Turtle Cove Homes under $400,000

Turtle Cove Homes under $400,000

Welcome to Turtle Cove, a hidden gem nestled in the heart of Georgia, where tranquility meets modern living. This picturesque subdivision offers a perfect blend of nature and community, making it an ideal place for families, retirees, and everyone in between. With its serene surroundings and well-maintained amenities, Turtle Cove is not just a place to live; it’s a lifestyle.

Turtle Cove boasts a variety of charming homes, many of which are available for under $400,000. This makes it an excellent opportunity for first-time homebuyers or those looking to downsize without compromising on quality. Each property reflects the unique character of the community, featuring spacious layouts, well-appointed kitchens, and beautiful outdoor spaces perfect for entertaining or simply enjoying the peaceful Georgia evenings.

Residents of Turtle Cove enjoy access to a range of amenities, including scenic walking trails, a community lake, and recreational facilities. Whether you’re fishing, kayaking, or simply soaking up the sun by the water, there’s always something to do in this vibrant neighborhood. The community also hosts various events throughout the year, fostering a strong sense of camaraderie among neighbors.

Conveniently located near major highways, Turtle Cove provides easy access to nearby cities and attractions, ensuring that everything you need is within reach. Experience the charm of Turtle Cove, where affordability meets quality living in a community that feels like home. Don’t miss your chance to be part of this welcoming neighborhood—explore the available homes today and discover your perfect slice of Georgia paradise!

Newest Turtle Cove Homes under $400,000

135 Hummingbird Drive, Monticello
$359,900
4 Beds ⋅ 3 Baths ⋅ 10856546 MLS
Beautiful 2022-built 4-bedroom, 2.5-bath home in Turtle Cove on Jackson Lake. Features include an open floor plan, granite kitchen with island and stainless-steel appliances, electric fireplace, LVP flooring, and a spacious owner's suite with custom closet cabinetry. Enjoy the screened-in rear patio and upgraded poly-coated two-car garage floor. Turtle Cove amenities include lake access, beaches, boat ramps, pool, golf, tennis, pickleball, clubhouse and playground. Modern. Upgraded. Move-in ready. Lake living at its best!

135 Hummingbird Drive, Monticello

Listing courtesy of Maximum One Preferred REALTORS.

255 Morgan Road, Carrollton
$249,900
3 Beds ⋅ 3 Baths ⋅ 10855419 MLS
Settle into comfortable living in this inviting end-unit townhome, minutes from downtown Carrollton, the GreenBelt, and local restaurants. The 3-bedroom, 2.5-bath layout offers flexibility for everyday life, guests, or roommates. The primary suite is a relaxing retreat, with a walk-in closet, garden tub, and balcony. With added privacy and a convenient location, this townhome is ready for its next owner to make it their own.

255 Morgan Road, Carrollton

Listing courtesy of HomeSmart.

54 Goldeneye Court, Monticello
$319,900
3 Beds ⋅ 3 Baths ⋅ 10854474 MLS
Come home just in time for the holidays to your beautiful new 3 bed 2.5 bath two story with bonus including all the jingle bells and whistles in Turtle Cove's well sought after lake community. At full price when using both Builders preferred Lender and Attorney seller offers Closing Cost up to 8,000 at time of closing Builder appliance package included along with a one year Builder warranty described in the warranty paragraph of F228. Preferred lender offers with qualified buyers 3.5% down payment assistance, has no income limits, and buyers do not have to be first-time homebuyers. Builder reserves the right to make changes to the floor plan.

54 Goldeneye Court, Monticello

Listing courtesy of Agents Realty LLC.

425 Pelican Circle, Monticello
$264,000
4 Beds ⋅ 2 Baths ⋅ 10852785 MLS
Welcome to 425 Pelican Cir! Discover the opportunity to make this charming 4-bedroom, 2-bath ranch your next home in the desirable Turtle Cove community of Monticello. Offering 1,706 square feet of single-level living, this home provides a comfortable setting with the convenience of everything on one level. Beyond the home, enjoy the lifestyle Turtle Cove has to offer. Community amenities include a beautiful lake, golf, swimming pool, clubhouse, playground, and tennis courts-giving residents plenty of opportunities for recreation, relaxation, and outdoor enjoyment. Whether you're looking for a place to call home or a property where you can enjoy an amenity-rich community, 425 Pelican Cir offers a wonderful opportunity in Jasper County. Come see all that this Turtle Cove home has to offer and schedule your showing today!

425 Pelican Circle, Monticello

Listing courtesy of Keller Williams West Atlanta.

33 Tanager Court, Monticello
$280,000
3 Beds ⋅ 2 Baths ⋅ 10848419 MLS
Beautifully maintained and thoughtfully updated, this inviting 3-bedroom, 2-bath home offers a well-designed floor plan with comfortable living spaces, abundant closet and storage space, and an attached 2-car garage. The garage also provides access to a large storage area over the garage, conveniently accessed by a pull-down ladder, providing valuable additional storage space. The spacious primary suite features a nice-sized bedroom and private ensuite bath with double vanity, soaking tub, separate shower, and walk-in closet. The functional kitchen includes a convenient pantry, while additional storage includes a linen closet and coat closet. Numerous updates and improvements enhance the home, including LVP flooring throughout most of the living areas, upgraded lighting, ceiling fans and plumbing fixtures, an LG stacked washer and dryer, an updated water heater, and improvements to the back deck. The home is equipped with a Trane HVAC system and fully programmable thermostat. Enjoy the privacy of a wooded setting, with mature woods behind the property and across the street, creating a peaceful backdrop and a natural sense of privacy. Located in the desirable Turtle Cove Lake & Golf Community on Jackson Lake in Monticello, residents can enjoy an abundance of recreational amenities, including a clubhouse and restaurant, pickleball court, large indoor/outdoor swimming pool, tennis courts, five beaches with boat ramps, playgrounds, and more. A Home Warranty is included with the sale, providing an added benefit and extra peace of mind for the new homeowner.

33 Tanager Court, Monticello

Listing courtesy of Sunlight Realtors.

137 Dunlin Court, Monticello
$265,000
3 Beds ⋅ 2 Baths ⋅ 10845658 MLS
Located in the popular Turtle Cove Subdivision on Jackson Lake and boasting resort-style amenities, this adorable ranch home has everything you need to truly enjoy lake life. Tucked away on a quiet cul-de-sac, this property offers the best of both world with plenty of privacy and convenience to all that Turtle Cove has to offer. A rocking chair front porch greets you as you enter the home and step into the cozy living space, complete with wood-burning fire place. The spacious kitchen has an eat-in area and opens onto the large back deck, where you can sip your morning coffee in the serenity of the surrounding woods. A fenced backyard ensures any pets or children residing in the home will be kept safe. Down the hall are two secondary bedrooms, a full bath, and laundry closet. The primary suite is generously sized and easily accommodates a king sized bedroom set. Turtle Cove residents have a variety of amenities at their fingertips, including a 9 hole executive golf course, swimming pool, 5 beaches & 4 boat ramps, newly resurfaced pickleball courts, clubhouse with dining room & lounge, and a park including a baseball diamond & basketball courts. Come and see everything that Turtle Cove has to offer you!

137 Dunlin Court, Monticello

Listing courtesy of Madison Realty.

489 Pelican Circle, Monticello
$299,000
3 Beds ⋅ 3 Baths ⋅ 10836940 MLS
Welcome to 489 Pelican Circle, a beautifully updated 3-bedroom, 3-bath home located in the sought-after Turtle Cove community on Lake Jackson! Offering a versatile floor plan with two owner's suites, this home provides plenty of space and flexibility for family and guests. The updated kitchen opens to the dining area and spacious family room with vaulted ceilings and features beautiful marble countertops, stainless steel appliances, an induction range, an eat-at island, and more. Updates continue throughout the home with newer flooring, lighting, and additional improvements. The primary owner's suite features a vaulted ceiling, large walk-in closet, walk-in tile shower, and an updated whirlpool tub, creating a comfortable retreat at the end of the day. Outside, enjoy the covered front porch and private setting, or relax and entertain on the covered back porch overlooking the fenced backyard. Turtle Cove offers an incredible lake-community lifestyle with amenities for members including a private 9-hole executive golf course, swimming pool, clubhouse with dining and lounge, five beaches, four boat ramps, pickleball courts, tennis courts, and more, providing plenty of opportunities to enjoy Lake Jackson and the outdoors.

489 Pelican Circle, Monticello

Listing courtesy of Extol Realty.

112 Goldeneye Court, Monticello
$364,900
4 Beds ⋅ 3 Baths ⋅ 10835732 MLS
NEW PRICE and ADDITIONAL CLOSING COST INCENTIVE!! Beautiful NEW CONSTRUCTION at Jackson Lake!! Crawford Crafted Homes HAWKINS III- one of their MOST LOVED floor plans, nicely nestled on beautiful 1/2 (approx) acre lot in Turtle Cove!! This spacious 4-bedroom, 3-bath home offers a layout that just WORKS, including a private bedroom and full bath on the main level...deal for guests, in-laws, older kids, or a home office! Upstairs, retreat to the generous OWNER'S SUITE featuring HUGE walk-in closet, fabulous wet area with custom tile shower and soaking tub, and large double vanity. The heart of the home is an open, inviting kitchen offering GORGEOUS GRANITE COUNTERS, LARGE KITCHEN ISLAND, SOFT-CLOSE CABINET DOORS, and plenty of space to gather. Custom built-in drop zone from garage entry keeps everyday life organized, while the electric fireplace adds the perfect cozy touch! Take the fun outside to the covered back PORCH-made for football Saturdays, grilling out, and relaxing year-round! Beautiful sodded lawn with additional zone of irrigation. Turtle Cove offers a lifestyle that's hard to beat with PRIVATE COMMUNITY BEACHES and direct access to JACKSON LAKE, plus a pool, clubhouse with full-service restaurant, pickleball/tennis courts, basketball, playgrounds, and more! Builder now offering up to $7,000 contribution toward Buyer's closing costs with preferred lender! THE HAWKINS III continues to be a Turtle Cove favorite for a reason-COME SEE THIS ONE BEFORE IT'S GONE! PHOTOS OF PREVIOUS BUILD, not actual but similar plan and finishes may vary. Home is UNDER CONSTRUCTION with estimated completion mid October 2026.

112 Goldeneye Court, Monticello

Listing courtesy of Blue Door Associates, LLC.

461 Cardinal Drive, Monticello
$215,000
3 Beds ⋅ 2 Baths ⋅ 10826903 MLS
Lake Community Living at Its Best! Move-in ready 3-bedroom, 2-bath home in the desirable Turtle Cove community, offering partial lake views and direct lake access through the adjacent green space. This beautifully updated home features new luxury vinyl plank flooring throughout, fresh interior paint, a bright and spacious open-concept living area, custom built-in bookshelves, and a well-appointed kitchen with custom cabinetry. All appliances convey with the sale, including the washer and dryer. Additional interior upgrades include updated fixtures, new vanity countertops, and new shower liners. Step outside to a large deck overlooking the lake-perfect for relaxing or entertaining. The stand-up crawl space provides excellent storage and features a new vapor barrier. Major systems have been maintained, with the roof and HVAC recently serviced. The exterior has been pressure washed and refreshed with new trim paint. Conveniently located on Cardinal Drive, this home is just moments from community beaches and the clubhouse. Residents of Turtle Cove enjoy an exceptional lifestyle with amenities including a golf course, a newly renovated clubhouse featuring a full-service restaurant and bar, a large partially covered swimming pool, pickleball courts, white-sand beaches, and three boat ramps providing easy access to the lake. Don't miss this opportunity to own an updated home with lake access and resort-style amenities in one of the area's most sought-after lake communities!

461 Cardinal Drive, Monticello

Listing courtesy of The American Realty.

84 Swallow Court, Monticello
$399,800
4 Beds ⋅ 3 Baths ⋅ 10798029 MLS
Welcome to 84 Swallow Court in the sought-after Turtle Cove community where modern craftsmanship meets resort-style living. Built in 2024 and impeccably maintained, this home shows like new and offers the perfect blend of style, comfort, and functionality. From the moment you arrive, you'll notice the striking Craftsman-style exterior featuring board and batten and Hardie siding, stone accents, professional landscaping, and inviting front and rear covered porches ideal for relaxing or entertaining. Inside, the home is filled with natural light and thoughtfully designed finishes throughout. Luxury vinyl plank flooring spans the main living areas, complemented by level 2 quartz countertops in both the kitchen and bathrooms. The open-concept living space is anchored by a sleek linear electric fireplace, flowing seamlessly into the chef' s kitchen complete with stainless steel appliances (including refrigerator), pot filler, soft-close cabinetry, and stylish pendant lighting. The primary suite is a true retreat, featuring a spacious walk-in closet, dual vanities with soft-close cabinets, a soaking tub, and a beautifully tiled walk-in shower with glass enclosure. Secondary bedrooms are generously sized with ample closet space, while the upstairs fourth bedroom with a full bath offers the perfect setup for a private guest or teen suite. Additional highlights include a well-appointed laundry room with utility sink and space for storage and folding, built-in hallway shelving, a two-car garage with a dedicated storage room, and an electric vehicle charging station. Energy-efficient spray foam insulation adds to the home' s overall comfort and efficiency. Located in Turtle Cove, residents enjoy access to an incredible array of amenities including multiple lakefront beaches, swimming, tennis, golf, clubhouse, and more bringing everyday living and recreation together in one vibrant community. This is a rare opportunity to own a nearly new home without the wait schedule your showing today.

84 Swallow Court, Monticello

Listing courtesy of Atlanta Fine Homes - Sotheby's Int'l.

230 Flamingo Drive, Monticello
$289,900
3 Beds ⋅ 3 Baths ⋅ 10812793 MLS
On the golf course! Not near it, not a cart ride from it. The gazebo area looks straight out onto the fairway! Welcome to your one-of-a-kind retreat in the sought-after Turtle Cove golf community. Renovated country barn-style living: beamed ceilings, a two-story foyer, and fresh paint throughout. The kitchen has been updated with stainless steel appliances, solid surface counters, and a country kitchen layout with room for a real breakfast table. The owner's suite sits on the main level with a double vanity bath, so day to day living happens on one floor. Upstairs, two more bedrooms share a Jack-and-Jill bathroom, which makes them equally useful as guest rooms, a home office, or both. A half bath serves the main level. Three bedrooms, two full baths, one half bath. The full unfinished basement adds walk-in storage and workshop space that most homes in this community do not have. Outside, expansive wraparound decking connects multiple outdoor entertaining areas, most of it facing the course. Driveway parking handles several vehicles plus the golf cart, on a cleared 0.40 acre lot with seasonal views. Turtle Cove membership covers a private 9-hole executive golf course and pro shop, clubhouse with restaurant and lounge, swimming pool, tennis courts, pickleball courts, playgrounds, beaches, and boat ramps onto Jackson Lake. Golf cart to the clubhouse for dinner, cart path home. Parrot Beach on Jackson Lake is a two-minute drive the other direction. Some photos are virtually staged.

230 Flamingo Drive, Monticello

Listing courtesy of Joe Stockdale Real Estate.

23 Thrusher Court, Monticello
$323,000
3 Beds ⋅ 3 Baths ⋅ 10810967 MLS
New Construction in Turtle Cove - Exceptional Value Near Jackson Lake! Builder is giving $8000 in closing costs at closing! Discover this beautiful new 3-bedroom, 2.5-bath home in the highly desirable Turtle Cove community, just minutes from Jackson Lake, the golf course, and the community clubhouse. With modern finishes, thoughtful design, and an unbeatable location, this home offers the perfect blend of comfort and style. The open-concept floor plan features a dramatic vaulted ceiling in the living room, luxury vinyl plank flooring in the main living areas, cozy carpet in the bedrooms, and abundant natural light throughout. The spacious kitchen is designed for both everyday living and entertaining, showcasing custom cabinetry, granite countertops, stainless steel appliances, and a large center island. The main-level owner's suite provides a private retreat with a spa-inspired ensuite bath featuring double vanities, an oversized shower, and a generous walk-in closet. Upstairs, you'll find two additional bedrooms, a full bath, and a walk-in attic offering exceptional storage space. Outside, enjoy a welcoming covered front porch, a covered rear patio, a privacy-fenced backyard, professional landscaping, a sodded front lawn, a one-car garage with remote opener, and a wide concrete driveway. For added peace of mind, all appliances and equipment include a one-year manufacturer's warranty. The builder is also offering $2,000 toward buyer upgrades or closing costs, and this home qualifies for 100% financing for eligible buyers. Act now! The home is currently under construction, giving buyers the opportunity to personalize select finishes, including colors and flooring. The builder is available to meet qualified buyers on-site to review plans and answer questions. Located in the sought-after Turtle Cove lake community, residents enjoy an outstanding lifestyle with private beaches, boat ramps, picnic areas, golf, pickleball courts, a swimming pool, and a members-only clubhouse featuring a full-service restaurant and bar. The main photo is of a previously completed home featuring the same design and floor plan.

23 Thrusher Court, Monticello

Listing courtesy of The American Realty.

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