Toccoa Homes with Stream Waterfront Features

Welcome to Toccoa, Georgia, a hidden gem nestled in the heart of Stephens County. Known for its breathtaking natural beauty and rich history, Toccoa offers a unique blend of small-town charm and outdoor adventure. With its picturesque landscapes, including the stunning Toccoa Falls and the tranquil waters of Lake Hartwell, this city is perfect for those who appreciate nature's splendor.

One of the most enchanting features of Toccoa is its array of homes with stream waterfront properties. Imagine waking up to the soothing sounds of flowing water and the sight of lush greenery right outside your window. These homes not only provide a serene living environment but also offer ample opportunities for recreational activities such as fishing, kayaking, and hiking. Whether you’re looking for a cozy cabin or a spacious family home, Toccoa has something to suit every taste and lifestyle.

Toccoa’s vibrant community is another reason to call this city home. With friendly neighbors, local shops, and delightful eateries, you’ll find everything you need just a stone’s throw away. The city also hosts various events throughout the year, fostering a strong sense of community and belonging.

If you’re seeking a peaceful retreat surrounded by nature yet close to modern conveniences, Toccoa’s waterfront homes are an ideal choice. Embrace the tranquility of life by the water, and discover the charm of Toccoa, Georgia – where your dream home awaits!

Newest Toccoa Homes with Stream Waterfront Features

$725,000

4 Beds ⋅ 4 Baths ⋅ 10820976 MLS

Discover Your Private Forest Retreat in Toccoa, GA. Step into a 4-sided brick sanctuary on 9.2 acres where hardwoods shade a winding brook and the national forest begins at your back door. This Polysteel-built home - with poured concrete walls, foam insulation, and brick - stands as a fortress against storms, offering unmatched durability and energy savings. Inside: 4 bedrooms (bonus room upstairs), 3 full baths (one in the basement), and a half bath. A 2-car side-entry garage plus a basement-level drive-in garage with floor drain provide endless parking for gatherings. Follow the forest service road straight from your property to hunt, hike, and explore rolling hills. Enjoy morning coffee on the covered porch, evening views from the back deck, and the quiet hum of nature. The daylight basement features a partially finished apartment space with a dedicated thermostat, air distribution, and a bathroom already in place. A rustic and restored horse and hay barn featuring two stalls, an open Bay area, open air loft and space for round bales and square bales along with a matching feed barn. Three fenced in areas with 4-board horse fence including a front paddock, a back paddock, a large meadow area and space for a round pen complete the package. Direct access to an 880,000 acre national forest beauty and well-marked walking trails? Those are the greatest amenities of all. Owner also currently rents 3 different campsites through Hipcamp (Mountain Fortress Miracle Farms Toccoa GA) Tugaloo River located 2 minutes from the house great for kayaking, Panther Creek 4 minutes away for exceptional trout fishing (stocked 3x a week). This is your true escape into nature.

4165 Prather Bridge Road, Toccoa

Listing courtesy of KDD Properties of GA, LLC.

$439,000

3 Beds ⋅ 3 Baths ⋅ 10805776 MLS

New Construction - Estimated Completion September 30, 2026! Enjoy the perfect blend of quality craftsmanship and modern design in this beautiful new construction home, conveniently located just minutes from town. Featuring an open-concept layout with a desirable split-bedroom floor plan, this home offers both comfort and privacy. The spacious living room boasts a vaulted ceiling and a cozy fireplace, flowing seamlessly into the kitchen, complete with a large center island, solid surface countertops, and abundant cabinetry-perfect for everyday living and entertaining. The owner's suite provides a relaxing retreat with a spa-inspired bath featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. Two additional bedrooms share a full bath, while a convenient half bath is available for guests. Step outside to the covered back porch overlooking a peaceful, private creek, creating the perfect setting for morning coffee or evening relaxation. Situated on a level lot, this home also includes a large two-car garage with plenty of storage space. Don't miss the opportunity to own this exceptional new home in a fantastic location. Estimated completion date is September 30, 2026. Secure it now and add your personal touches before it's finished! Plans are subject to change.

324 Fern Valley Drive, Toccoa

Listing courtesy of Hammock Realty North Georgia.

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