Toccoa Homes with Lake Waterfront Features

Toccoa Homes with Lake Waterfront Features

Welcome to Toccoa, Georgia—a charming city nestled in the heart of Stephens County, where southern hospitality meets breathtaking natural beauty. Known for its stunning landscapes and vibrant community, Toccoa is a hidden gem that offers a harmonious blend of small-town charm and modern conveniences. With its rich history, recreational opportunities, and friendly atmosphere, Toccoa is the perfect place to call home.

One of the most alluring features of Toccoa is its access to pristine lakefront properties. Imagine waking up to the gentle sounds of water lapping against the shore, with stunning views right outside your window. Homes with lake waterfront features in Toccoa provide not just a residence but a lifestyle—one filled with opportunities for fishing, boating, and leisurely strolls along the water’s edge. Whether you’re seeking a cozy cottage or a sprawling estate, Toccoa’s lakefront properties cater to a variety of tastes and budgets.

In addition to its picturesque waterfront, Toccoa boasts a rich array of parks, walking trails, and community events, making it a perfect spot for families and outdoor enthusiasts alike. The city is also conveniently located near major highways, ensuring easy access to nearby cities while maintaining the tranquility of a small town.

If you’re looking for a place where nature meets community, Toccoa is waiting for you. Explore our beautiful lakefront homes and discover the unique charm of life by the water in this delightful Georgia town. Your dream home awaits!

Newest Toccoa Homes with Lake Waterfront Features

4 Beds ⋅ 3 Baths ⋅ 10826208 MLS

Turnkey Lakefront Living! 4 BR / 3 BA Retreat with Private Dock, Jet Skis & Golf Cart Included Welcome to your ultimate lakefront sanctuary! Perfectly positioned with a smooth, gentle slope leading directly down to the water, this fully furnished 4-bedroom, 3-bathroom home offers the ideal blend of rustic charm, modern comfort, and effortless lake access. Step inside to find warm hardwood flooring flowing throughout an open, light-filled layout. The heart of the home centers around stunning rock fireplaces-ideal for cozying up on crisp evenings-and a well-appointed kitchen boasting sleek solid-surface countertops and everything needed to cook for family and friends. The primary suite serves as a true private retreat, offering space, comfort, and peace away from the main living areas. Outdoor living at this property is second to none: Unbeatable Lake Access: Take an easy, flat stroll straight to your private dock, complete with panoramic lake views. Turnkey Waterfront Fun: Comes fully equipped with 2 jet skis and a golf cart for effortless cruising around the property and lake! Unwind on the screened-in porch or relax on the deck outfitted with premium teak outdoor furniture or on the basement patio with teak dining set and a gas grill ready for summer cookouts. Whether you are searching for a full-time residence, or a turnkey vacation home, this property is completely move-in ready. Just bring your swimsuit!

675 Currahee Ridge Road, Toccoa

Listing courtesy of Hammock Realty North Georgia.

Build your dream home on this beautiful 1.57-acre lake-view lot in the desirable Cross Creek Subdivision in Toccoa, Georgia! Lot 15 offers the perfect combination of privacy, natural beauty, and breathtaking lake views, providing an ideal setting for your custom home. Enjoy the peaceful surroundings while remaining conveniently located near shopping, dining, schools, and all that Toccoa has to offer. Whether you're looking to build now or invest for the future, this exceptional property is full of potential. Don't miss this opportunity to own a slice of Northeast Georgia paradise!

LOT 15 Cross Creek Drive, Toccoa

Listing courtesy of BHHS Georgia Properties.

3 Beds ⋅ 3 Baths ⋅ 10793274 MLS

Stunning Lakefront Living on Lake Hartwell Experience the perfect blend of luxury, comfort, and natural beauty in this exceptional 4-sided brick lakefront home on the shores of Lake Hartwell. Flooded with natural light and thoughtfully updated, this residence offers an inviting open-concept layout ideal for both everyday living and entertaining. Step inside to a great room with cathedral ceilings adorned with warm tongue-and-groove wood, creating a striking focal point. The space flows seamlessly into the chef's kitchen, abundant storage, and room to craft culinary masterpieces. The home has been freshly painted throughout, enhancing its clean and modern feel. Retreat to the large master suite, a peaceful haven designed for relaxation. Additional highlights include tiled floors in the kitchen and bathrooms, a new water heater, and an oversized 2-car garage providing ample storage. Enjoy peace of mind and energy efficiency with solar panels paired with a backup generator system-a rare and valuable feature. The property also includes a full unfinished terrace level with its own fireplace, offering tremendous potential for additional living space, a workshop, or entertainment area. Outdoor living shines with an expansive rear deck overlooking the lake, perfect for morning coffee, evening sunsets, and hosting guests. Best of all, the property features a double-slip dock with a boat hoist, providing easy access to the water and making lake days effortless and enjoyable.The home is surrounded by fresh landscaping, accentuating its curb appeal and serene setting. This exceptional Lake Hartwell property is the perfect blend of craftsmanship, comfort, and lakefront lifestyle-ready for you to make it your own. 6920 Sqft ( Unfinished basement 3460 Sqft)

287 Spring Branch Circle, Toccoa

Listing courtesy of Buffington Real Estate Group.

7 Beds ⋅ 8 Baths ⋅ 10790612 MLS

Luxury Lakefront Home | Gated Golf Course Community | 7,000+ Sq Ft | 3-Car Garage Experience true Lake Hartwell luxury living in this exceptional lakefront residence located within a prestigious gated golf course community. This expansive estate offers 7,000+ square feet of refined living space designed for both grand entertaining and everyday comfort. Enjoy the best of lake and golf lifestyle living with direct access to Lake Hartwell, beautifully maintained surroundings, and the privacy of a gated community setting. The home features a spacious 3-car garage, providing ample room for vehicles, lake toys, and storage. Inside, the property showcases luxury finishes, open-concept living spaces, and thoughtful design throughout, making it ideal for full-time living or a high-end vacation retreat. Outdoor living is equally impressive, offering space to relax, entertain, and take in the natural beauty of Northeast Georgia. Key Highlights: * Lakefront property on Lake Hartwell * Located in a gated golf course community * 7,000+ square feet of luxury living space * 3-car garage * Ideal for entertaining and lake lifestyle living * Premium Northeast Georgia location A rare opportunity to own a true luxury lake and golf lifestyle property in one of Georgia's most desirable areas. New Club Ownership is in the process of permitting the new Marina offering lake life to all the members.

1198 N Edgewater Trail, Toccoa

Listing courtesy of Hammock Realty North Georgia.

5 Beds ⋅ 4 Baths ⋅ 10760157 MLS

Curated over time to accommodate family and guests alike, this spacious Lake Hartwell home offers the perfect blend of comfort, functionality, and breathtaking waterfront views. From the welcoming foyer entry to the soaring ceilings found across all three levels, the home was thoughtfully designed for everyday living and memorable gatherings at the lake. The main level features a warm and inviting layout with a formal living room, dining room with pass-through to the kitchen, and a spacious kitchen that opens seamlessly into the breakfast area and family room. The kitchen is equipped with solid surface countertops, making it both stylish and practical for entertaining. The impressive great room showcases vaulted ceilings, a wood-burning fireplace, and expansive lake views that continue throughout almost every room in the home. Also on the main floor are a guest bedroom, full bathroom, laundry room, private office, and a comfortable owner's suite complete with its own full bath. Upstairs, you'll find two additional bedrooms and a full bathroom, providing excellent space for family and overnight guests. With a total of five bedrooms, four full bathrooms, and a possible sixth bedroom or flex space, there is room for everyone to enjoy lake living. Outdoor spaces are equally impressive with a 40-foot screened porch designed for relaxing and taking in the peaceful waterfront setting. The wide lot and close Corp line create a private atmosphere rarely found on the lake. Enjoy a covered slip dock situated on great water, where the dock normally rests in approximately 10 feet of water - ideal for swimming, boating, and year-round lake enjoyment. The concrete driveway provides parking access on multiple levels, and the oversized 27x22 two-car garage offers excellent storage for lake toys and vehicles. Additional highlights include: * Covered slip dock on great water * 2018 water heater * Outbuilding * Wood-burning fireplace * High ceilings throughout three floors * Normally approximately 10 feet of water at the dock * Nearly every room enjoys a view of Lake Hartwell. Experience the beauty of lakefront living in a home that has been lovingly expanded and enjoyed through the years - a true Lake Hartwell retreat designed for making memories. NOTE THAT SOME PHOTOS ARE VIRTUALLY STAGED (INCLUDING BUT NOT LIMITED TO PAINT COLORS, FURNITURE, DECORATIONS, ETC.)

371 Shorewood Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

3 Beds ⋅ 2 Baths ⋅ 10742341 MLS

Lakefront living at its best on Lake Hartwell! This 3-bedroom, 2-bath home offers a perfect blend of comfort, convenience, and scenic beauty. Designed with a desirable split-bedroom floor plan, the layout provides privacy for guests while maintaining an open, functional feel. The spacious living room features a cozy fireplace, creating a comfortable gathering space for family and friends. The owner's suite serves as a private retreat with a double vanity, soaking tub, and separate shower. Enjoy the outdoors from the large front porch that spans the length of the home, partially screened for year-round enjoyment of the peaceful lake setting. A generous outdoor entertaining area makes hosting easy, whether you're grilling out or relaxing in the fresh air. A gentle walk leads down a concrete cart path to the newly covered slip dock, positioned on deep water with long-range views-ideal for boating, fishing, or simply taking in the surroundings. The property offers an abundance of parking and is conveniently located just minutes from town for shopping and dining. It's also near the sought-after Currahee Club, featuring a championship course designed by Jim Fazio. Whether you're looking for a full-time residence or a weekend getaway, this home captures the best of lake living.

123 Ridgemore Circle, Toccoa

Listing courtesy of Hammock Realty North Georgia.

6 Beds ⋅ 3 Baths ⋅ 10711071 MLS

Lake Hartwell New Construction. Beautiful newly built home with 3,926 total sqft, on Lake Hartwell located on the north end of the Tugaloo River. The main level offers a large kitchen, laundry, 2 bedrooms and 2 full baths. A large family room with vaulted ceilings and a dining room. Big windows that scale the lakeside of the home offering a lot of natural light and views. There is a sunroom off the owners suite for those quiet afternoons with your favorite book. The back deck if partially covered offering plenty of room for entertaining or a relaxed evening with the family. On the lower level is an unfinished living/rec area with 4 bedrooms, full bath and laundry. This will give 6 bedrooms, two family rooms and a second laundry room. The french doors open to a large patio overlooking the lake. This home is found on .66 of an acre with a gentle walk to the waterfront. There is a covered dock with a boat lift on big water with views of the mountains. There is also a car/boat open garage to park the lake toys or vehicles. Located conveniently to Toccoa and 985. Minutes from 85 and a short drive to the north Ga. mountains. Come see this hard to find new construction on the waterfront.

1010 Lakeland Drive, Toccoa

Listing courtesy of Lake Homes Realty LLC.

3 Beds ⋅ 2 Baths ⋅ 10676480 MLS

Beautiful waterfront property with 3/2 home on Lake Hartwell!!! Completely furnished 3 bedroom, 2 bath mobile home with new heat pump mini-splits, large kitchen w/new stainless steel appliances, all attached lighting is LED, outdoor security light, plus circle drive, boat storage, concrete slab, screen porch with lake view, and sunny garden area. This property includes ALL the private property from Riverdale Rd to the SC border and all the private land along Riverdale Rd from Hwy 123 to the bridge. Corps land on either side. Gentle slope to the water with a low corps line. Great frontage!! Property is currently zoned Residential Single, but proximity to Commercial and Dollar General provides potential for possible zoning change?..Maybe?? No changes have ever been sought. All this, plus very close to park and boat ramp!!!

5429 Highway 123, Toccoa

Listing courtesy of Bear Creek Realty.

3 Beds ⋅ 2 Baths ⋅ 10615530 MLS

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

396 Cardinal Lane, Toccoa

Listing courtesy of Magnolia Realty & PropertyManagement.

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