St. Simons Homes under $400,000

St. Simons Homes under $400,000

Welcome to St. Simons Island, Georgia—a picturesque gem nestled along the Golden Isles of the southeastern coast. Known for its stunning beaches, charming historic districts, and vibrant community, St. Simons offers a unique blend of coastal living and Southern hospitality. With its lush landscapes and rich cultural heritage, it’s no wonder that many are drawn to this idyllic island for both vacation and permanent residence.

As you explore the real estate options in St. Simons, you’ll find a variety of charming homes available for under $400,000. This price range opens up a world of possibilities for first-time buyers, retirees, or anyone looking to invest in a serene coastal lifestyle. Imagine waking up in a cozy cottage surrounded by live oaks draped in Spanish moss, or a modern townhouse just a short stroll away from the beach.

St. Simons is not just about beautiful homes; it’s also about a vibrant lifestyle. Residents enjoy an array of outdoor activities, from kayaking in the marshes to biking along scenic trails. The island boasts an eclectic mix of shops, restaurants, and art galleries that reflect its rich history and culture. Whether you’re savoring fresh seafood at a local eatery or exploring the historic lighthouse, there’s always something to discover.

With its welcoming community and affordable housing options, St. Simons Island is the perfect place to call home. Come experience the charm of island living, where your dream home awaits!

Newest St. Simons Homes under $400,000

1000 Sea Island Road, St. Simons
$275,000
2 Beds ⋅ 2 Baths ⋅ 10848363 MLS
Are you searching for a Saint Simons Island condo to call home, create a second retreat, or turn into an income-producing investment? This 2-bedroom, 1.5-bath condo offers a great opportunity to add your own personal touches and make it exactly what you envision. Enjoy a peaceful lagoon just out back while sipping your morning coffee, watching the birds, or feeding the turtles. The convenient location makes it easy to bike to nearby dining and shopping, cool off in the community pool, or take a short golf cart ride to the beach. With a little TLC and updating, this condo has plenty of potential as a primary residence, island getaway, or investment property. Plus, you'll enjoy convenient access to Brunswick and everything Saint Simons Island has to offer. Call Charles Tapley for more details.

1000 Sea Island Road, St. Simons

Listing courtesy of South Central Realty.

413 Fairway Villas Drive, St. Simons
$399,000
2 Beds ⋅ 3 Baths ⋅ 10846300 MLS
Featuring a brand-new HVAC system, welcome to your completely renovated retreat in the heart of the desirable Sea Palms community! This stunning condo at 413 Fairway Villas has been updated from top to bottom and is ready to impress. Every detail has been thoughtfully considered, including all-new furniture and finishes throughout, ensuring a fresh, modern feel with plenty of space to relax and entertain. This spacious home features two generously sized bedrooms, each with its own private en-suite bathroom, offering ultimate comfort and privacy. An additional half-bath is a bonus for guests. The open-concept living and dining area flows seamlessly, perfect for hosting or unwinding after a day on the island. Located just a short stroll from the golf course, Sago restaurant, and Sea Palms' top-notch amenities, this condo offers the perfect blend of luxury and convenience. Whether you're seeking a full-time residence, a vacation getaway, or an investment property, this updated condo has it all. Experience the Sea Palms lifestyle and make 413 Fairway Villas your new island escape today!

413 Fairway Villas Drive, St. Simons

Listing courtesy of St. Marys Realty Inc.

2511 Demere Road, St. Simons
$385,000
3 Beds ⋅ 2 Baths ⋅ 10845387 MLS
Welcome to 8-2511 Demere Rd, a beautifully furnished, turn-key condo on the coveted St. Simons Island-now available and priced to sell. Whether you're searching for a lucrative short-term rental, a serene secondary home, or a smart long-term investment, this three-bedroom, two-bath retreat checks every box. Perched on the second floor, this thoughtfully appointed condo offers peaceful, low-noise living without sacrificing the vibrant island lifestyle just outside your door. Every detail has been curated for comfort, so you can move right in-or start welcoming guests-from day one. Location is everything, and this address delivers. Just steps away, Southern Soul Barbeque serves up some of the island's most celebrated flavors, while beach lovers will appreciate being minutes from the Coast Guard Station Public Beach Access #27. History and charm await at the iconic St. Simons Island Lighthouse Museum, and outdoor enthusiasts can stretch their legs along the scenic Southeast Georgia Health System Fitness Trail. Families will value the proximity to Frederica Academy, adding even more appeal to this well-connected neighborhood. With its unbeatable combination of price point, prime location, and proven rental potential, this condo represents a rare opportunity in one of Georgia's most sought-after coastal communities. St. Simons Island draws visitors year-round, making rental income a genuine possibility for savvy buyers. Don't miss your chance to own a slice of island paradise. Schedule your showing today and discover why life is simply better on St. Simons Island. Please ask about the current rental or potential rental short or long term for this property.

2511 Demere Road, St. Simons

Listing courtesy of DeLoach Sotheby's Intl. Realty.

1000 Sea Island Road, St. Simons
$299,900
2 Beds ⋅ 2 Baths ⋅ 10827586 MLS
Welcome to your dream coastal retreat! Nested near the stunning beaches of St. Simons Island, this fully furnished and updated 2 Bedroom/ 1.5 Bath residence offers the perfect blend of luxury and laid-back island living! Immerse yourself in the ease of turnkey living, as this residence comes FULLY FURNISHED, allowing you to move in seamlessly and start enjoying the island life from day one! Revel in the sleek and nature inspired contemporary design featuring LVP flooring that combines both style and durability. Step onto the back deck and immerse yourself in the serenity of the outdoors on the furnished patio. Perfect for al fresco dining or simply enjoying the coastal breeze, this space is an extension of your living area. After a day at the beach, rinse off the salt and sand in the convenience of your own outdoor shower - a feature that adds both practicality and charm that leads to the washer and dryer for those beach towels. This property offers the flexibility to be your full-time residence, a seasonal getaway, or an Investment opportunity with rental potential and fully refreshed owners closet. Don't miss the chance to make this coastal haven your own and start living the St. Simons Island lifestyle you've always dreamed of!

1000 Sea Island Road, St. Simons

Listing courtesy of Duckworth Properties.

229 Sea Palms Colony, St. Simons
$389,000
2 Beds ⋅ 2 Baths ⋅ 10819788 MLS
Wake up to tranquil lagoon views and sweeping golf course vistas from this beautifully updated ground-floor condo in desirable Sea Palms Colony. Perfectly positioned to capture one of the community's most scenic settings, this spacious residence offers the ideal blend of comfort and coastal charm. The enclosed porch provides a front-row seat to peaceful lagoon views, abundant wildlife, and the lush fairways beyond-an inviting place to enjoy your morning coffee or unwind at the end of the day. Inside, the open living and dining areas create a warm, welcoming space for everyday living and entertaining. The beautifully updated galley-style kitchen features quality finishes, generous workspace, a breakfast bar, and a sunny breakfast nook that opens to the enclosed porch, allowing you to enjoy the view from the moment your day begins. The thoughtfully designed split-bedroom floor plan offers privacy for owners and guests alike. Both bedrooms feature walk-in closets with built-in storage, while two updated full baths provide modern comfort. Additional conveniences include a covered carport with a covered walkway to the unit and two exterior storage units. The HOA has approved a three-phase community enhancement project that includes pool resurfacing, exterior painting of the buildings/brick, and additional improvements-adding even more value to this exceptional opportunity. Located just a short stroll from Sea Palms Golf Club and Sago Restaurant, this home is ideal as a full-time residence, a relaxing island getaway, or an investment property. If you've been searching for peaceful waterfront views with the beauty of the golf course just beyond, this is the one you've been waiting for.

229 Sea Palms Colony, St. Simons

Listing courtesy of DeLoach Sotheby's Intl. Realty.

609 Beachview Drive, St. Simons
$185,000
1 Beds ⋅ 1 Baths ⋅ 10817854 MLS
Discover the charm of Pier Village in this beautifully located 1-bedroom, 1-bath unit at The Lighthouse Inn on St. Simons Island. Perfectly situated, this property offers an unbeatable location directly across from the iconic lighthouse. The Inn features a refreshing pool and inviting surroundings, all just steps away from boutique shopping, popular restaurants, and the sandy shores of the beach. Whether you're strolling through the Village, enjoying local dining, or taking in the coastal scenery, this property places you in the center of everything St. Simons has to offer. An excellent investment opportunity with strong rental appeal, this unit is a perfect blend of convenience, comfort, and coastal charm. Square footage is approximate and buyer is encouraged to verify. Please visit St. Simons Inn at The Lighthouse website to view the entire Inn and learn more about this investment opportunity.

609 Beachview Drive, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

609 Beachview Drive, St. Simons
$175,000
1 Beds ⋅ 1 Baths ⋅ 10796926 MLS
Discover the charm of Pier Village in this beautifully located 1-bedroom, 1-bath unit at The Lighthouse Inn on St. Simons Island. Perfectly situated, this property offers an unbeatable location directly across from the iconic lighthouse. Enjoy a lovely view of The Lighthouse from this updated and refreshed space. The Inn features a refreshing pool and inviting surroundings, all just steps away from boutique shopping, popular restaurants, and the sandy shores of the beach. Whether you're strolling through the Village, enjoying local dining, or taking in the coastal scenery, this property places you in the center of everything St. Simons has to offer. An excellent investment opportunity with strong rental appeal, this unit is a perfect blend of convenience, comfort, and coastal charm. Square footage is approximate and buyer is encouraged to verify. Please visit St. Simons Inn at The Lighthouse website to view the entire Inn and learn more about this investment opportunity.

609 Beachview Drive, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

100 Blair Road, St. Simons
$349,900
3 Beds ⋅ 2 Baths ⋅ 10778675 MLS
Welcome to your dream condo on Saint Simon's Island, where easy living meets coastal charm! Nestled in the desirable mid-south area in Skiff Landing, this three-bedroom, two-bath fully furnished condo is just minutes away from the island's best restaurants and activities. Step inside and be greeted by an abundance of natural light, highlighting the timeless finishes and creating a warm, inviting atmosphere. The kitchen features sleek stainless steel appliances and a charming garden sink, perfect for culinary enthusiasts. One of the standout features of this condo is its breathtaking view of the serene pond, offering a peaceful backdrop to your daily life. This condo has been thoughtfully updated with some new finishes and features a new outdoor decking area, perfect for enjoying the beautiful island weather and soaking in the picturesque views. With plenty of storage room, you'll have ample space for all your belongings. Best of all, you're just minutes away from the beach, allowing you to easily enjoy shopping, the pier, and all the recreational fun the island has to offer. Plus, boat ramp access and marina facilities are nearby, making it a boater's paradise. Don't miss the opportunity to experience the ultimate island lifestyle in this exceptional condo. Whether you're looking for a full-time residence or a vacation getaway, this Saint Simon's Island gem offers the perfect blend of comfort, convenience, and coastal beauty. Welcome to easy living!

100 Blair Road, St. Simons

Listing courtesy of Duckworth Properties.

1704 Frederica Road, St. Simons
$325,000
1 Beds ⋅ 1 Baths ⋅ 10777616 MLS
Barnes Plantation is a premier gated condominium community located on St. Simon's Island, Georgia. Built in 1999, this highly desirable mid-island neighborhood blends classic coastal charm with resort-style living, making it a popular choice for full-time residents, second-home owners and vacation renters alike. Conveniently located directly across from Redfern Village, residents enjoy easy access to boutique shopping, the post office and highly rated restaurants. Just a 5-7 minute drive, bike ride or golf cart ride away from some of the most beloved destinations including Coast Guard Beach, East Beach and the St. Simon's Island Village Pier.

1704 Frederica Road, St. Simons

Listing courtesy of HomeSmart.

809 Mallery Street, St. Simons
$399,900
3 Beds ⋅ 3 Baths ⋅ 10770196 MLS
Nestled in the heart of St. Simons Island's sought-after South End, this well-loved Beacon Park condominium offers an exceptional opportunity to enjoy island living today while creating value for tomorrow. Owned and cherished as a family retreat for decades, this 3-bedroom, 2.5-bath residence has been carefully maintained and enjoyed by generations of family and friends. With approximately 1,518 square feet of living space, the home offers generous room sizes, abundant storage, a wood-burning fireplace, private fenced courtyard patio, and a floor plan designed for comfortable everyday living or extended coastal getaways. The home remains clean, functional, and move-in ready, allowing a new owner the flexibility to update and personalize over time according to their own vision and style. Beacon Park's desirable location places you just moments from the Pier Village, restaurants, shopping, beaches, pickleball and tennis facilities, parks, and many of the island's most popular attractions. Residents enjoy access to the community pool and appreciate the community's 30-day minimum rental policy, helping preserve the peaceful residential atmosphere many owners seek. Offered furnished, this property presents a rare opportunity to purchase one of the South End's larger condominium floor plans at a price that leaves room for future improvements while enjoying one of St. Simons Island's most desirable locations from day one. Syndication Remarks: Nestled in the heart of St. Simons Island's sought-after South End, this well-loved Beacon Park condominium offers an exceptional opportunity to enjoy island living today while creating value for tomorrow. Owned and cherished as a family retreat for decades, this 3-bedroom, 2.5-bath residence has been carefully maintained and enjoyed by generations of family and friends. With approximately 1,518 square feet of living space, the home offers generous room sizes, abundant storage, a wood-burning fireplace, private fenced courtyard patio, and a floor plan designed for comfortable everyday living or extended coastal getaways. The home remains clean, functional, and move-in ready, allowing a new owner the flexibility to update and personalize over time according to their own vision and style. Beacon Park's desirable location places you just moments from the Pier Village, restaurants, shopping, beaches, pickleball and tennis facilities, parks, and many of the island's most popular attractions. Residents enjoy access to the community pool and appreciate the community's 30-day minimum rental policy, helping preserve the peaceful residential atmosphere many owners seek. Offered furnished, this property presents a rare opportunity to purchase one of the South End's larger condominium floor plans at a price that leaves room for future improvements while enjoying one of St. Simons Island's most desirable locations from day one.

809 Mallery Street, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

800 Mallery Street, St. Simons
$379,000
2 Beds ⋅ 2 Baths ⋅ 10768964 MLS
A light-filled coastal retreat in the heart of the Golden Isles, this fully furnished two-bedroom, two-bath condominium offers the ease of island living with the charm of a coastal village setting. Perfectly positioned just moments from St. Simons Island, this residence is approximately a half mile from the Village, restaurants, and boutique shopping, and less than a mile to the beach, lighthouse, and pier. Designed for relaxed coastal living, the second-floor layout is open, airy, and filled with natural light. Three sliding glass doors extend the living experience outdoors, opening to private front and back balconies framed by moss-draped live oaks and lush, established landscaping. The result is a quiet, elevated vantage point that feels tucked away while still being close to everything. Inside, thoughtful updates create a clean, modern coastal aesthetic. Luxury vinyl plank flooring runs throughout, paired with newly installed vertical blinds that soften the sunlight and enhance privacy. The kitchen blends function and style with stainless steel appliances and new quartz countertops- fresh, timeless, and beautifully suited to easy coastal living whether enjoyed year-round or seasonally. The two-bedroom, two-bath configuration offers comfortable separation for guests or flexible use, while an in-unit stacked washer and dryer adds everyday convenience. Sold fully furnished, the home is ready to enjoy from day one- ideal for those seeking a turnkey primary residence, second home, or vacation getaway within the Golden Isles lifestyle. Community amenities, including a nearby pool, complete the experience, offering an effortless blend of relaxation and recreation just steps from your door. Highlights include: - Fully furnished, turnkey coastal condominium - Approximately half a mile from Village dining, shopping, and restaurants - Less than a mile to the beach, lighthouse, and pier - Second-floor privacy with treetop and garden views - Glass doors leading to private balconies front and back - Updated kitchen with stainless steel appliances & new quartz countertops - Luxury vinyl plank flooring throughout - In-unit stacked washer and dryer - Community pool just steps away A rare blend of location, comfort, and ease, this residence captures the rhythm of island life-where mornings begin under live oaks, and evenings end just a short walk from the water in the heart of the Golden Isles

800 Mallery Street, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

2511 Demere Road, St. Simons
$389,000
3 Beds ⋅ 2 Baths ⋅ 10767636 MLS
An exceptional opportunity in Island Retreat! This beautifully updated second floor 3-bedroom, 2-bath condo is truly move-in ready and impeccably maintained. Rarely available, the sought-after 3-bedroom floor plan offers spacious living with tasteful updates throughout. Nestled within a beautifully landscaped gated community, this residence is tucked away for added privacy while still offering convenient access to everything the island has to offer. Residents enjoy the pool and a serene, well-kept setting that creates the perfect coastal retreat. Ideal as a primary residence, vacation home, or investment property, this is a rare chance to own one of the most desirable units in Island Retreat.

2511 Demere Road, St. Simons

Listing courtesy of BHHS Hodnett Cooper Real Estate.

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