Toccoa Homes with Two Levels

Toccoa Homes with Two Levels

Welcome to Toccoa, Georgia – a hidden gem nestled in the heart of Stephens County. With its picturesque landscapes, rich history, and vibrant community spirit, Toccoa is the perfect place to call home. Known for its charming downtown area and friendly locals, this small city offers a delightful blend of Southern hospitality and modern amenities.

Toccoa is surrounded by the stunning beauty of nature, with the majestic Currahee Mountain providing a breathtaking backdrop. Residents enjoy easy access to outdoor activities such as hiking, fishing, and boating in nearby lakes and parks. The city also boasts a thriving arts scene, with local galleries and theaters showcasing the talents of its residents.

For those seeking a comfortable and spacious living environment, Toccoa offers a variety of homes with two levels, perfect for families or anyone looking for extra space. These multi-level homes provide an ideal layout for both relaxation and entertainment, with ample room for living, dining, and personal retreats. Imagine hosting gatherings in your expansive living room or enjoying quiet evenings on a private balcony overlooking the serene surroundings.

Living in Toccoa means embracing a slower pace of life while still being within reach of larger cities like Atlanta and Greenville. With its affordable housing options, friendly community, and stunning natural landscapes, Toccoa is truly a wonderful place to settle down. Discover your dream home in this charming city and experience the best of Georgia living!

Newest Toccoa Homes with Two Levels

4 Beds ⋅ 4 Baths ⋅ 10820976 MLS

Discover Your Private Forest Retreat in Toccoa, GA. Step into a 4-sided brick sanctuary on 9.2 acres where hardwoods shade a winding brook and the national forest begins at your back door. This Polysteel-built home - with poured concrete walls, foam insulation, and brick - stands as a fortress against storms, offering unmatched durability and energy savings. Inside: 4 bedrooms (bonus room upstairs), 3 full baths (one in the basement), and a half bath. A 2-car side-entry garage plus a basement-level drive-in garage with floor drain provide endless parking for gatherings. Follow the forest service road straight from your property to hunt, hike, and explore rolling hills. Enjoy morning coffee on the covered porch, evening views from the back deck, and the quiet hum of nature. The daylight basement features a partially finished apartment space with a dedicated thermostat, air distribution, and a bathroom already in place. A rustic and restored horse and hay barn featuring two stalls, an open Bay area, open air loft and space for round bales and square bales along with a matching feed barn. Three fenced in areas with 4-board horse fence including a front paddock, a back paddock, a large meadow area and space for a round pen complete the package. Direct access to an 880,000 acre national forest beauty and well-marked walking trails? Those are the greatest amenities of all. Owner also currently rents 3 different campsites through Hipcamp (Mountain Fortress Miracle Farms Toccoa GA) Tugaloo River located 2 minutes from the house great for kayaking, Panther Creek 4 minutes away for exceptional trout fishing (stocked 3x a week). This is your true escape into nature.

4165 Prather Bridge Road, Toccoa

Listing courtesy of KDD Properties of GA, LLC.

3 Beds ⋅ 2 Baths ⋅ 10820917 MLS

Nestled in the tranquil foothills of the Appalachian Mountains, this private 24.43-acre retreat in Toccoa, Georgia, offers an exceptional blend of natural beauty, potential, and everyday convenience. Featuring approximately 700 feet of road frontage framed by untouched, undeveloped hardwoods, the quiet and peaceful landscape provides a secluded haven away from the daily hustle. The acreage is ideally suited for creating a private estate or executing a 4-lot family division. At the center of the property is a 3-bedroom, 2-bathroom home featuring a brand-new, spacious deck that serves as the perfect spot to sip your morning coffee while taking in the serene surroundings. Additional highlights include a large basement offering ample storage space or room for expansion. Despite its secluded feel, the property keeps you close to local recreation and regional hubs. Enjoy quick trips to Lake Hartwell just minutes away, seamless drives to Clarkesville (35 minutes) and Clayton (45 minutes), and easy access to major retail centers like Banks Crossing (45 minutes). Plus, the vibrant city of Athens is just an hour's drive down the road.

1069 Harbert Valley Road, Toccoa

Listing courtesy of Keller Williams Realty Atl. Partners.

6 Beds ⋅ 4 Baths ⋅ 10818520 MLS

Welcome to 359 E. Tugalo Street, a landmark 1928 property in the heart of Toccoa that has been lovingly owned by only four families throughout its history. Rich in character and architectural charm, this unique property combines historic elegance with modern updates and exceptional flexibility through its C-3 commercial zoning. The main residence offers approximately 4,027 square feet with 6 bedrooms, 3 full baths, and 1 half bath. Historic features include soaring ceilings, beautiful mahogany interior doors, plantation shutters, French doors between spacious rooms, and two original fireplaces that once burned coal, with one now converted to gas. The main level encompasses approximately 2,801 square feet and features a gracious dining room, spacious great room, sunroom, kitchen with pantry and butler's pantry, laundry room, and a beautifully updated bedroom suite complete with a walk-in shower and walk-in closet. Upstairs offers an additional 1,226 square feet with three bedrooms and a full bath. Modern improvements include double-pane windows throughout, new windows in the main house installed in 2012, HVAC installed in 2005, furnace replaced in 2012, water heater replaced in 2024, and a new deck completed in 2025. Adding tremendous value is the detached two-story office building offering approximately 1,232 square feet (616 square feet per level). Currently configured as professional office space, the building includes a kitchen and two half baths, making it ideal for a business, studio, professional practice, meeting space, or additional workspace. The C-3 zoning provides a wide range of possibilities for future use. With over 5,200 square feet combined between the home and office building, covered parking for two vehicles, and a prime location near downtown Toccoa, this rare property offers the perfect blend of historic charm, modern convenience, and commercial flexibility. Properties with this level of character, size, and opportunity rarely become available. Schedule your private showing today.

359 E Tugalo Street, Toccoa

Listing courtesy of Hammock Realty North Georgia.

4 Beds ⋅ 4 Baths ⋅ 10809448 MLS

Experience exceptional craftsmanship and thoughtful design in this stunning new construction home offering 2,754 square feet, 4 bedrooms, 3.5 bathrooms, and a spacious 3-car garage. The inviting open-concept floor plan is anchored by a stone fireplace with custom built-in bookcases, creating the perfect space for gathering and entertaining. The gourmet chef's kitchen is designed to impress with double wall ovens, a natural gas cooktop with pot filler, an oversized island, and a convenient butler's pantry that provides abundant prep and storage space. The luxurious primary suite offers a true retreat featuring oversized super shower complete with three shower heads, dual vanities, and an expansive custom walk-in closet. Two additional bedrooms and a full bath are conveniently located on the main level, while the upstairs bonus suite includes a private full bathroom, making it ideal for guests, a home office, media room, or flex space. Enjoy outdoor living year-round from the welcoming covered front porch or unwind on the screened rear patio, perfect for relaxing or entertaining. Thoughtfully designed with high-end finishes throughout, this exceptional home combines timeless elegance with modern comfort in every detail. As part of the Currahee Club community, residents can enjoy a host of amenities. Experience the best of southern living in this remarkable home.

410 Edgewater Trail, Toccoa

Listing courtesy of BHHS Georgia Properties.

4 Beds ⋅ 3 Baths ⋅ 10805832 MLS

Discover this exceptional four-bedroom home in the highly desirable Trestle Fall, offering convenience, privacy, and comfortable living in an outstanding location. With easy access to Highway 365, you'll enjoy an easy commute to Gainesville, Habersham County, Rabun County, and the surrounding North Georgia communities. Designed with both comfort and functionality in mind, this spacious home features a large owner's suite on the main level, complete with a walk-in closet and a luxurious en-suite bath featuring a soaking tub and separate shower. Upstairs, you'll find three additional bedrooms, providing plenty of space for family, guests, or a home office. The inviting living room is filled with natural light from its dramatic floor-to-ceiling windows and is anchored by a cozy gas log fireplace. The well-appointed kitchen offers beautiful hardwood cabinetry, new stainless steel appliances, and ample counter space, making it perfect for everyday living and entertaining. Additional features include an oversized laundry room, a welcoming foyer, and a spacious two-car garage. Relax on the charming rocking chair front porch or unwind on the partially covered back porch overlooking the private backyard, enhanced by mature landscaping that creates a peaceful outdoor retreat. Inside, you'll appreciate the hardwood floors in the kitchen, brand-new carpet upstairs, and the peace of mind of two HVAC systems that are both less than five years old. Clean, well-maintained, and truly move-in ready, this home offers the perfect combination of four bedrooms, a main-level owner's suite, quality finishes, and an unbeatable location. Homes with this combination of space, layout, and location rarely become available-don't miss your opportunity to make this one yours! Some photos in the listing are virtually staged.

627 Trestle Ridge Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

3 Beds ⋅ 3 Baths ⋅ 10802923 MLS

**SELLER TO PROVIDE $4000 CREDIT TO BUYER AT CLOSING with acceptable offer!! Also - Additional Incentives are also available through our preferred lender - Contact Listing Agent for details & more info!** Welcome to this beautiful brand-new construction home in the heart of Toccoa! Offering 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed open-concept floor plan, this home combines modern style with everyday comfort. Step inside to find a bright and spacious living room that flows seamlessly into the kitchen, creating the perfect space for entertaining family and friends. The kitchen features stunning quartz countertops, new cabinetry and appliances and modern finishes throughout, giving the home a fresh, elegant feel. Every detail has been carefully selected, and with everything being brand new, you can enjoy the peace of mind that comes with low-maintenance living. Outside, you'll love the fully fenced backyard, providing plenty of room for children to play, pets to roam, or simply relax and enjoy your own private outdoor space. Conveniently located just minutes from Emory Johnson Park, local schools, grocery stores, restaurants, and Downtown Toccoa, this home offers the perfect balance of convenience and community. Whether you're a first-time homebuyer, looking to downsize, or searching for a move-in-ready home with modern finishes, this property checks all the boxes. Schedule your private showing today and make this stunning new home yours!!

114 Emily Street, Toccoa

Listing courtesy of 214 Realty Company.

5 Beds ⋅ 3 Baths ⋅ 10800764 MLS

Privacy, acreage, and potential just minutes from town! Tucked away on 8 acres and the only home on the cul-de-sac, this spacious property offers a rare combination of seclusion, convenience, and room to create something truly special. The main level features three bedrooms and two baths, a spacious living area, kitchen with adjoining breakfast nook, separate dining area, and an oversized laundry room with utility sink. The full lower level dramatically expands the possibilities with a large recreation room, additional finished rooms, a bath, abundant utility and storage space, and plenty of flexibility for a workshop, home office, hobbies, or future living space. Outside, the property continues to impress with a 30x41 Quonset-style shop with power and a 10x20 utility building. The home needs updating, making it an ideal opportunity for buyers ready to renovate and personalize a substantial home on hard-to-find acreage. A new roof provides a great start to the transformation. With 8 acres, multiple outbuildings, generous square footage, privacy, and a convenient location near Toccoa, this property is packed with potential. Bring your vision and discover just how much this one has to offer!

173 Cedar Drive, Toccoa

Listing courtesy of Hammock Realty North Georgia.

4 Beds ⋅ 5 Baths ⋅ 10799233 MLS

Exceptional luxury in one of Northeast Georgia's premier golf communities! Perfectly positioned on a beautifully landscaped 0.58-acre lot, this 4-bedroom, 4.5-bath home offers nearly 3,900 square feet of thoughtfully designed living space with stunning craftsmanship, privacy, and an unbeatable lifestyle. Built in 2014, this home has been extensively updated with new flooring, fresh exterior paint, a remodeled kitchen featuring a new gas stove, backsplash, sink with garbage disposal, new garage doors, a newly screened porch, septic pump, sump pump, updated toilets and faucets in the primary suite, and new mini-split units in the guest suite and entertainment room. Inside, soaring ceilings, abundant natural light, and a stunning stone fireplace (gas) create an inviting atmosphere. The spacious floor plan includes a dedicated office, an entertainment room, and generously sized bedrooms, each with its own en-suite bathroom. The luxurious primary suite features a spa-inspired bath with a soaking tub, walk-in shower, and separate his-and-her closets. Outdoor living is equally impressive with a screened porch, expansive deck, outdoor stone fireplace (gas), fenced backyard, and ample storage beneath the home. A detached three-bay garage with a private guest suite above provides exceptional flexibility for visitors, hobbies, or additional living space. Located within the highly sought-after Currahee Club, residents enjoy access to world-class amenities including a private 18-hole Jim Fazio deigned golf course, clubhouse with fine dining, guest lodging, community pool, Lake Hartwell access, hiking trails, tennis and pickleball courts, basketball court, and more! Conveniently located just minutes from downtown Toccoa, within the Stephens County School District, less than two hours from both Atlanta and Greenville, and surrounded by the beauty of the Blue Ridge Mountains, this remarkable home offers the perfect balance of luxury, recreation, and peaceful mountain living.

63 Timber Ridge Drive, Toccoa

Listing courtesy of Keller Williams Realty Atl. Partners.

4 Beds ⋅ 3 Baths ⋅ 10797670 MLS

Welcome to the Abington Plan, a beautifully designed two-story home with a full unfinished basement offering 4 bedrooms and 2.5 bathrooms. The main level features an open layout with a bright eat-in breakfast area flowing into the living room, a modern kitchen with white cabinetry, stainless steel appliances, and granite countertops, plus a separate dining room for gatherings. Upstairs, the owner's suite boasts a tray ceiling, spa-like bath with soaking tub, separate shower, dual vanities, and walk-in closet, while three additional bedrooms-including one with a versatile bonus room-share a stylish hall bath, and the laundry room adds convenience. Located in the charming Quail Forest community in Toccoa, this home offers the relaxed feel of small-town living with convenient access to US-23 and GA-17, just minutes from Toccoa Falls, Currahee Vineyard & Winery, the Historic Ritz Theatre, and a short drive to Lake Hartwell.

171 Quail Forest Circle, Toccoa

Listing courtesy of Keller Williams Realty North Atlanta.

3 Beds ⋅ 2 Baths ⋅ 10795572 MLS

This beautifully renovated three-bedroom, two-bath home on a full daylight basement in the heart of Toccoa, GA offers a welcoming blend of classic character and thoughtful modern touches. Tucked away in the established neighborhood of Pine Valley, nearly every detail is brand new, including the electrical system, lighting, appliances, kitchen cabinets and countertops, and hard wood flooring, offering a move-in-ready experience. Fresh paint inside and out brightens every room, while new windows welcome abundant natural light throughout the home. A newly poured driveway, along with new carport and garage doors, enhances both convenience and curb appeal for extra vehicles, or for your RV or boat. The walkout basement, filled with daylight, offers tremendous potential-nearly doubling the available living space for future expansion, a recreation area, or additional storage. Perfectly situated close to local amenities yet tucked into a peaceful neighborhood, this property delivers a rare combination of value and functionality. With its blend of comfort, quality, and contemporary updates, this home feels both timeless and truly move-in ready!

117 Glencrest Drive, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

7 Beds ⋅ 8 Baths ⋅ 10790612 MLS

Luxury Lakefront Home | Gated Golf Course Community | 7,000+ Sq Ft | 3-Car Garage Experience true Lake Hartwell luxury living in this exceptional lakefront residence located within a prestigious gated golf course community. This expansive estate offers 7,000+ square feet of refined living space designed for both grand entertaining and everyday comfort. Enjoy the best of lake and golf lifestyle living with direct access to Lake Hartwell, beautifully maintained surroundings, and the privacy of a gated community setting. The home features a spacious 3-car garage, providing ample room for vehicles, lake toys, and storage. Inside, the property showcases luxury finishes, open-concept living spaces, and thoughtful design throughout, making it ideal for full-time living or a high-end vacation retreat. Outdoor living is equally impressive, offering space to relax, entertain, and take in the natural beauty of Northeast Georgia. Key Highlights: * Lakefront property on Lake Hartwell * Located in a gated golf course community * 7,000+ square feet of luxury living space * 3-car garage * Ideal for entertaining and lake lifestyle living * Premium Northeast Georgia location A rare opportunity to own a true luxury lake and golf lifestyle property in one of Georgia's most desirable areas. New Club Ownership is in the process of permitting the new Marina offering lake life to all the members.

1198 N Edgewater Trail, Toccoa

Listing courtesy of Hammock Realty North Georgia.

Investment opportunity in the heart of downtown living! This duplex offers two separate rental units, each currently generating $850 per month in rental income. The main-level unit features 2 bedrooms, 1 bathroom, a spacious living room, kitchen, and laundry area. The upper-level unit offers 3 bedrooms, 1 bathroom, a living room, kitchen, and laundry area. Conveniently located near shopping, dining, schools, and all that downtown Toccoa has to offer. Whether you're looking to expand your investment portfolio or occupy one unit while generating income from the other, this property offers excellent potential.

29 Schaefer Court, Toccoa

Listing courtesy of Hammock Realty North Georgia.

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