Banks County Homes under $500,000

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. Vaulted ceilings and a fireplace give the living room at 209 Brookside Dr its focal point, while the split-level layout separates gathering spaces from the bedroom areas. The kitchen has a peninsula, ample cabinet storage, and an adjoining dining area with direct access to the rear deck. Upstairs, the primary suite combines a tray ceiling and walk-in closet with a bathroom featuring a separate tub and shower. Additional bedrooms and a hall bathroom complete the upper level. A lower-level bedroom and full bathroom add flexibility, and the attached two-car garage provides parking and storage. The backyard extends beyond the elevated deck. Included 100-Day Home Warranty with buyer activation

209 Brookside Drive, Lula

Listing courtesy of Opendoor Brokerage.

$448,973

4 Beds ⋅ 4 Baths ⋅ 10876974 MLS

Touchdown Home Special Savings. Woodbury Plan on Lot 9A **Imagine waking up where peaceful country living meets the lifestyle of a golf resort.** Welcome to 130 Classic Overlook in Chimney Oaks, a beautiful 4-bedroom, 3.5-bath Woodbury home where thoughtful design meets an exceptional Northeast Georgia lifestyle. Enjoy a golf course, fitness center, tennis and pickleball, on-site dining, and a sports bar, all while surrounded by the quiet charm of country living. Imagine starting your morning with coffee before heading out for a round of golf, meeting friends for pickleball, or enjoying a workout at the fitness center. Later, gather for dinner at the community restaurant, catch a game at the sports bar, or simply return home to enjoy the peaceful surroundings. At Chimney Oaks, everyday living can feel like a getaway. Inside, this beautiful Woodbury floor plan offers warmth, comfort, and spaces designed for making memories. Picture cool evenings gathered around the wood-burning fireplace, holiday meals prepared in a kitchen featuring a double oven, gorgeous quartz countertops, and 42-inch cashew-colored cabinetry that brings warmth and character to the heart of the home. The main-level primary suite offers a comfortable retreat, while three additional bedrooms provide flexible space for guests, hobbies, or a home office. Elegant 8-foot bedroom doors add architectural character, and the slab foundation complements the home's thoughtful design. Beyond Chimney Oaks, adventure is always within reach. Enjoy shopping at Tanger Outlets in Commerce, explore the North Georgia mountains, or spend a day boating and relaxing at Lake Hartwell or Lake Lanier. Athens is approximately 35 minutes away, offering dining, entertainment, and more. **What makes Chimney Oaks special is the balance.** You can enjoy an active lifestyle filled with golf, recreation, dining, and connection, then come home to the slower pace and peaceful atmosphere of the Northeast Georgia countryside. 130 Classic Overlook offers more than a beautiful place to live. It offers the opportunity to create a life filled with favorite traditions, new experiences, and the simple pleasure of feeling right at home. **Come experience the home, the community, and the lifestyle waiting for you at Chimney Oaks.**

130 Classic Overlook, Homer

Listing courtesy of PBG Built Realty.

$210,000

3 Beds ⋅ 2 Baths ⋅ 10876207 MLS

Enjoy the peace and privacy of country living on 2 acres! Tucked back in a quiet country setting, this home offers a private retreat with plenty of room to relax, garden, or enjoy the outdoors. Featuring 3 bedrooms and 2 full bathrooms, the home offers a comfortable layout with space for everyday living. Major updates include a new HVAC system, and roof less than 5 years old, providing added peace of mind. An additional outbuilding offers extra storage or space for hobbies and projects. If you're looking for a little more privacy, room to roam, and the charm of country living, this property is one to see.

1171 Ervin Chambers Road, Maysville

Listing courtesy of Real Broker, LLC.

$285,000

3 Beds ⋅ 3 Baths ⋅ 10873561 MLS

LOADS of potential with this great home. Located on 1.75 private acres, this home features 3 beds, 3 full baths, living, dining, kitchen, garage converted to a room, a deck and above ground pool. Some of the repairs include metal roof repairs, bathtub tile needs to be replaced, deck and pool need to be repaired and replaced, kitchen cabinets repairs or replaced, new flooring and paint to truly make this home what you want. Maysville, Georgia is a small, historic railroad town located in Northeast Georgia, straddling the border of Banks County and Jackson County. It sits about 70 miles northeast of Atlanta and roughly 4 miles from Interstate 85. Home sold as is with right to inspection but Sellers are unable to make any repairs.

330 W Ridgeway Road, Maysville

Listing courtesy of Hill Wood Realty.

$369,000

3 Beds ⋅ 2 Baths ⋅ 10873279 MLS

Well-maintained home on 5 acres! This property offers the space, privacy, and features that are hard to find at this price. The home sits well off the road and features a huge, level front and back yard with plenty of room to enjoy the outdoors. Relax on the large, full-length covered front porch, complete with a porch swing and two ceiling fans. The home features durable Hardiplank cement board siding, new exterior paint and a new water heater in 2025, plus a new roof installed in 2022. The HVAC system has also been serviced. Out back, enjoy a large covered and uncovered deck with a beadboard ceiling-perfect for entertaining or relaxing. The property includes three outbuildings and a two-car carport on a concrete slab, providing plenty of storage and workspace. Inside, the home offers hardwood flooring throughout the main living areas, wood-look LVP flooring in the bedrooms, ceramic tile in the bathrooms, and tile-look vinyl flooring in the spacious laundry room. Additional storage includes a linen closet and coat closet. The kitchen is open to the breakfast area and den and features granite countertops, a large granite coffee bar, and stainless-steel appliances, including the refrigerator/freezer and smooth-top range. The split-bedroom floor plan provides privacy, while the den offers a cozy corner fireplace with electric logs. The spacious primary suite includes a private bath with wood-look LVP flooring, double vanity, separate corner jetted tub, and walk-in shower. A well-cared-for home on 5 acres with a level yard, multiple outbuildings, extensive covered outdoor living, and numerous updates-an opportunity thats hard to find in this price range! Property should be eligible for 0% down USDA financing.

582 E County Line Road, Danielsville

Listing courtesy of Coldwell Banker Upchurch Realty.

$369,000

3 Beds ⋅ 2 Baths ⋅ CL365806 MLS

Well-maintained home on 5 acres! This property offers the space, privacy, and features that are hard to find at this price. The home sits well off the road and features a huge, level front and back yard with plenty of room to enjoy the outdoors. Relax on the large, full-length covered front porch, complete with a porch swing and two ceiling fans. The home features durable Hardiplank cement board siding, new exterior paint and a new water heater in 2025, plus a new roof installed in 2022. The HVAC system has also been serviced. Out back, enjoy a large covered and uncovered deck with a beadboard ceiling—perfect for entertaining or relaxing. The property includes three outbuildings and a two-car carport on a concrete slab, providing plenty of storage and workspace. Inside, the home offers hardwood flooring throughout the main living areas, wood-look LVP flooring in the bedrooms, ceramic tile in the bathrooms, and tile-look vinyl flooring in the spacious laundry room. Additional storage includes a linen closet and coat closet. The kitchen is open to the breakfast area and den and features granite countertops, a large granite coffee bar, and stainless-steel appliances, including the refrigerator/freezer and smooth-top range. The split-bedroom floor plan provides privacy, while the den offers a cozy corner fireplace with electric logs. The spacious primary suite includes a private bath with wood-look LVP flooring, double vanity, separate corner jetted tub, and walk-in shower. A well-cared-for home on 5 acres with a level yard, multiple outbuildings, extensive covered outdoor living, and numerous updates—an opportunity that's hard to find in this price range! Property should be eligible for 0% down USDA financing.

582 E County Line Rd, Danielsville

Listing courtesy of Coldwell Banker Upchurch Realty.

$384,000

3 Beds ⋅ 2 Baths ⋅ 10871817 MLS

Completely renovated 3-bedroom, 2-bathroom home situated on approximately 1.33 acres in Homer, Banks County! Offering approximately 1,800 heated square feet plus an additional 800 square feet of unfinished basement space, this property combines character, updates, and plenty of room to grow. Step inside to find beautifully refinished original hardwood floors throughout with NO carpet, tiled bathrooms, tiled showers, new countertops, new appliances, new hardware, and updated fixtures. The exterior has also been refreshed with restored and treated stained cedar siding, a durable metal roof, and a brand-new wraparound porch with a covered front porch perfect for enjoying the outdoor space. Outside, you'll find a newly completed driveway with a paved circular drive providing convenient access and additional parking. The approximately 1.34-acre lot offers plenty of room to enjoy the outdoors, and a small stream in the backyard adds to the property's natural setting. If you've been searching for a renovated home in Homer, GA or Banks County with acreage, hardwood floors, a basement, wraparound porch, metal roof, updated finishes, and a peaceful setting, this one deserves a closer look. Contact me to schedule your private showing today!

295 Sycamore Street, Homer

Listing courtesy of RE/MAX Signature.

$399,999

3 Beds ⋅ 2 Baths ⋅ CL366336 MLS

Welcome to life in sought-after Chimney Oaks Golf Course Community! This beautifully maintained ranch home on an unfinished basement offers the perfect blend of comfort, convenience, and lifestyle in the heart of Banks County. Featuring an open-concept layout, this home showcases engineered hardwood flooring throughout the main living areas, cozy carpeted bedrooms, and granite countertops throughout for a clean, modern feel. The spacious living room flows seamlessly into the kitchen and dining area, creating the perfect setup for entertaining or everyday living. Enjoy peaceful mornings and relaxing evenings on the back deck overlooking the backyard. Endless potential offered by the unfinished basement with a garage made just for your golf cart and room for future expansion, storage, workshop space, or additional living areas. Located inside the award-winning Chimney Oaks community, residents enjoy access to an 18-hole championship golf course along with incredible amenities including a pool, fitness center, tennis courts, pickleball courts, restaurant, and an indoor training facility. The neighborhood offers a true sense of community with events and activities throughout the year. Conveniently situated near local schools, Interstate 85, Gainesville, Athens, and just a short drive to the North Georgia Mountains, this home truly places you in the middle of it all while still offering the charm and pace of Northeast Georgia living.

128 Wild Turkey, Homer

Listing courtesy of 214 Realty Company.

$389,000

3 Beds ⋅ 3 Baths ⋅ CL366299 MLS

Some homes check the boxes. This one makes you want to stay. Built in 2024, this three-bedroom, two-and-a-half-bath ranch in Chimney Oaks blends inviting spaces, thoughtful design, and the charm of small-town living with a community that gives you so much to enjoy. High ceilings and an open-concept layout bring the living room, kitchen, and dining area together beautifully, creating a space where everyday moments feel a little more special. The oversized kitchen island is the heart of it all. Imagine slow Saturday breakfasts, friends gathering around appetizers, and conversations that carry well beyond dinner. A split-bedroom floor plan offers welcome privacy, while the primary suite features a tile shower and double vanity for a relaxing place to begin and end your day. And to top it off, it has it's very own sprinkler system. Set within Chimney Oaks, home to an 18-hole championship golf course, this property offers the best of both worlds: the warmth of a small town and the energy of a community with something to look forward to. Spend the day on the course, connect with neighbors, or head out to explore everything Northeast Georgia has to offer. Located in the Banks County school system with convenient access to I-85, you're within easy reach of Athens, Gainesville, and the North Georgia Mountains. Whether your next chapter calls for more adventure, more connection, or simply a beautiful place to come home to, this home deserves a spot at the top of your list. Come experience what makes it so special. You may find yourself imagining your life here before you even leave.

158 Applewood Way, Homer

Listing courtesy of 214 Realty Company.

$274,000

3 Beds ⋅ 2 Baths ⋅ 10870067 MLS

Welcome home to peaceful country living in Lula, Georgia! This spacious 3-bedroom, 2-bath home sits on 2.46 acres, offering plenty of room to spread out both inside and out. Surrounded by mature trees on the sides and back of the property, you'll enjoy a private, peaceful setting while still being conveniently located to everyday amenities. Inside, you'll find a spacious kitchen featuring a large island, along with a pantry and a dedicated laundry room. New granite counters and new water proof flooring through kitchen, dining area, and utility room! The three bedrooms offer generous closet space, and the home provides plenty of flexibility for comfortable living, entertaining, and making the space your own. A roomy sunroom provides the perfect spot to enjoy your morning coffee while taking in the peaceful backyard views. Home is on a permanent foundation. Outside, there's plenty of space to enjoy the property, including a nice driveway, a storm shelter, a storage shed, and an additional shed/carport area for parking. Whether you're looking for space for your family, room to entertain, or simply a little more privacy and breathing room, this property offers plenty of potential. Priced at $274,000 and offered AS IS, this home is ready for its next owners to bring their vision and make it their own. Come see all that this property has to offer and discover the possibilities waiting for you in Lula!

123 Westmoreland Road, Lula

Listing courtesy of 214 Realty Company.

$389,000

3 Beds ⋅ 3 Baths ⋅ 10869848 MLS

Some homes check the boxes. This one makes you want to stay. Built in 2024, this three-bedroom, two-and-a-half-bath ranch in Chimney Oaks blends inviting spaces, thoughtful design, and the charm of small-town living with a community that gives you so much to enjoy. High ceilings and an open-concept layout bring the living room, kitchen, and dining area together beautifully, creating a space where everyday moments feel a little more special. The oversized kitchen island is the heart of it all. Imagine slow Saturday breakfasts, friends gathering around appetizers, and conversations that carry well beyond dinner. A split-bedroom floor plan offers welcome privacy, while the primary suite features a tile shower and double vanity for a relaxing place to begin and end your day. And to top it off, it has it's very own sprinkler system. Set within Chimney Oaks, home to an 18-hole championship golf course, this property offers the best of both worlds: the warmth of a small town and the energy of a community with something to look forward to. Spend the day on the course, connect with neighbors, or head out to explore everything Northeast Georgia has to offer. Located in the Banks County school system with convenient access to I-85, you're within easy reach of Athens, Gainesville, and the North Georgia Mountains. Whether your next chapter calls for more adventure, more connection, or simply a beautiful place to come home to, this home deserves a spot at the top of your list. Come experience what makes it so special. You may find yourself imagining your life here before you even leave.

158 Applewood Way, Homer

Listing courtesy of 214 Realty Company.

$395,000

3 Beds ⋅ 2 Baths ⋅ 10869101 MLS

Newly renovated Homer retreat on 1.43 private acres featuring a finished detached workshop! This 3-bed, 2-bath Craftsman ranch showcases tongue-and-groove vaulted ceilings, a stone fireplace, and durable LVP flooring throughout. The open, split-bedroom layout features walk-in closets in every bedroom, and centers around an entertainer's kitchen equipped with quartz countertops, a generous prep island with bar seating, custom open shelving, and stainless appliances. The private primary suite boasts a spa-inspired bath with a custom-tiled walk-in shower, freestanding soaking tub, walk-in closet, and direct porch access. Exterior living shines with an expansive wrap-around covered porch, screened deck, and a finished detached workshop/garage complete with electricity, running water, and covered parking. Peace-of-mind mechanicals include a 2-year-old HVAC heat pump and recently serviced septic.

443 Athens Street, Homer

Listing courtesy of Virtual Properties Realty.com.

Banks County Homes under $500,000

Newest Banks County Homes under $500,000

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