St. Simons Homes under $500,000

St. Simons Homes under $500,000

Welcome to St. Simons Island, Georgia, a charming coastal gem nestled in Glynn County. Known for its stunning beaches, vibrant community, and rich history, St. Simons offers an idyllic lifestyle that combines relaxation and adventure. With its picturesque landscapes, lush marshes, and historic landmarks, this captivating island is the perfect place to call home.

For those seeking a slice of paradise without breaking the bank, St. Simons boasts an impressive selection of homes available for under $500,000. Whether you’re a first-time homebuyer, a retiree looking to downsize, or someone in search of a vacation getaway, you’ll find a diverse range of properties that cater to your needs. From charming bungalows and cozy cottages to modern townhomes, there’s something for everyone in this beautiful community.

St. Simons Island is not just about stunning homes; it’s also about the lifestyle. Enjoy leisurely strolls along the beach, explore the scenic bike trails, or indulge in fresh seafood at local eateries. The island is rich in culture, with art galleries, historical sites, and a welcoming atmosphere that makes it easy to connect with neighbors and fellow residents.

With its appealing real estate options and vibrant community spirit, St. Simons Island is the perfect destination for those looking to embrace coastal living. Discover your dream home today and start your journey in this enchanting corner of Georgia, where the beauty of nature meets the warmth of Southern hospitality.

Newest St. Simons Homes under $500,000

514 Atlantic Drive, St. Simons
$489,900
3 Beds ⋅ 2 Baths ⋅ 10878317 MLS
Welcome home to 514 Atlantic Drive, a freshly renovated two-story home in the heart of Glynn Haven! The upstairs main living level offers 3 bedrooms and 2 baths, with new paint, new floors and all-new lighting throughout, and its bright and sunny from the moment you walk in. The kitchen was redone from the drywall out, with new appliances and not one but two pantries. A decorative fireplace gives the living area a cozy focal point. Both bathrooms have been updated, including a double vanity in the primary. The primary and a second bedroom each open onto the screened deck, a perfect spot for morning coffee or evening breezes. The fully tiled ground floor includes a two-car garage with a wall of built-in shelving and a box freezer to remain, plus generous bonus space ready for a home gym, hobby room, workshop, or whatever your lifestyle calls for (not included in square footage). Outside, youll find a fenced yard for pets and play, and a neighborhood park just a few blocks away. All this is only minutes from the beaches, Pier Village, shopping, and dining. Come see it before its gone!

514 Atlantic Drive, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

1000 Sea Island Road, St. Simons
$349,900
3 Beds ⋅ 2 Baths ⋅ 10875982 MLS
Enjoy island living in this completely newly remodeled move in ready condo at Gascoigne Bluff on St. Simons Island! Beautifully updated throughout, this home offers a bright, open layout with high ceilings, a cozy fireplace, abundant natural light, and fresh finishes throughout. The well-equipped kitchen, in-unit washer and dryer, and additional outdoor storage provides everyday convenience. Step outside to your covered back porch. The community pool is just steps away! Enjoy the convenience of deeded parking spaces, outdoor storage, and an outdoor shower perfect for rinsing off after a day at the beach. Ideally situated in a desirable mid-island location, you're just minutes from shopping, dining, beautiful beaches, and Pier Village. Experience the best of St. Simons Island living with comfort, convenience, and coastal charm. Nightly rentals allowed. All 3 bedrooms are located upstairs. Call Charles Tapley for more details.

1000 Sea Island Road, St. Simons

Listing courtesy of South Central Realty.

120 Shady Brook Circle, St. Simons
$430,000
3 Beds ⋅ 2 Baths ⋅ 10872180 MLS
Great Island Location! This well maintained third-floor condo is in a popular area near shopping and restaurants. It is a bike ride from the beach, the Lighthouse, and the Village Pier. Interior features include granite countertops, ceiling fans, LVP and tile, and fresh paint throughout. The primary suite features lots of light, a walk-in closet and secondary closet. The en-suite bathroom has a jetted soaking tub, dual vanities, and a tile & glass walk-in shower. Two additional bedrooms share a bathroom with tub/shower combo. The kitchen features a range oven with air fryer, open and closed shelving, and granite countertops. The living and dining area are filled with light coming from several large windows. Enjoy your morning coffee on the covered/ screened porch overlooking a beautiful lagoon. The unit includes a one car garage, and an exterior storage room for your bikes and beach chairs. An elevator in the building provides easy access to the unit. Residents enjoy access to a resort-style pool with cascading hot tubs with marsh views. Minimum 30-day rentals only. One of the owners of this property is a licensed Georgia Realtor.

120 Shady Brook Circle, St. Simons

Listing courtesy of Driggers Commercial Group, Inc.

1000 Sea Island Road, St. Simons
$275,000
2 Beds ⋅ 2 Baths ⋅ 10848363 MLS
Are you searching for a Saint Simons Island condo to call home, create a second retreat, or turn into an income-producing investment? This 2-bedroom, 1.5-bath condo offers a great opportunity to add your own personal touches and make it exactly what you envision. Enjoy a peaceful lagoon just out back while sipping your morning coffee, watching the birds, or feeding the turtles. The convenient location makes it easy to bike to nearby dining and shopping, cool off in the community pool, or take a short golf cart ride to the beach. With a little TLC and updating, this condo has plenty of potential as a primary residence, island getaway, or investment property. Plus, you'll enjoy convenient access to Brunswick and everything Saint Simons Island has to offer. Call Charles Tapley for more details.

1000 Sea Island Road, St. Simons

Listing courtesy of South Central Realty.

413 Fairway Villas Drive, St. Simons
$399,000
2 Beds ⋅ 3 Baths ⋅ 10846300 MLS
Featuring a brand-new HVAC system, welcome to your completely renovated retreat in the heart of the desirable Sea Palms community! This stunning condo at 413 Fairway Villas has been updated from top to bottom and is ready to impress. Every detail has been thoughtfully considered, including all-new furniture and finishes throughout, ensuring a fresh, modern feel with plenty of space to relax and entertain. This spacious home features two generously sized bedrooms, each with its own private en-suite bathroom, offering ultimate comfort and privacy. An additional half-bath is a bonus for guests. The open-concept living and dining area flows seamlessly, perfect for hosting or unwinding after a day on the island. Located just a short stroll from the golf course, Sago restaurant, and Sea Palms' top-notch amenities, this condo offers the perfect blend of luxury and convenience. Whether you're seeking a full-time residence, a vacation getaway, or an investment property, this updated condo has it all. Experience the Sea Palms lifestyle and make 413 Fairway Villas your new island escape today!

413 Fairway Villas Drive, St. Simons

Listing courtesy of St. Marys Realty Inc.

2511 Demere Road, St. Simons
$385,000
3 Beds ⋅ 2 Baths ⋅ 10845387 MLS
Welcome to 8-2511 Demere Rd, a beautifully furnished, turn-key condo on the coveted St. Simons Island-now available and priced to sell. Whether you're searching for a lucrative short-term rental, a serene secondary home, or a smart long-term investment, this three-bedroom, two-bath retreat checks every box. Perched on the second floor, this thoughtfully appointed condo offers peaceful, low-noise living without sacrificing the vibrant island lifestyle just outside your door. Every detail has been curated for comfort, so you can move right in-or start welcoming guests-from day one. Location is everything, and this address delivers. Just steps away, Southern Soul Barbeque serves up some of the island's most celebrated flavors, while beach lovers will appreciate being minutes from the Coast Guard Station Public Beach Access #27. History and charm await at the iconic St. Simons Island Lighthouse Museum, and outdoor enthusiasts can stretch their legs along the scenic Southeast Georgia Health System Fitness Trail. Families will value the proximity to Frederica Academy, adding even more appeal to this well-connected neighborhood. With its unbeatable combination of price point, prime location, and proven rental potential, this condo represents a rare opportunity in one of Georgia's most sought-after coastal communities. St. Simons Island draws visitors year-round, making rental income a genuine possibility for savvy buyers. Don't miss your chance to own a slice of island paradise. Schedule your showing today and discover why life is simply better on St. Simons Island. Please ask about the current rental or potential rental short or long term for this property.

2511 Demere Road, St. Simons

Listing courtesy of DeLoach Sotheby's Intl. Realty.

306 Reserve Lane, St. Simons
$474,500
3 Beds ⋅ 2 Baths ⋅ 10837414 MLS
Start enjoying the St. Simons lifestyle from day one in this fully furnished, beautifully maintained 3 bedroom, 3 bath townhome offering 1,772 sqft on a 0.05 acre homesite in The Reserve at Demere. The bright, open main level features 9 foot ceilings, crown molding, engineered hardwood floors, and an easy flow between the dining area, kitchen, and living room. Granite countertops, abundant cabinetry, stainless-steel appliances, under-cabinet lighting, a pantry, and an oversized breakfast bar make the kitchen equally suited to relaxed mornings and entertaining. Sliding doors extend the living space to a private rear patio framed by mature greenery. Upstairs, the spacious primary suite offers a tray ceiling, two closets, including a large walk-in, and a well appointed bathroom with a granite double vanity, soaking tub, separate tiled shower, and private water closet. Two additional bedrooms, a second full bathroom, and a conveniently located laundry room complete the upper level, while a main-floor powder room, generous storage, and an attached one car garage add everyday practicality. The Reserve at Demere offers professionally maintained grounds and a community pool beside a peaceful pond, all in a convenient South end location with quick access on and off the island and beaches, Pier Village, golf, dining, shopping, and bike paths just minutes away. Offering flexibility as a full time residence, second home, or short or long term rental, this property brings together comfort, convenience, and the laid back island lifestyle buyers come to St. Simons to find.

306 Reserve Lane, St. Simons

Listing courtesy of Joseph Walter Realty, LLC.

1015 Bechview Drive, St. Simons
$500,000
1 Beds ⋅ 1 Baths ⋅ 10830430 MLS
Welcome to Sea Gate, a charming 1-bedroom, 1-bath beachside retreat just steps from the beach. Located on the south end of the island, this condo offers easy access to the beach along with nearby local dining, shopping, and favorite island attractions. Inside, you'll find a spacious primary bedroom and bath featuring a separate soaking tub and walk-in shower. The kitchen is well equipped with a refrigerator, cooktop, microwave, and dishwasher, perfect for casual meals and beach-day snacks. A washer and dryer add everyday convenience, while the open living space leads to a private covered balcony, perfect for relaxing. Community amenities include heated pool and covered parking. With the beach just across the street, Sea Gate is the perfect island getaway or investment opportunity. Syndication Remarks: Welcome to Sea Gate, a charming 1-bedroom, 1-bath beachside retreat just steps from the beach. Located on the south end of the island, this condo offers easy access to the beach along with nearby local dining, shopping, and favorite island attractions. Inside, you'll find a spacious primary bedroom and bath featuring a separate soaking tub and walk-in shower. The kitchen is well equipped with a refrigerator, cooktop, microwave, and dishwasher, perfect for casual meals and beach-day snacks. A washer and dryer add everyday convenience, while the open living space leads to a private covered balcony, perfect for relaxing. Community amenities include heated pool and covered parking. With the beach just across the street, Sea Gate is the perfect island getaway or investment opportunity

1015 Bechview Drive, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

1524 Wood Avenue, St. Simons
$495,000
2 Beds ⋅ 2 Baths ⋅ 10829485 MLS
Welcome to your happy place at Shipwatch! This cheerful 2-bedroom, 2-bath condo is filled with beachy charm and the easygoing coastal vibe. Enjoy the covered porch, private beach access and pool all within a gated community just steps from the sand. Shops, restaurants, and island favorites are an easy walk or bike ride away. Whether you're looking for a second home, or a great rental investment, this condo checks all the boxes. Syndication Remarks: Welcome to your happy place at Shipwatch! This cheerful 2-bedroom, 2-bath condo is filled with beachy charm and the easygoing coastal vibe. Enjoy the covered porch, private beach access and pool all within a gated community just steps from the sand. Shops, restaurants, and island favorites are an easy walk or bike ride away. Whether you're looking for a second home, or a great rental investment, this condo checks all the boxes.

1524 Wood Avenue, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

1000 Sea Island Road, St. Simons
$299,900
2 Beds ⋅ 2 Baths ⋅ 10827586 MLS
Welcome to your dream coastal retreat! Nested near the stunning beaches of St. Simons Island, this fully furnished and updated 2 Bedroom/ 1.5 Bath residence offers the perfect blend of luxury and laid-back island living! Immerse yourself in the ease of turnkey living, as this residence comes FULLY FURNISHED, allowing you to move in seamlessly and start enjoying the island life from day one! Revel in the sleek and nature inspired contemporary design featuring LVP flooring that combines both style and durability. Step onto the back deck and immerse yourself in the serenity of the outdoors on the furnished patio. Perfect for al fresco dining or simply enjoying the coastal breeze, this space is an extension of your living area. After a day at the beach, rinse off the salt and sand in the convenience of your own outdoor shower - a feature that adds both practicality and charm that leads to the washer and dryer for those beach towels. This property offers the flexibility to be your full-time residence, a seasonal getaway, or an Investment opportunity with rental potential and fully refreshed owners closet. Don't miss the chance to make this coastal haven your own and start living the St. Simons Island lifestyle you've always dreamed of!

1000 Sea Island Road, St. Simons

Listing courtesy of Duckworth Properties.

229 Sea Palms Colony, St. Simons
$389,000
2 Beds ⋅ 2 Baths ⋅ 10819788 MLS
Wake up to tranquil lagoon views and sweeping golf course vistas from this beautifully updated ground-floor condo in desirable Sea Palms Colony. Perfectly positioned to capture one of the community's most scenic settings, this spacious residence offers the ideal blend of comfort and coastal charm. The enclosed porch provides a front-row seat to peaceful lagoon views, abundant wildlife, and the lush fairways beyond-an inviting place to enjoy your morning coffee or unwind at the end of the day. Inside, the open living and dining areas create a warm, welcoming space for everyday living and entertaining. The beautifully updated galley-style kitchen features quality finishes, generous workspace, a breakfast bar, and a sunny breakfast nook that opens to the enclosed porch, allowing you to enjoy the view from the moment your day begins. The thoughtfully designed split-bedroom floor plan offers privacy for owners and guests alike. Both bedrooms feature walk-in closets with built-in storage, while two updated full baths provide modern comfort. Additional conveniences include a covered carport with a covered walkway to the unit and two exterior storage units. The HOA has approved a three-phase community enhancement project that includes pool resurfacing, exterior painting of the buildings/brick, and additional improvements-adding even more value to this exceptional opportunity. Located just a short stroll from Sea Palms Golf Club and Sago Restaurant, this home is ideal as a full-time residence, a relaxing island getaway, or an investment property. If you've been searching for peaceful waterfront views with the beauty of the golf course just beyond, this is the one you've been waiting for.

229 Sea Palms Colony, St. Simons

Listing courtesy of DeLoach Sotheby's Intl. Realty.

609 Beachview Drive, St. Simons
$185,000
1 Beds ⋅ 1 Baths ⋅ 10817854 MLS
Discover the charm of Pier Village in this beautifully located 1-bedroom, 1-bath unit at The Lighthouse Inn on St. Simons Island. Perfectly situated, this property offers an unbeatable location directly across from the iconic lighthouse. The Inn features a refreshing pool and inviting surroundings, all just steps away from boutique shopping, popular restaurants, and the sandy shores of the beach. Whether you're strolling through the Village, enjoying local dining, or taking in the coastal scenery, this property places you in the center of everything St. Simons has to offer. An excellent investment opportunity with strong rental appeal, this unit is a perfect blend of convenience, comfort, and coastal charm. Square footage is approximate and buyer is encouraged to verify. Please visit St. Simons Inn at The Lighthouse website to view the entire Inn and learn more about this investment opportunity.

609 Beachview Drive, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.

How much is your home worth?

Get instant property value now!