Banks County Homes with Stream Waterfront Features

Banks County Homes with Stream Waterfront Features

Welcome to Banks County, Georgia – a hidden gem nestled in the heart of the North Georgia mountains. This picturesque region is renowned for its breathtaking landscapes, warm community spirit, and a wealth of outdoor recreational opportunities. With its rolling hills, lush forests, and charming small towns, Banks County is the perfect place for those seeking a tranquil lifestyle surrounded by nature.

One of the most enchanting features of this county is its stunning homes with stream waterfront properties. Imagine waking up to the soothing sounds of a gentle stream flowing right outside your window. These homes offer not just a place to live, but a lifestyle defined by peace and serenity. Whether you’re sipping your morning coffee on the porch or enjoying a cozy evening by the water, the beauty of nature is always at your doorstep.

The properties in Banks County are perfect for families, retirees, or anyone looking to escape the hustle and bustle of city life. With ample opportunities for fishing, kayaking, and hiking, outdoor enthusiasts will find their paradise here. The county is also home to several parks and nature reserves, ensuring that adventure is never far away.

In addition to its natural beauty, Banks County boasts a close-knit community with a rich history and vibrant culture. Local festivals, farmers' markets, and friendly neighbors create an inviting atmosphere that makes everyone feel at home.

Explore the charm of Banks County and discover your dream home with stream waterfront features. Experience a lifestyle where nature and community come together in perfect harmony!

Newest Banks County Homes with Stream Waterfront Features

Mt. Sinai, Lula
$485,850
10855754 MLS
Tract 8 at Mt Sinai Rd! This development of 9 large acreage lots is just what buyers are looking for! Tract 8 features 32.39 acres and a creek! Tract 8 has over 833 feet of road frontage! This tract has a beautiful knoll at the road that would make an amazing homesite with long-range views! It's hard to find tracts this size, that are priced where this tract is! Mt Sinai rd is a paved county road with county water! This land is wooded, gently sloping in areas, and is located just minutes from downtown Lula and Hwy 365! Tons of wildlife and tons of road frontage! Property is enrolled in CUVA that was started in 2020! Call the listing agent today for a private tour of this property on UTV!

Mt. Sinai, Lula

Listing courtesy of Keller Williams Greater Athens.

5479 Highway 63, Toccoa
$2,100,000
10854986 MLS
Some farms are built to get by. This one was built without compromise, for the horses and for the people who care for them. Set on approximately 79.67 acres in Banks County with a Toccoa address, this working horse farm pairs a professional-grade equine facility with two finished living spaces. It also leaves room to grow into whatever comes next. The combined finished living area is 4,499 sq ft (ESTIMATED, NOT MEASURED). The centerpiece is a 24-stall barn with European-style luxury stall fronts, waterers and feeders in every stall, a built-in fly spray system, and Big Ass Fans to keep air moving through Georgia summers. It also has a wash rack, horse walkers, and multiple tack and utility rooms, all laid out around the daily work of the barn and the comfort of the horses. Upstairs, an air-conditioned loft looks out over the barn. It works as an office, a place to entertain, or a spot to watch the day unfold. Attached to the main barn is a finished 4-bedroom, 3.5-bath living space with luxury finishes throughout. Outside, an outdoor living area is built around a fireplace, where long days at the barn end by the fire with a view of the pastures. A separate barn holds a 2-bedroom, 1-bath living quarters. It works well for a manager, trainer, guests, or family. Another 8 stalls with handsome steel-and-wood stall fronts make a beautiful setup for quarantine, layups, sale horses, or simply giving your herd room to grow. The property is fenced and cross-fenced for rotation and turnout. It includes a conditioning track and more than one strong location for a future riding arena. The farm runs on public water with a backup well, so the horses stay watered even if service is interrupted. It's also served by septic. With finished living spaces already in place, this farm works on day one and still leaves you options. You could live in the barn residence while you design and build a main home on one of several potential homesites set away from the barn. You could keep staff or guests close by in the second quarters. Or you could simply settle in and live the farm life. The farm has a quiet, rural setting in Northeast Georgia and stays within easy reach of town and travel routes. Every detail here was chosen with care, and no expense was spared. Schedule your private tour. Square footage is estimated at 4,499 sq ft and has not been measured.

5479 Highway 63, Toccoa

Listing courtesy of Keller Williams Greater Athens.

1068 Wrights Mill Road, Commerce
$899,000
4 Beds ⋅ 4 Baths ⋅ 10854148 MLS
A rare opportunity awaits in Commerce, Georgia, with approximately 35 acres of privacy, usable land, scenic views, and a spacious residence designed for both everyday living and multi-generational needs. Multiple flat pastures, a fully functioning barn, chicken coop, and complete perimeter fencing create endless possibilities for horses, livestock, recreation, or a private country retreat. A long, private driveway winds through the front pasture, creating a peaceful approach to the residence and an immediate sense of seclusion. Inside, an abundance of windows fills the main level with natural light while showcasing views of the surrounding acreage. The open floor plan features an eat-in kitchen with a breakfast bar, spacious living areas, a main-level primary suite, and a dedicated laundry room. An expansive wraparound porch extends around the residence, providing multiple areas for outdoor living, entertaining, and year-round enjoyment of the peaceful surroundings. Upstairs, two generously sized bedrooms each feature oversized walk-in closets and share a Jack-and-Jill bathroom. An additional loft provides flexible space ideal for a home office, reading area, playroom, or additional living space. The finished basement functions as a complete in-law suite with a full kitchen, two additional bedrooms, a spacious living area, a second laundry room, and direct exterior access. A driveway wrapping around the residence provides convenient private access to the lower level. Beyond the home, nearly 31 acres extend behind the residence to the Hudson River, creating an impressive backdrop of open land and natural beauty. Multiple flat pastures, a fully functioning barn, chicken coop, extensive fencing, and a fully fenced perimeter make the property well suited for equestrian use, livestock, a hobby farm, recreation, or simply enjoying an exceptional level of privacy. Convenient access to major roadways and shopping provides a rare combination of seclusion and accessibility. With approximately 35 acres, river frontage, usable pasture, extensive improvements, and a residence offering multiple living arrangements, this Commerce property presents an exceptional opportunity for a private estate, equestrian property, hobby farm, or multi-generational retreat.

1068 Wrights Mill Road, Commerce

Listing courtesy of HomeSmart.

Mt. Sinai, Lula
$381,975
10819619 MLS
Tract 9 at Mt Sinai Rd! This development of 9 large acreage lots is just what buyers are looking for! Tract 9 features 23.15 acres and a creek! Tract 9 has over 800 feet of road frontage! This tract has a beautiful knoll at the road that would make an amazing homesite with long-range views! It's hard to find tracts this size, that are priced where this tract is! Mt Sinai rd is a paved county road with county water! This land is wooded, gently sloping in areas, and is located just minutes from downtown Lula and Hwy 365! Tons of wildlife and tons of road frontage! Property is enrolled in CUVA that was started in 2020! Call the listing agent today for a private tour of this property on UTV!

Mt. Sinai, Lula

Listing courtesy of Keller Williams Greater Athens.

2331 Kesler Road, Carnesville
$240,000
10818061 MLS
Banks County, GA. 15 acres with pasture & creek. (Adjoining 18.47 acres available 275K) 2001 Horton Dynasty 3 bdr 2 ba.(Sold AS IS) Drilled well and septic. Beautiful view of the pasture field looking from the front porch of the home. Creek on lower end of the property. Appointment Only - cannot see home from the road. New survey has been ordered.

2331 Kesler Road, Carnesville

Listing courtesy of Purcell Realty.

Highway 105, Baldwin
$1,100,000
10807650 MLS
Discover an extraordinary 66.5-acre mountain retreat bordering the Lake Russell Wildlife Management Area on three sides, offering a rare combination of privacy, breathtaking scenery, and endless possibilities. Enjoy stunning views of Kelley Mountain and Baldwin Mountain, with the surrounding U.S. Forest Service land helping preserve both the views and the peaceful setting for years to come. Whether you're dreaming of building a secluded mountain home, creating a private family retreat, or establishing the ultimate hunting property, this land delivers. Multiple elevated homesites provide exceptional mountain vistas, while the diverse landscape of mature hardwoods, towering pines, waterfalls, and rolling terrain creates a true outdoor paradise. Sportsmen will appreciate the excellent hunting opportunities and direct access to thousands of acres of protected public land. The property rises in elevation from GA-105 and includes a permanent recorded easement for future driveway access and utilities. Though it feels wonderfully remote and secluded, you're only about 20 minutes from Banks Crossing, less than an hour from Athens, and approximately 90 minutes from Atlanta. Opportunities to own a tract of this size with this level of privacy, natural beauty, and proximity to public conservation land are exceptionally rare. Contact the listing agent today for additional information or to schedule your private tour.

Highway 105, Baldwin

Listing courtesy of eXp Realty.

Mt. Sinai, Lula
$715,960
10796623 MLS
Tract 4 at Mt Sinai Rd! This development of 9 large acreage lots is just what buyers are looking for! Tract 4 features 51.14 acres with a creek! Tract 4 is huge and features some existing trails for accessing all of the property! This is an amazing property for riding atvs and exploring! Mt Sinai rd is a paved county road with county water! This land is wooded, gently sloping in areas, and is located just minutes from downtown Lula and Hwy 365! Tons of wildlife and tons of road frontage! Property is enrolled in CUVA that was started in 2020! Call the listing agent today for a private tour of this property on UTV!

Mt. Sinai, Lula

Listing courtesy of Keller Williams Greater Athens.

Mt. Sinai, Lula
$498,450
10796620 MLS
Tract 3 at Mt Sinai Rd! This development of 9 large acreage lots is just what buyers are looking for! Tract 3 features 33.23 acres with 2 creeks! Tract 3 has flat topography at Mt Sinai rd and then slopes down to the 2 creeks that connect together at the backside of the property creating a perfect opportunity for hunting deer and turkey! This is an amazing property for riding atvs and exploring! Mt Sinai rd is a paved county road with county water! This land is wooded, gently sloping in areas, and is located just minutes from downtown Lula and Hwy 365! Tons of wildlife and tons of road frontage! Property is enrolled in CUVA that was started in 2020! Call the listing agent today for a private tour of this property on UTV!

Mt. Sinai, Lula

Listing courtesy of Keller Williams Greater Athens.

2411 Kesler Road, Carnesville
$270,000
10783678 MLS
New listing! 18.47 acres with additional land currently available. Open fields for pasture, woods & creek. Driveway in place to a previous home site at the front of the property. (Adjoining 15 acres available with 3/2 home for 250k) 128 ft road frontage. Long creek frontage.

2411 Kesler Road, Carnesville

Listing courtesy of Purcell Realty.

298 Hudson River Drive, Commerce
$524,900
5 Beds ⋅ 5 Baths ⋅ 10736004 MLS
MOTIVATED SELLER - PRIVATE HUDSON RIVER RETREAT WITH 4 ACRES & 700+ FT OF RIVER FRONTAGE Presenting a rare opportunity to own a private 4-acre retreat along the Hudson River, offering an unusual combination of riverfront living, flexible multigenerational space, extensive updates and exceptional workshop/outbuilding potential. The 3,380-square-foot brick home offers 5 bedrooms and 5 full bathrooms, with a flexible split-level layout that provides three separate living areas, each with its own living/dining space and kitchen or kitchenette. The configuration is particularly well suited for multigenerational living, extended guests, a private home office arrangement, or other flexible uses. The main level features a spacious kitchen and dining area, three bedrooms, two full bathrooms and an oversized owner's suite with sitting area, large closet, private deck and renovated ensuite bath. The lower level adds substantial living space, including a private suite with its own living area, large kitchen, fireplace, full bath and access to the screened porch, plus a second private in-law apartment with its own entrance, bedroom, full bath and kitchenette. Outside is where this property really sets itself apart. Enjoy a large open-air deck, covered screened porch, fenced rear yard, garden beds, mature trees, fruit-producing trees and vines, chicken coop and storage buildings - all surrounded by 700 feet of Hudson River frontage. The 20x30 powered and climate-controlled workshop features two garage doors and a covered 10x20 porch, providing an exceptional space for hobbies, projects, equipment, storage or a home-based business. Recent improvements include updated bathrooms, new windows, updated electrical and plumbing systems and new gutters. Despite the private wooded setting, the property is approximately 6 miles from Banks Crossing, I-85 and Tanger Outlets and approximately 22 miles from Athens. If you're looking for privacy, usable acreage, river frontage and a home that can accommodate multiple generations or flexible living arrangements, this property deserves a look.

298 Hudson River Drive, Commerce

Listing courtesy of Keller Williams Greater Athens.

2331 Kesler Road, Carnesville
$240,000
3 Beds ⋅ 2 Baths ⋅ 10707316 MLS
Banks County, GA. 2001 Horton Dynasty 3 bdr 2 bath on 15 acres with pasture & creek. (Adjoining 18.47 acres available 275K) New survey requested. Drilled well and septic. Beautiful view of the pasture field looking from the front porch of the home. Creek on lower end of the property. Appointment Only - cannot see home from the road.

2331 Kesler Road, Carnesville

Listing courtesy of Purcell Realty.

209 Alice Moss Lane, Alto
$500,000
10539274 MLS
This 36 plus acre parcel located just minutes from the thriving hub of Commerce, GA is a versatile tract ready to subdivide into four 9+ acre lots, making it ideal for investors, developers, or anyone looking to build a family compound, private retreat or estate in a country setting, yet close to all of the amenities you might need or desire. Located just off Interstate 85 and Highway 411, this property offers excellent access and visibility, placing it in the path of rapid regional growth. Nearby, you'll find a mix of retail, dining, and business development, making this an ideal location. This property sits in the epicenter of growth-just minutes from Banks Crossing's thriving retail hub, SK Battery's industrial mega-site, and the quiet but rapidly developing towns of Gillsville, Baldwin, and Lula. With easy access to I-85, scenic North Georgia, and commercial/agribusiness corridors. The area offers a balanced blend of rural charm and development upside. 209 Alice Moss Lane is also the location for outdoor enthusiasts and nature lovers alike. Just minutes away, you'll find hiking and scenic trails at Don Carter State Park and Victoria Bryant State Park, as well as breathtaking views from nearby Yonah and Currahee Mountains. Water lovers can enjoy kayaking, boating, and fishing on Lake Lanier and Lake Hartwell, while agritourism destinations like Jaemor Farms offer family-friendly seasonal events, U-pick fields, and local farm goods. The gently rolling terrain is also perfect for equestrian use, gardening, or simply watching the deer and native birds that frequent the area. Whether you're into trail adventures, peaceful country drives, or relaxing under a canopy of Georgia hardwoods, this location is a true retreat from the busy world-with convenience just down the road.

209 Alice Moss Lane, Alto

Listing courtesy of Keller Williams Realty Cityside.

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