Banks County Homes under $350,000

Banks County Homes under $350,000

Welcome to Banks County, Georgia, a hidden gem nestled in the heart of the Peach State. Known for its picturesque landscapes, friendly communities, and rich history, Banks County offers a delightful blend of rural charm and modern conveniences. With a population that values community spirit and outdoor living, this area is perfect for families, retirees, and anyone looking to embrace a slower pace of life without sacrificing access to urban amenities.

One of the most appealing aspects of Banks County is its diverse housing market, particularly for those seeking homes under $350,000. Here, you can find a variety of options, from cozy single-family homes to charming bungalows, all set against the backdrop of the stunning North Georgia mountains. These affordable properties provide an excellent opportunity for first-time homebuyers, investors, or anyone looking to downsize while still enjoying the comfort of a welcoming neighborhood.

Living in Banks County means you’ll be surrounded by nature’s beauty. Explore the scenic hiking trails, visit local parks, or enjoy fishing and boating on Lake Hartwell. Plus, with convenient access to nearby cities like Gainesville and Athens, you can easily enjoy shopping, dining, and cultural experiences.

Whether you’re drawn to the area's affordability, its vibrant community, or the natural beauty that surrounds it, Banks County is a place where you can truly feel at home. Discover your dream home today, and experience all that this charming county has to offer!

Newest Banks County Homes under $350,000

123 Westmoreland Road, Lula
$274,000
3 Beds ⋅ 2 Baths ⋅ 10870067 MLS
Welcome home to peaceful country living in Lula, Georgia! This spacious 3-bedroom, 2-bath home sits on 2.46 acres, offering plenty of room to spread out both inside and out. Surrounded by mature trees on the sides and back of the property, you'll enjoy a private, peaceful setting while still being conveniently located to everyday amenities. Inside, you'll find a spacious kitchen featuring a large island, along with a pantry and a dedicated laundry room. New granite counters and new water proof flooring through kitchen, dining area, and utility room! The three bedrooms offer generous closet space, and the home provides plenty of flexibility for comfortable living, entertaining, and making the space your own. A roomy sunroom provides the perfect spot to enjoy your morning coffee while taking in the peaceful backyard views. Home is on a permanent foundation. Outside, there's plenty of space to enjoy the property, including a nice driveway, a storm shelter, a storage shed, and an additional shed/carport area for parking. Whether you're looking for space for your family, room to entertain, or simply a little more privacy and breathing room, this property offers plenty of potential. Priced at $274,000 and offered AS IS, this home is ready for its next owners to bring their vision and make it their own. Come see all that this property has to offer and discover the possibilities waiting for you in Lula!

123 Westmoreland Road, Lula

Listing courtesy of 214 Realty Company.

128 Waterford Glen Drive, Lula
$340,000
3 Beds ⋅ 2 Baths ⋅ 10857404 MLS
WELCOME HOME... to easy one-level living in this beautifully maintained 3-bedroom, 2-bath ranch, where a thoughtful split-bedroom floor plan, flexible living spaces, and a fantastic screened porch come together to create a home that is as comfortable as it is inviting. From the moment you step inside, the welcoming entry opens into a living room that serves as the heart of the home. Just off the entry foyer, a versatile flex room-originally designed as a formal dining room-offers endless possibilities as a home office, dining room, playroom, sitting area, or hobby space. The spacious kitchen is open to the dining area and the living room and provides plenty of room for everyday meals and gatherings, while the desirable split-bedroom layout offers added privacy. The spacious primary suite is tucked away from the two secondary bedrooms and features its own private bath, creating a comfortable retreat at the end of the day. Step outside and discover one of this home's standout features-a large screened-in porch with plenty of room for relaxing and entertaining. It's the perfect place to enjoy morning coffee, unwind in the evening, or spend time with family and friends while enjoying the outdoors. Beyond the porch, the private fenced backyard provides additional space for pets, gardening, recreation, or simply enjoying your own outdoor retreat. Located in a well-kept community with **NO HOA**, this home offers the relaxed feel of North Georgia living without the added restrictions and dues of a homeowners association. Enjoy the small-town charm and community atmosphere of the Lula area while remaining conveniently connected to Gainesville and major travel routes, with access to both I-985 and I-85. Shopping, dining, everyday conveniences, and the amenities of Gainesville are all within easy reach. Well maintained, move-in ready, and filled with spaces designed to be enjoyed, this inviting ranch combines comfortable one-level living, a private fenced yard, an exceptional screened porch, and the freedom of a NO-HOA community. Come see what makes it feel like home!

128 Waterford Glen Drive, Lula

Listing courtesy of PEND Realty, LLC.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.

How much is your home worth?

Get instant property value now!