Banks County Homes under $600,000

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. Vaulted ceilings and a fireplace give the living room at 209 Brookside Dr its focal point, while the split-level layout separates gathering spaces from the bedroom areas. The kitchen has a peninsula, ample cabinet storage, and an adjoining dining area with direct access to the rear deck. Upstairs, the primary suite combines a tray ceiling and walk-in closet with a bathroom featuring a separate tub and shower. Additional bedrooms and a hall bathroom complete the upper level. A lower-level bedroom and full bathroom add flexibility, and the attached two-car garage provides parking and storage. The backyard extends beyond the elevated deck. Included 100-Day Home Warranty with buyer activation

209 Brookside Drive, Lula

Listing courtesy of Opendoor Brokerage.

$524,900

3 Beds ⋅ 2 Baths ⋅ 10877322 MLS

Welcome home to Chimney Oaks, where beautiful finishes, thoughtful upgrades, and a true sense of community come together! Built by Green Ridge, this beautifully maintained 3 bedroom, 2 bathroom home offers a wonderful combination of comfort, style, and functionality, with special touches that make it stand out! From the moment you step inside, you'll appreciate the gorgeous wood floors, 9 foot ceilings throughout, 8 foot doors, and timeless 4.25 inch plantation shutters that bring an elevated feel to the home. The kitchen is as beautiful as it is functional, featuring granite countertops, a propane gas cooktop, stainless steel vent hood, wall oven, and spacious pantry. An underground propane tank services the gas features. The thoughtfully designed laundry room offers additional cabinetry, a utility sink, and granite countertops for added convenience. All three bedrooms are generously sized, while both bathrooms feature double vanities, beautifully tiled showers, and frameless glass shower doors. The primary suite offers a spacious walk in closet and a comfortable place to unwind at the end of the day. But the outdoor living space might just steal the show! Imagine spending warm Georgia afternoons lounging by your very own private saltwater gunite pool, then ending the evening gathered around the stacked stone fireplace with propane gas logs on your oversized screened porch. With a fenced backyard, additional covered patio space, and a 220 volt circuit already in place for a future hot tub, this home was made for enjoying the outdoors and entertaining! Whether you're hosting friends or enjoying a quiet evening at home, you'll love having your own backyard retreat. And let's not forget the THREE car garage, complete with epoxy flooring, and an oversized driveway offering plenty of space for extra vehicles, guests, or your golf cart! But what makes Chimney Oaks especially wonderful is the lifestyle waiting just beyond your front door. In addition to the beautiful golf course, residents enjoy a Junior Olympic swimming pool, tennis courts, fitness center, clubhouse, restaurant, and The Forge, featuring virtual golf and social events. And the community connection goes well beyond the amenities! From neighborhood book clubs and card groups to holiday celebrations, Easter egg hunts, and informal Thursday evening gatherings at The 19th Hole Restaurant, there are so many opportunities to turn neighbors into friends. It's the kind of place where community is more than just an amenity. Conveniently located just 10 minutes from Banks Crossing, I-85, and Tanger Outlets, you'll enjoy a peaceful neighborhood setting without sacrificing access to shopping, dining, and everyday conveniences. Beautifully upgraded, thoughtfully designed, and surrounded by a community that makes it easy to feel at home, this is one you won't want to miss!

110 Applewood Way, Homer

Listing courtesy of Heartland Real Estate.

$448,973

4 Beds ⋅ 4 Baths ⋅ 10876974 MLS

Touchdown Home Special Savings. Woodbury Plan on Lot 9A **Imagine waking up where peaceful country living meets the lifestyle of a golf resort.** Welcome to 130 Classic Overlook in Chimney Oaks, a beautiful 4-bedroom, 3.5-bath Woodbury home where thoughtful design meets an exceptional Northeast Georgia lifestyle. Enjoy a golf course, fitness center, tennis and pickleball, on-site dining, and a sports bar, all while surrounded by the quiet charm of country living. Imagine starting your morning with coffee before heading out for a round of golf, meeting friends for pickleball, or enjoying a workout at the fitness center. Later, gather for dinner at the community restaurant, catch a game at the sports bar, or simply return home to enjoy the peaceful surroundings. At Chimney Oaks, everyday living can feel like a getaway. Inside, this beautiful Woodbury floor plan offers warmth, comfort, and spaces designed for making memories. Picture cool evenings gathered around the wood-burning fireplace, holiday meals prepared in a kitchen featuring a double oven, gorgeous quartz countertops, and 42-inch cashew-colored cabinetry that brings warmth and character to the heart of the home. The main-level primary suite offers a comfortable retreat, while three additional bedrooms provide flexible space for guests, hobbies, or a home office. Elegant 8-foot bedroom doors add architectural character, and the slab foundation complements the home's thoughtful design. Beyond Chimney Oaks, adventure is always within reach. Enjoy shopping at Tanger Outlets in Commerce, explore the North Georgia mountains, or spend a day boating and relaxing at Lake Hartwell or Lake Lanier. Athens is approximately 35 minutes away, offering dining, entertainment, and more. **What makes Chimney Oaks special is the balance.** You can enjoy an active lifestyle filled with golf, recreation, dining, and connection, then come home to the slower pace and peaceful atmosphere of the Northeast Georgia countryside. 130 Classic Overlook offers more than a beautiful place to live. It offers the opportunity to create a life filled with favorite traditions, new experiences, and the simple pleasure of feeling right at home. **Come experience the home, the community, and the lifestyle waiting for you at Chimney Oaks.**

130 Classic Overlook, Homer

Listing courtesy of PBG Built Realty.

$210,000

3 Beds ⋅ 2 Baths ⋅ 10876207 MLS

Enjoy the peace and privacy of country living on 2 acres! Tucked back in a quiet country setting, this home offers a private retreat with plenty of room to relax, garden, or enjoy the outdoors. Featuring 3 bedrooms and 2 full bathrooms, the home offers a comfortable layout with space for everyday living. Major updates include a new HVAC system, and roof less than 5 years old, providing added peace of mind. An additional outbuilding offers extra storage or space for hobbies and projects. If you're looking for a little more privacy, room to roam, and the charm of country living, this property is one to see.

1171 Ervin Chambers Road, Maysville

Listing courtesy of Real Broker, LLC.

$565,000

4 Beds ⋅ 4 Baths ⋅ CL366817 MLS

Welcome to 4330 Damascus Rd, a custom built, all brick ranch featuring 4 bedrooms, 3.5 baths, and versatile living spaces filled with natural light. On the main level, an open living room with tray ceilings and a brick hearth fireplace creates a welcoming gathering space, complemented by a dining room for meals and special occasions. The eat-in kitchen offers solid surface countertops and updated flooring, with a large laundry room featuring a sink and an oversized garage with ample storage conveniently located just off the kitchen. The main level also includes three bedrooms and two and a half bathrooms, including a spacious primary suite with double vanity, a separate shower, soaking tub, and large walk-in closet. Start your mornings with coffee in the sunroom or on the deck while enjoying peaceful country views. Downstairs, the finished basement features additional living space, a bedroom, full bathroom with double vanity, and kitchen, offering flexible space for multigenerational living, hosting guests, or entertaining. Outside, a beautiful oak tree and swing invite you to slow down and enjoy the setting. The expansive yard offers a wonderful area for a garden and outdoor activities. An outbuilding with power and a separate electrical panel provides an ideal space for a workshop, storage or man cave. Whether you envision growing your own vegetables, gathering with friends, or relaxing beneath the oak tree, this property offers room.

4330 Damascus Rd, Baldwin

Listing courtesy of Southern Flair Realty, Inc..

$565,000

4 Beds ⋅ 4 Baths ⋅ 10876075 MLS

Welcome to 4330 Damascus Rd, a custom built, all brick ranch featuring 4 bedrooms, 3.5 baths, and versatile living spaces filled with natural light. On the main level, an open living room with tray ceilings and a brick hearth fireplace creates a welcoming gathering space, complemented by a dining room for meals and special occasions. The eat-in kitchen offers solid surface countertops and updated flooring, with a large laundry room featuring a sink and an oversized garage with ample storage conveniently located just off the kitchen. The main level also includes three bedrooms and two and a half bathrooms, including a spacious primary suite with double vanity, a separate shower, soaking tub, and large walk-in closet. Start your mornings with coffee in the sunroom or on the deck while enjoying peaceful country views. Downstairs, the finished basement features additional living space, a bedroom, full bathroom with double vanity, and kitchen, offering flexible space for multigenerational living, hosting guests, or entertaining. Outside, a beautiful oak tree and swing invite you to slow down and enjoy the setting. The expansive yard offers a wonderful area for a garden and outdoor activities. An outbuilding with power and a separate electrical panel provides an ideal space for a workshop, storage or man cave. Whether you envision growing your own vegetables, gathering with friends, or relaxing beneath the oak tree, this property offers room.

4330 Damascus Road, Baldwin

Listing courtesy of Southern Flair Realty, Inc..

$574,900

3 Beds ⋅ 2 Baths ⋅ 10875969 MLS

Welcome to 855 Silver Shoals Rd, a beautifully updated home nestled in the peaceful surroundings of Lula, GA! Surrounded by mature trees and lush greenery, this property offers a wonderful combination of modern upgrades, comfortable living, and natural beauty. Extensively renovated in 2024, the home features new vinyl siding, all-new exterior doors and windows, updated lighting, new trim throughout, and replaced sheetrock and insulation throughout the main level. Inside, you'll find a beautifully remodeled kitchen with a convenient butler's pantry, updated closets throughout, and two completely remodeled bathrooms featuring tile surrounds and tile flooring. Large windows fill the living spaces with natural light, creating a bright and inviting atmosphere. Additional 2024 improvements include a new hot water heater, professionally cleaned HVAC and furnace systems, all-new ductwork, an under-sink reverse osmosis drinking water filtration system, and a professional Ozone Eco Laundry Washer System. Professional mold remediation was also completed following previous water damage, and a dehumidifier was installed in the crawlspace. The improvements continued in 2025 with the addition of a new deck, offering a wonderful space for outdoor relaxation and entertaining. In 2026, a new propane fireplace insert was installed, adding warmth and character to the living space. Step outside and enjoy the property's beautiful natural surroundings! The grounds feature a fig tree, pear tree, pecan tree, and established muscadine grapevines. Explore the wooded portion of the property and discover a pond tucked among the trees, creating a peaceful retreat right in your own backyard. With extensive renovations, updated living spaces, modern conveniences, and beautiful outdoor features, this property offers an exceptional opportunity to enjoy country living in Lula, GA. Whether relaxing on the new deck, exploring the wooded grounds, or enjoying the comforts of the updated interior, 855 Silver Shoals Rd offers a unique blend of comfort, charm, and natural beauty!

855 Silver Shoals Road, Lula

Listing courtesy of Beycome Brokerage Realty LLC.

$599,000

5 Beds ⋅ 5 Baths ⋅ 10873891 MLS

Country charm meets everyday comfort at this beautifully renovated, turnkey home! Thoughtfully updated both inside and out, this home is ready to welcome its next family. Featuring 4 bedrooms and 3 bathrooms, the main home offers a desirable split-bedroom floor plan which includes a newer primary suite addition. The property also features a detached garage with its own apartment suite, complete with an additional bedroom and 2 bathrooms, offering incredible flexibility for guests, extended family, or additional living space. The amenities don't stop there! You are sure to enjoy the sunroom, office/play space, home generator, and the large, newly poured concrete pad. With too many improvements to list, this property offers a wonderful combination of comfort, functionality, and space! Step outside and discover your own private country retreat, complete with a saltwater swimming pool and a spacious yard perfect for entertaining, relaxing, and making memories with family and friends. With no restrictions, you'll have the freedom to enjoy the property to fit your lifestyle! Despite its rural setting, this home is conveniently located just 10 minutes from both I-85 and I-985, with easy access to dining, shopping, and everyday conveniences in Commerce, Gainesville, and Cornelia. With so much to offer, this property is truly a must-see and the perfect place to put down roots. Schedule your private showing today!

2111 Highway 323, Gillsville

Listing courtesy of RE/MAX Signature.

$285,000

3 Beds ⋅ 3 Baths ⋅ 10873561 MLS

LOADS of potential with this great home. Located on 1.75 private acres, this home features 3 beds, 3 full baths, living, dining, kitchen, garage converted to a room, a deck and above ground pool. Some of the repairs include metal roof repairs, bathtub tile needs to be replaced, deck and pool need to be repaired and replaced, kitchen cabinets repairs or replaced, new flooring and paint to truly make this home what you want. Maysville, Georgia is a small, historic railroad town located in Northeast Georgia, straddling the border of Banks County and Jackson County. It sits about 70 miles northeast of Atlanta and roughly 4 miles from Interstate 85. Home sold as is with right to inspection but Sellers are unable to make any repairs.

330 W Ridgeway Road, Maysville

Listing courtesy of Hill Wood Realty.

$369,000

3 Beds ⋅ 2 Baths ⋅ 10873279 MLS

Well-maintained home on 5 acres! This property offers the space, privacy, and features that are hard to find at this price. The home sits well off the road and features a huge, level front and back yard with plenty of room to enjoy the outdoors. Relax on the large, full-length covered front porch, complete with a porch swing and two ceiling fans. The home features durable Hardiplank cement board siding, new exterior paint and a new water heater in 2025, plus a new roof installed in 2022. The HVAC system has also been serviced. Out back, enjoy a large covered and uncovered deck with a beadboard ceiling-perfect for entertaining or relaxing. The property includes three outbuildings and a two-car carport on a concrete slab, providing plenty of storage and workspace. Inside, the home offers hardwood flooring throughout the main living areas, wood-look LVP flooring in the bedrooms, ceramic tile in the bathrooms, and tile-look vinyl flooring in the spacious laundry room. Additional storage includes a linen closet and coat closet. The kitchen is open to the breakfast area and den and features granite countertops, a large granite coffee bar, and stainless-steel appliances, including the refrigerator/freezer and smooth-top range. The split-bedroom floor plan provides privacy, while the den offers a cozy corner fireplace with electric logs. The spacious primary suite includes a private bath with wood-look LVP flooring, double vanity, separate corner jetted tub, and walk-in shower. A well-cared-for home on 5 acres with a level yard, multiple outbuildings, extensive covered outdoor living, and numerous updates-an opportunity thats hard to find in this price range! Property should be eligible for 0% down USDA financing.

582 E County Line Road, Danielsville

Listing courtesy of Coldwell Banker Upchurch Realty.

$369,000

3 Beds ⋅ 2 Baths ⋅ CL365806 MLS

Well-maintained home on 5 acres! This property offers the space, privacy, and features that are hard to find at this price. The home sits well off the road and features a huge, level front and back yard with plenty of room to enjoy the outdoors. Relax on the large, full-length covered front porch, complete with a porch swing and two ceiling fans. The home features durable Hardiplank cement board siding, new exterior paint and a new water heater in 2025, plus a new roof installed in 2022. The HVAC system has also been serviced. Out back, enjoy a large covered and uncovered deck with a beadboard ceiling—perfect for entertaining or relaxing. The property includes three outbuildings and a two-car carport on a concrete slab, providing plenty of storage and workspace. Inside, the home offers hardwood flooring throughout the main living areas, wood-look LVP flooring in the bedrooms, ceramic tile in the bathrooms, and tile-look vinyl flooring in the spacious laundry room. Additional storage includes a linen closet and coat closet. The kitchen is open to the breakfast area and den and features granite countertops, a large granite coffee bar, and stainless-steel appliances, including the refrigerator/freezer and smooth-top range. The split-bedroom floor plan provides privacy, while the den offers a cozy corner fireplace with electric logs. The spacious primary suite includes a private bath with wood-look LVP flooring, double vanity, separate corner jetted tub, and walk-in shower. A well-cared-for home on 5 acres with a level yard, multiple outbuildings, extensive covered outdoor living, and numerous updates—an opportunity that's hard to find in this price range! Property should be eligible for 0% down USDA financing.

582 E County Line Rd, Danielsville

Listing courtesy of Coldwell Banker Upchurch Realty.

$384,000

3 Beds ⋅ 2 Baths ⋅ 10871817 MLS

Completely renovated 3-bedroom, 2-bathroom home situated on approximately 1.33 acres in Homer, Banks County! Offering approximately 1,800 heated square feet plus an additional 800 square feet of unfinished basement space, this property combines character, updates, and plenty of room to grow. Step inside to find beautifully refinished original hardwood floors throughout with NO carpet, tiled bathrooms, tiled showers, new countertops, new appliances, new hardware, and updated fixtures. The exterior has also been refreshed with restored and treated stained cedar siding, a durable metal roof, and a brand-new wraparound porch with a covered front porch perfect for enjoying the outdoor space. Outside, you'll find a newly completed driveway with a paved circular drive providing convenient access and additional parking. The approximately 1.34-acre lot offers plenty of room to enjoy the outdoors, and a small stream in the backyard adds to the property's natural setting. If you've been searching for a renovated home in Homer, GA or Banks County with acreage, hardwood floors, a basement, wraparound porch, metal roof, updated finishes, and a peaceful setting, this one deserves a closer look. Contact me to schedule your private showing today!

295 Sycamore Street, Homer

Listing courtesy of RE/MAX Signature.

Banks County Homes under $600,000

Newest Banks County Homes under $600,000

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