The ~1000 sf BRAND NEW MASTER-ON-MAIN primary suite, with its own double door exterior entrance includes a private 2nd LIVING ROOM, breakfast room, private OFFICE, large walk-in closet with LAUNDRY, and a spacious spa bathroom with a soaking TUB and large tiled WALK-IN shower. Walk out to the PRIVATE DECK off the Master Suite. The coffee bar/breakfast area is wired and plumbed for a possible FULL SECOND KITCHEN, making the space ideal as an in-law suite, separate apartment, or AIRBNB. New construction wing is wood-frame construction with Cedar Siding. The main Living area must be seen to appreciate! Vaulted Beamed Ceilings, wood-fire hearth, open concept with dining room and kitchen. KITCHEN features updated solid wood cabinetry and new high-end appliances with GRANITE counters. The large SUNROOM off the dining room is perfect for morning coffee or watching kids play outside. The main level features 2 more bedrooms with a full guest bathroom. The open loft overlooks the large Living room and leads to a large 4th bedroom with barn doors. A 2nd family room downstairs provides additional living space for guests, recreation, or entertaining. The lower level includes a 2nd laundry and utility room, 5th bedroom, full bath, storage and walk-out terrace patio with path to the above-ground pool with new deck and covered recreation area and playground. Outside, the 4.43-acre wooded property offers nearly 1 mile of trails cut throughout the woods, creating a private setting for hiking, exploring, and enjoying nature and trails to the Lake. The property also has Lake Hartwell Creek access, with 650 ft of corps frontage, making it easy to enjoy kayaking, paddleboarding, and other water recreation. When you're not on the water, relax in the above-ground pool surrounded by a new custom deck. Located in Toccoa, Georgia, this property is close to Lake Hartwell, Currahee Mountain, Toccoa Falls, downtown Toccoa, and the North Georgia Mountains. Enjoy convenient access to boating, fishing, kayaking, paddleboarding, hiking, mountain recreation, local dining and shopping, and the many outdoor attractions of Northeast Georgia. With nearly 4,000 sq ft, 5 bedrooms, 3 full bathrooms, 2 living spaces, a 1,000+ sq ft primary suite, 2 wood-burning fireplaces, 4.43 wooded acres, nearly 1 mile of trails, Lake Hartwell Creek access, and an above-ground pool with a new custom deck, 282 Jarrett Manor Estates Road offers a rare combination of space, privacy, and lake-area recreation in Toccoa.

282 Jarrett Manor Estates Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

669 Shorewood Circle, Toccoa
$875,000
4 Beds ⋅ 4 Baths ⋅ 10843179 MLS
This great Lake Hartwell home will make a great second home, but it also has everything you would need for full-time living. The front porch welcomes you to the great room, which features soaring ceilings, a fireplace, wood flooring and a wall of windows overlooking the lake. The great room opens to the granite kitchen, which features stainless steel appliances and the large dining area. The owner's suite is on this level and includes dual vanities, a separate tub and shower and an oversized closet adjacent to the laundry room. The owner's suite opens to a covered porch with a hot tub and there is also a large open deck spanning the width of the house. Upstairs there are three bedrooms and a full bath. Two of the bedrooms open onto a large upper level porch overlooking the lake. The terrace level features a huge rec room currently set up with a television viewing area, a pool table, and exercise equipment. Also, there is a second full kitchen and dining area. This level also has two flex rooms for an office, exercise area or additional sleeping. The terrace level opens onto a lakefront patio which connects via an improved walkway to the covered slip dock on one of the lake's main channels. This property features a concrete driveway with plenty of parking and covered parking for two cars or boats. There is also a handy storage building for all of your lake toys. All furnishings are included in the asking price.

669 Shorewood Circle, Toccoa

Listing courtesy of Keller Williams Lake Hartwell.

1 Pine Needle Trail, Martin
$429,000
3 Beds ⋅ 2 Baths ⋅ 10840869 MLS
Welcome to your peaceful retreat on beautiful Lake Hartwell! Nestled at the end of a quiet cul-de-sac, this charming 3-bedroom, 2-bath home offers exceptional privacy and ultimate connection to nature. Not only do you join Corps of Engineers property with access to the 56,000-acre lake, but your property also directly borders a sprawling, undeveloped 216-acre tract along the back-making this the ultimate haven for nature lovers. Situated on a spacious lot, the home features an attached 2-car garage, an expansive covered porch for quiet mornings, an adjoining grilling deck for outdoor gatherings, and a gentle path leading down to your oversized covered slip dock. Please note that due to recent extreme drought and lower water levels, the dock is not currently floating.Inside, the desirable split-bedroom floor plan ensures privacy, while the spacious central living area creates a comfortable gathering space. Thoughtful updates include a newer roof, HVAC system, water heater, cabinetry, granite countertops, and updated appliances, perfectly blending modern style with everyday functionality.Whether you're searching for a full-time residence or a secluded lake getaway, this inviting property offers the perfect place to unwind and experience the Lake Hartwell lifestyle. Schedule your private showing today!

1 Pine Needle Trail, Martin

Listing courtesy of Hammock Realty North Georgia.

201 Hickory Hill Lane, Martin
$800,000
5 Beds ⋅ 3 Baths ⋅ 10836497 MLS
This sprawling home will make a great vacation home but also has everything you need for full time living. It is perfectly sited on a point lot with 260' on the Corps line, ensuring ultimate privacy. The great room has wood flooring, vaulted ceilings and a fireplace and it opens to the kitchen and dining area. The owner's suite is on the main level and the tiled bath features dual vanities and a large shower. This suite opens to a sunroom overlooking the lake that could also be used as an office or exercise space. Two additional bedrooms, another full bath and a second sunroom are all on this level. The lower level features a large rec room with a wet bar, a stove and refrigerator. There are two additional bedrooms on this level, another full bath and three more flex rooms (2 lakefront) so that everyone can have their own space. Just outside, the large patio connects to an improved path leading to the max-size, 2-slip dock. This property also includes an attached 2-car garage and a detached 3-car garage. Part of the detached garage is currently being used as a workshop. There is a large gameroom above, and also has a half bath. Due to the recent drought conditions, this dock is not currently floating.

201 Hickory Hill Lane, Martin

Listing courtesy of Keller Williams Lake Hartwell.

303 River Point Road, Martin
$615,000
3 Beds ⋅ 2 Baths ⋅ 10829626 MLS
Welcome to a Beautiful Lakefront Retreat! This could be your perfect lakehouse getaway! This inviting 3-bedroom, 2-bath home offers comfortable living spaces, fantastic outdoor amenities, and easy access to the lake with a covered single-slip dock in place. Inside, the spacious great room features a cozy fireplace, creating the perfect gathering spot for family and friends. The open kitchen is designed for entertaining, with a large island breakfast bar, granite countertops, stainless steel appliances and plenty of space for meal preparation and conversation. Enjoy the outdoors from the upstairs screened porch, perfect for morning coffee or relaxing evenings. The lower level adds even more versatility with a game and recreational area that opens directly onto the lower patio. Step outside to enjoy the hot tub beneath the covered portion of the patio, gather around the fire pit, and make lasting memories after a day on the lake. The home is very close to the lake, making enjoying all your favorite water sport activities convenient and easy. This home has an excellent rental history. With the combination of comfortable indoor living, multiple entertaining spaces, relaxing outdoor amenities, and the covered dock, this home makes an ideal lake retreat, vacation rental property, or a great year-round residence.

303 River Point Road, Martin

Listing courtesy of Keller Williams Lake Hartwell.

675 Currahee Ridge Road, Toccoa
$1,050,000
4 Beds ⋅ 3 Baths ⋅ 10826208 MLS
Turnkey Lakefront Living! 4 BR / 3 BA Retreat with Private Dock, Jet Skis & Golf Cart Included Welcome to your ultimate lakefront sanctuary! Perfectly positioned with a smooth, gentle slope leading directly down to the dock located on the main channel of the lake. This fully furnished 4-bedroom, 3-bathroom home offers the ideal blend of rustic charm, modern comfort, and effortless lake access. Step inside to find warm hardwood flooring flowing throughout an open, light-filled layout. The heart of the home centers around stunning rock fireplaces-ideal for cozying up on crisp evenings-and a well-appointed kitchen boasting sleek solid-surface countertops and everything needed to cook for family and friends. The primary suite serves as a true private retreat, offering space, comfort, and peace away from the main living areas. Outdoor living at this property is second to none: Unbeatable Lake Access: Take an easy, flat stroll straight to your private dock, complete with panoramic lake views. Turnkey Waterfront Fun: Comes fully equipped with 2 jet skis and a golf cart for effortless cruising around the property and lake! Unwind on the screened-in porch or relax on the deck outfitted with premium teak outdoor furniture or on the basement patio with teak dining set and a gas grill ready for summer cookouts. Whether you are searching for a full-time residence, or a turnkey vacation home, this property is completely move-in ready. Just bring your swimsuit!

675 Currahee Ridge Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

818 N Holcomb Drive, Martin
$235,000
3 Beds ⋅ 2 Baths ⋅ 10822510 MLS
Lake Hartwell living without the waterfront price tag! Situated on approximately 0.59 acres in Martin, this newer modular home puts you close to multiple boat ramps, recreation areas, and Tugaloo State Park. The bright, open interior features upgraded sheetrock walls, stylish flooring, a spacious kitchen with island, stainless steel appliances, and comfortable living and dining spaces. Front and rear decks extend the living space outdoors, while a storage shed provides additional functionality. Located on a county-maintained paved road between Toccoa and Lavonia with convenient access to the four-lane bypass and I-85. Whether you're looking for a primary residence, weekend getaway, or a home base near Lake Hartwell, this one is ready to enjoy!

818 N Holcomb Drive, Martin

Listing courtesy of Keller Williams Greater Athens.

LOT 15 Cross Creek Drive, Toccoa
$120,000
10816408 MLS
Build your dream home on this beautiful 1.57-acre lake-view lot in the desirable Cross Creek Subdivision in Toccoa, Georgia! Lot 15 offers the perfect combination of privacy, natural beauty, and breathtaking lake views, providing an ideal setting for your custom home. Enjoy the peaceful surroundings while remaining conveniently located near shopping, dining, schools, and all that Toccoa has to offer. Whether you're looking to build now or invest for the future, this exceptional property is full of potential. Don't miss this opportunity to own a slice of Northeast Georgia paradise!

LOT 15 Cross Creek Drive, Toccoa

Listing courtesy of BHHS Georgia Properties.

293 N Century Drive, Martin
$850,000
5 Beds ⋅ 4 Baths ⋅ 10805897 MLS
LAKE FRONT on Lake Hartwell! IMMACULATE & IS WAITING FOR YOU!! Be the first to see this upcoming amazing Newly Built Charming Modern Home on Lake Hartwell in Martin, GA! ICF BUILT HOME! (Insulated Concrete Foam) - 50% to 70% reduction in heating and cooling costs. ICF walls can withstand hurricane-force winds and are highly fire-resistant, often qualifying you for significant homeowner's insurance discounts! Quieter Indoor Living! This beauty is 3 LEVELS of Living - all with private entrances! Set up for three individual AirBnB spaces or one home for Family (plus AirBnB). Level Walk out to the lake. There's no dock. But there are options. The main level features Owner's Suite with an attached Office/Nursery Suite. The SPA RETREAT BATHROOM is something you will want EVERYDAY and is complete with Lighting from Italy, Walk-In Closet and Laundry Room. Open Kitchen, Dining Room and Family Room with a wall of glass overlooking the lake and large covered patio. 3rd Level - Rooftop with Studio Apartment (sleeps up to two guests) Full Bathroom & Kitchenette. Basement is equipped with a FULL KITCHEN, laundry room, full bathroom, bunk bed room and additional secondary bedroom, open kitchen to dining room to basement family room, large bedroom with vanity area with sink. 2 car garage. Property is being sold to include 2 lots, 85 Corvair Drive, Martin GA and 95 Corvair Drive, Martin GA - they are on a paved street with homes so there is easy access to utility hookups should you need to store your recreational vehicles or boat! EXTRAS- It's an ICF structure, 300 mph wind sustainability, termite Proof, bug Proof, airtight so Heating / cooling, etc. produce low bills. Highly energy efficient. Full house generator. Propane gas (buried tank) for cooking, and heating. High-end finishes, two heated towel racks, bidet in the master bathroom, two laundry rooms (primary closet and lower level), granite throughout.

293 N Century Drive, Martin

Listing courtesy of Tracy Cousineau Real Estate.

148 Lakeside Hills Road, Martin
$399,900
3 Beds ⋅ 2 Baths ⋅ 10802250 MLS
Adorable Lake Hartwell cabin with great water views in the Lakeside Hills community! This 4BR/2BA home features high ceilings in the main living area, an open and airy layout, and a covered porch overlooking the lake, perfect for morning coffee or evening sunsets. A standout feature of this property: Eastanollee Creek runs through the lake access, meaning you'll have flowing water year-round even when seasonal drawdowns affect the shallow cove, a rare advantage for this section of the lake. 1,200 sq ft on the main level plus an additional approx. 600-800 sq ft of unfinished basement space offering excellent potential for a bunk room, rec room, workshop, or storage (buyer to verify all measurements). No dock currently in place; buyer to independently verify dock permit eligibility with the U.S. Army Corps of Engineers. Conveniently located just minutes from I-85, midway between Atlanta and Greenville. Ideal as a weekend getaway, full-time residence, or short-term rental investment on Lake Hartwell. Schedule your showing today! ALL FURNITURE IS INCLUDED!

148 Lakeside Hills Road, Martin

Listing courtesy of Linton Realty.

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