Turtle Cove Homes under $500,000

Turtle Cove Homes under $500,000

Welcome to Turtle Cove, a hidden gem nestled in the heart of Georgia! This charming subdivision offers an idyllic blend of tranquility and community, making it the perfect place for families, retirees, and everyone in between. With its picturesque surroundings and friendly atmosphere, Turtle Cove is a haven for those seeking a peaceful lifestyle without sacrificing convenience.

One of the standout features of Turtle Cove is its diverse range of homes available for under $500,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of options that cater to your needs and budget. From cozy single-family homes with spacious yards to modern townhouses with sleek designs, Turtle Cove has something for everyone. Each residence is designed with comfort and style in mind, ensuring that you can create the perfect sanctuary for yourself and your loved ones.

Beyond the homes, Turtle Cove boasts a wealth of amenities that enhance the quality of life for its residents. Enjoy leisurely strolls along scenic walking trails, take a dip in the community pool, or spend sunny afternoons at the nearby parks. Nature enthusiasts will appreciate the proximity to beautiful lakes and recreational areas, perfect for fishing, kayaking, or simply soaking up the sun.

With its inviting community spirit, affordability, and access to nature, Turtle Cove is more than just a subdivision—it’s a lifestyle. Discover your dream home in Turtle Cove today and experience the charm and warmth of this wonderful Georgia community!

Newest Turtle Cove Homes under $500,000

146 Meadowlark Drive, Monticello
$229,000
4 Beds ⋅ 2 Baths ⋅ 10869589 MLS
2 Homes for the Price of One in Turtle Cove! Don't miss this rare opportunity to own a versatile property featuring two separate living spaces on one lot. The main home offers 3 spacious bedrooms and 2 full bathrooms, while the second home includes 2 bedrooms, 1 full bathroom, a full kitchen, and its own private entrance-ideal for extended family, guests, or rental income. Both homes have been recently updated with granite countertops, newer HVAC systems, and modern finishes throughout. The private owner's suite is designed for comfort and privacy, making this property as functional as it is inviting. Located in the desirable Turtle Cove community near Jackson Lake, residents enjoy access to outstanding amenities, including swimming, tennis, golf, and a relaxed lake lifestyle. Whether you are searching for a primary residence with multi-generational living, a vacation getaway, or an investment opportunity with income potential, this unique property offers exceptional flexibility and value.

146 Meadowlark Drive, Monticello

Listing courtesy of Sanders Real Estate.

84 Swallow Court, Monticello
$399,800
4 Beds ⋅ 3 Baths ⋅ 10868001 MLS
Welcome to 84 Swallow Court in the sought-after Turtle Cove community where modern craftsmanship meets resort-style living. Built in 2024 and impeccably maintained, this home shows like new and offers the perfect blend of style, comfort, and functionality. From the moment you arrive, you'll notice the striking Craftsman-style exterior featuring board and batten and Hardie siding, stone accents, professional landscaping, and inviting front and rear covered porches ideal for relaxing or entertaining. Inside, the home is filled with natural light and thoughtfully designed finishes throughout. Luxury vinyl plank flooring spans the main living areas, complemented by level 2 quartz countertops in both the kitchen and bathrooms. The open-concept living space is anchored by a sleek linear electric fireplace, flowing seamlessly into the chef' s kitchen complete with stainless steel appliances (including refrigerator), pot filler, soft-close cabinetry, and stylish pendant lighting. The primary suite is a true retreat, featuring a spacious walk-in closet, dual vanities with soft-close cabinets, a soaking tub, and a beautifully tiled walk-in shower with glass enclosure. Secondary bedrooms are generously sized with ample closet space, while the upstairs fourth bedroom with a full bath offers the perfect setup for a private guest or teen suite. Additional highlights include a well-appointed laundry room with utility sink and space for storage and folding, built-in hallway shelving, a two-car garage with a dedicated storage room, and an electric vehicle charging station. Energy-efficient spray foam insulation adds to the home' s overall comfort and efficiency. Located in Turtle Cove, residents enjoy access to an incredible array of amenities including multiple lakefront beaches, swimming, tennis, golf, clubhouse, and more bringing everyday living and recreation together in one vibrant community. This is a rare opportunity to own a nearly new home without the wait schedule your showing today.

84 Swallow Court, Monticello

Listing courtesy of Atlanta Fine Homes - Sotheby's Int'l.

135 Hummingbird Drive, Monticello
$359,900
4 Beds ⋅ 3 Baths ⋅ 10856546 MLS
Beautiful 2022-built 4-bedroom, 2.5-bath home in Turtle Cove on Jackson Lake. Features include an open floor plan, granite kitchen with island and stainless-steel appliances, electric fireplace, LVP flooring, and a spacious owner's suite with custom closet cabinetry. Enjoy the screened-in rear patio and upgraded poly-coated two-car garage floor. Turtle Cove amenities include lake access, beaches, boat ramps, pool, golf, tennis, pickleball, clubhouse and playground. Modern. Upgraded. Move-in ready. Lake living at its best!

135 Hummingbird Drive, Monticello

Listing courtesy of Maximum One Preferred REALTORS.

255 Morgan Road, Carrollton
$249,900
3 Beds ⋅ 3 Baths ⋅ 10855419 MLS
Settle into comfortable living in this inviting end-unit townhome, minutes from downtown Carrollton, the GreenBelt, and local restaurants. The 3-bedroom, 2.5-bath layout offers flexibility for everyday life, guests, or roommates. The primary suite is a relaxing retreat, with a walk-in closet, garden tub, and balcony. With added privacy and a convenient location, this townhome is ready for its next owner to make it their own.

255 Morgan Road, Carrollton

Listing courtesy of HomeSmart.

54 Goldeneye Court, Monticello
$319,800
3 Beds ⋅ 3 Baths ⋅ 10854474 MLS
Come home just in time for the holidays to your beautiful new 3 bed 2.5 bath two story with bonus including all the jingle bells and whistles in Turtle Cove's well sought after lake community. At full price when using both Builders preferred Lender and Attorney seller offers Closing Cost up to 8,000 at time of closing Builder appliance package included along with a one year Builder warranty described in the warranty paragraph of F228. Preferred lender offers with qualified buyers 3.5% down payment assistance, has no income limits, and buyers do not have to be first-time homebuyers. Builder reserves the right to make changes to the floor plan.

54 Goldeneye Court, Monticello

Listing courtesy of Agents Realty LLC.

425 Pelican Circle, Monticello
$264,000
4 Beds ⋅ 2 Baths ⋅ 10852785 MLS
Welcome to 425 Pelican Cir! Discover the opportunity to make this charming 4-bedroom, 2-bath ranch your next home in the desirable Turtle Cove community of Monticello. Offering 1,706 square feet of single-level living, this home provides a comfortable setting with the convenience of everything on one level. Beyond the home, enjoy the lifestyle Turtle Cove has to offer. Community amenities include a beautiful lake, golf, swimming pool, clubhouse, playground, and tennis courts-giving residents plenty of opportunities for recreation, relaxation, and outdoor enjoyment. Whether you're looking for a place to call home or a property where you can enjoy an amenity-rich community, 425 Pelican Cir offers a wonderful opportunity in Jasper County. Come see all that this Turtle Cove home has to offer and schedule your showing today!

425 Pelican Circle, Monticello

Listing courtesy of Keller Williams West Atlanta.

177 Nighthawk Court, Monticello
$499,000
3 Beds ⋅ 2 Baths ⋅ 10849889 MLS
Move-In Ready Lake-View Retreat on Two Private Lots in Turtle Cove. Nestled at the end of a quiet cul-de-sac and surrounded by nature, this beautifully maintained 3-bedroom, 2-bath home offers lake views, exceptional privacy, and an impressive list of upgrades. Situated on two lots, including the adjacent parcel, you'll enjoy extra space and seclusion in one of the area's most desirable communities. Inside, you'll find fresh interior paint, custom hardwood flooring throughout the main living areas, laundry closet and a stunning wood-burning fireplace that creates a warm and inviting atmosphere. The updated kitchen features custom soft-close cabinetry, granite countertops, and new stainless-steel appliances. The spacious primary suite with 3-closets overlooks the woods and lake, with direct access to the expansive deck and jacuzzi. The luxurious ensuite bath includes a dual-head tiled shower with floor-to-ceiling tile, built-in heater, linen closet and a private toilet room. Additional highlights include a new roof, a propane-powered Generac whole-home generator, energy-efficient geothermal HVAC system, detached garage with storage & automatic door opener with keypad, RV carport, separate studio/office, built in doggie door to a private fenced area, fire pit, and abundant storage beneath the home. Step outside to enjoy the freshly painted multi-level deck overlooking the lake. A peaceful walking trail leads directly to the water, where you can fish, swim, canoe, or simply relax and enjoy the natural surroundings. All appliances convey with the sale, and with an acceptable offer, the furniture may be included as well. As a resident of Turtle Cove, you'll enjoy outstanding community amenities including five white-sand beaches, boat ramps, a clubhouse with restaurant and full bar, golf course, pickleball courts, and a large partially covered swimming pool. Don't miss this rare opportunity to own a private lake-view getaway that's truly move-in ready!

177 Nighthawk Court, Monticello

Listing courtesy of The American Realty.

33 Tanager Court, Monticello
$280,000
3 Beds ⋅ 2 Baths ⋅ 10848419 MLS
Beautifully maintained and thoughtfully updated, this inviting 3-bedroom, 2-bath home offers a well-designed floor plan with comfortable living spaces, abundant closet and storage space, and an attached 2-car garage. The garage also provides access to a large storage area over the garage, conveniently accessed by a pull-down ladder, providing valuable additional storage space. The spacious primary suite features a nice-sized bedroom and private ensuite bath with double vanity, soaking tub, separate shower, and walk-in closet. The functional kitchen includes a convenient pantry, while additional storage includes a linen closet and coat closet. Numerous updates and improvements enhance the home, including LVP flooring throughout most of the living areas, upgraded lighting, ceiling fans and plumbing fixtures, an LG stacked washer and dryer, an updated water heater, and improvements to the back deck. The home is equipped with a Trane HVAC system and fully programmable thermostat. Enjoy the privacy of a wooded setting, with mature woods behind the property and across the street, creating a peaceful backdrop and a natural sense of privacy. Located in the desirable Turtle Cove Lake & Golf Community on Jackson Lake in Monticello, residents can enjoy an abundance of recreational amenities, including a clubhouse and restaurant, pickleball court, large indoor/outdoor swimming pool, tennis courts, five beaches with boat ramps, playgrounds, and more. A Home Warranty is included with the sale, providing an added benefit and extra peace of mind for the new homeowner.

33 Tanager Court, Monticello

Listing courtesy of Sunlight Realtors.

137 Dunlin Court, Monticello
$265,000
3 Beds ⋅ 2 Baths ⋅ 10845658 MLS
Located in the popular Turtle Cove Subdivision on Jackson Lake and boasting resort-style amenities, this adorable ranch home has everything you need to truly enjoy lake life. Tucked away on a quiet cul-de-sac, this property offers the best of both world with plenty of privacy and convenience to all that Turtle Cove has to offer. A rocking chair front porch greets you as you enter the home and step into the cozy living space, complete with wood-burning fire place. The spacious kitchen has an eat-in area and opens onto the large back deck, where you can sip your morning coffee in the serenity of the surrounding woods. A fenced backyard ensures any pets or children residing in the home will be kept safe. Down the hall are two secondary bedrooms, a full bath, and laundry closet. The primary suite is generously sized and easily accommodates a king sized bedroom set. Turtle Cove residents have a variety of amenities at their fingertips, including a 9 hole executive golf course, swimming pool, 5 beaches & 4 boat ramps, newly resurfaced pickleball courts, clubhouse with dining room & lounge, and a park including a baseball diamond & basketball courts. Come and see everything that Turtle Cove has to offer you!

137 Dunlin Court, Monticello

Listing courtesy of Madison Realty.

40 Flamingo Court, Monticello
$415,000
3 Beds ⋅ 3 Baths ⋅ 10838257 MLS
PRICE IMPROVEMENT!! SELLER OFFERING UP TO $5,000 TOWARD BUYER CLOSING COSTS WITH ACCEPTABLE OFFER! Built in 2024 and completely move-in ready, this beautiful Craftsman-style home offers 2,218 sq. ft., 3 bedrooms, 3 FULL bathrooms, an upstairs flex/bonus suite with its own full bath, an attached garage, and access to the incredible amenities of Turtle Cove at Jackson Lake. The open-concept main level features abundant natural light, LVP flooring, a floor-to-ceiling fireplace, and a spacious kitchen with granite countertops, stainless steel appliances, subway tile backsplash, a large island with seating, and plenty of cabinet space. The split-bedroom layout provides privacy, while the owner's suite features a tray ceiling, two walk-in closets, soaking tub, double vanity, and tiled walk-in shower. Upstairs, the spacious flex/bonus suite with a full bathroom provides valuable additional living space-perfect for guests, a home office, playroom, hobby room, media room, or whatever best fits your needs. Outside, the backyard is designed for year-round enjoyment! During the warmer months, the above-ground pool can be set up for summer fun. During the cooler months, the pool area transitions into a cozy fire pit and outdoor movie area-perfect for relaxing, entertaining, or enjoying movie nights under the stars. The above-ground pool and all pool accessories convey with the home for the new owner to set up and enjoy during the summer months. The fire pit and movie screen setup also remain. A covered back patio, established landscaping, and private wooded backdrop complete the outdoor space. Located on a quiet street in Turtle Cove, residents enjoy community amenities including a 9-hole golf course, clubhouse, pool, tennis and basketball courts, parks, playgrounds, beaches, and multiple boat ramps providing access to Jackson Lake. Why wait on new construction? This 2024 home is established, move-in ready, and offers indoor and outdoor spaces ready to enjoy throughout the seasons. Schedule your showing today!

40 Flamingo Court, Monticello

Listing courtesy of Pinnacle Realty Professionals.

489 Pelican Circle, Monticello
$299,000
3 Beds ⋅ 3 Baths ⋅ 10836940 MLS
Welcome to 489 Pelican Circle, a beautifully updated 3-bedroom, 3-bath home located in the sought-after Turtle Cove community on Lake Jackson! Offering a versatile floor plan with two owner's suites, this home provides plenty of space and flexibility for family and guests. The updated kitchen opens to the dining area and spacious family room with vaulted ceilings and features beautiful marble countertops, stainless steel appliances, an induction range, an eat-at island, and more. Updates continue throughout the home with newer flooring, lighting, and additional improvements. The primary owner's suite features a vaulted ceiling, large walk-in closet, walk-in tile shower, and an updated whirlpool tub, creating a comfortable retreat at the end of the day. Outside, enjoy the covered front porch and private setting, or relax and entertain on the covered back porch overlooking the fenced backyard. Turtle Cove offers an incredible lake-community lifestyle with amenities for members including a private 9-hole executive golf course, swimming pool, clubhouse with dining and lounge, five beaches, four boat ramps, pickleball courts, tennis courts, and more, providing plenty of opportunities to enjoy Lake Jackson and the outdoors.

489 Pelican Circle, Monticello

Listing courtesy of Extol Realty.

112 Goldeneye Court, Monticello
$364,900
4 Beds ⋅ 3 Baths ⋅ 10835732 MLS
NEW PRICE and ADDITIONAL CLOSING COST INCENTIVE!! Beautiful NEW CONSTRUCTION at Jackson Lake!! Crawford Crafted Homes HAWKINS III- one of their MOST LOVED floor plans, nicely nestled on beautiful 1/2 (approx) acre lot in Turtle Cove!! This spacious 4-bedroom, 3-bath home offers a layout that just WORKS, including a private bedroom and full bath on the main level...deal for guests, in-laws, older kids, or a home office! Upstairs, retreat to the generous OWNER'S SUITE featuring HUGE walk-in closet, fabulous wet area with custom tile shower and soaking tub, and large double vanity. The heart of the home is an open, inviting kitchen offering GORGEOUS GRANITE COUNTERS, LARGE KITCHEN ISLAND, SOFT-CLOSE CABINET DOORS, and plenty of space to gather. Custom built-in drop zone from garage entry keeps everyday life organized, while the electric fireplace adds the perfect cozy touch! Take the fun outside to the covered back PORCH-made for football Saturdays, grilling out, and relaxing year-round! Beautiful sodded lawn with additional zone of irrigation. Turtle Cove offers a lifestyle that's hard to beat with PRIVATE COMMUNITY BEACHES and direct access to JACKSON LAKE, plus a pool, clubhouse with full-service restaurant, pickleball/tennis courts, basketball, playgrounds, and more! Builder now offering up to $7,000 contribution toward Buyer's closing costs with preferred lender! THE HAWKINS III continues to be a Turtle Cove favorite for a reason-COME SEE THIS ONE BEFORE IT'S GONE! PHOTOS OF PREVIOUS BUILD, not actual but similar plan and finishes may vary. Home is UNDER CONSTRUCTION with estimated completion mid October 2026.

112 Goldeneye Court, Monticello

Listing courtesy of Blue Door Associates, LLC.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.