Fannin County Homes under $400,000

Fannin County Homes under $400,000

Welcome to Fannin County, Georgia – a hidden gem nestled in the heart of the North Georgia Mountains! Known for its breathtaking landscapes, vibrant outdoor activities, and charming small-town atmosphere, Fannin County offers a delightful blend of natural beauty and community spirit. From the majestic peaks of the Blue Ridge Mountains to the serene waters of Lake Blue Ridge, this area is a paradise for nature lovers and adventure seekers alike.

Fannin County is not just about stunning views; it also boasts a rich history and a welcoming community. The quaint towns of Blue Ridge and McCaysville offer unique shops, delicious dining options, and a variety of local events that foster a sense of belonging among residents and visitors. Whether you’re exploring the scenic Blue Ridge Scenic Railway or enjoying a day of fishing and boating, there’s always something to do in this vibrant county.

For those looking to make Fannin County their home, the real estate market is thriving with opportunities. Homes under $400,000 are available, making this an ideal location for first-time buyers, families, or anyone seeking a peaceful retreat. These charming properties often feature beautiful mountain views, spacious yards, and easy access to outdoor activities. With a variety of styles and sizes to choose from, you can find the perfect home that suits your lifestyle and budget.

Discover the magic of Fannin County, where picturesque landscapes and a warm community await. Your dream home in this enchanting region is just a visit away!

Newest Fannin County Homes under $400,000

541 Black Ankle Creek Road, Cherry Log
$379,000
2 Beds ⋅ 2 Baths ⋅ 10879608 MLS
Tucked just minutes from the heart of the Aska Adventure Area, this inviting cabin offers the rare convenience of easy access with no steep mountain roads-just two simple turns off Aska Road and you're there. Inside, the 2-bedroom, 2-bath retreat radiates warm, uplifting energy. A striking spiral staircase winds upward to a spacious, open loft bedroom that feels like a private hideaway among the treetops. In the main living area, a charming built-in bar sets the tone for relaxed evenings where it truly feels like it's always five o'clock somewhere. The property itself is wonderfully gentle and usable, making it ideal for families, friends, or rental guests looking to unwind and explore. Whether you're seeking a personal getaway, a great place to park the RV or a strong short-term rental opportunity, this cabin offers a promising investment with plenty of mountain-town magic.

541 Black Ankle Creek Road, Cherry Log

Listing courtesy of Blue Ridge Realty Inc..

194 Forge Mill Estates Drive, Morganton
$249,900
3 Beds ⋅ 2 Baths ⋅ 10876509 MLS
Great Morganton home nestled in the charming Forge Mill Estates community of Fannin County. Inside you'll find a 3 bedroom 2 bath home with a warm and welcoming open-concept floor plan featuring a spacious living area, large dining area, and kitchen anchored by a cozy stone fireplace with gas logs. The large kitchen offers lots of cabinetry, large pantry, island, generous countertop space, a breakfast bar, a breakfast nook, which provides both functionality and charm. The master bath offers a double vanity, nice soaking tub, and separate shower. The master suite and two additional bedrooms are conveniently located on the main level, making this home ideal for full-time living, a mountain retreat, or an investment opportunity. Experience peaceful country living with all the conveniences of nearby shopping, dining, outdoor recreation, and mountain adventures just minutes away. This home offers a perfect blend of comfort, privacy, and convenience. Situated on a spacious +-1.9-acre double lot between the sought-after mountain towns of Blue Ridge and Blairsville, you'll enjoy easy paved access while being surrounded by the natural beauty of the North Georgia Mountains. The property features a covered front porch, concrete driveway, carport, huge back deck, and a covered shed/workshop/storage area, creating the ideal setting for relaxation, hobbies, and entertaining. Must See!!

194 Forge Mill Estates Drive, Morganton

Listing courtesy of Maximum One Grt. Atl. REALTORS.

481 Ash Loop Road, Blue Ridge
$285,000
3 Beds ⋅ 2 Baths ⋅ 10874936 MLS
Mountain Living with Modern Updates in Blue Ridge Nestled on a private 1.3-acre lot surrounded by mature trees, this beautifully updated 3-bedroom, 2-bath manufactured home offers the perfect blend of comfort, privacy, and convenience. Located at 481 Ash Loop Road, Blue Ridge, GA, this move-in ready home features numerous recent improvements, including a new HVAC system, new roof, new carpet, and fresh interior and exterior paint. Inside, you'll find a welcoming living room highlighted by a cozy fireplace, a separate dining room for gatherings, and a spacious kitchen with easy access to the laundry room, complete with washer and dryer. The split-bedroom floor plan provides a private retreat in the primary suite, featuring double vanities, a relaxing soaking tub, and a separate shower. Enjoy peaceful mornings and cool mountain evenings from the screened porch overlooking the wooded surroundings. A convenient carport provides covered parking and additional storage options. Whether you're looking for a full-time residence, mountain getaway, or investment opportunity, this well-maintained property offers plenty of space to enjoy the beauty and tranquility of North Georgia. Property Highlights: 3 Bedrooms | 2 Bathrooms 1.3 Private Acres Fireplace Separate Dining Room Laundry Room with Washer & Dryer Screened Porch Carport Primary Suite with Double Vanities, Soaking Tub & Separate Shower New HVAC System New Roof New Carpet Fresh Interior & Exterior Paint Mature Trees Providing Privacy from the Road Enjoy the peaceful mountain lifestyle just minutes from all that Blue Ridge has to offer! This is a Fannie Mae Home Path property. Offers to be entered via www.homepath.com.

481 Ash Loop Road, Blue Ridge

Listing courtesy of The Norton Agency.

315 Lavista Drive, Blue Ridge
$119,600
3 Beds ⋅ 2 Baths ⋅ 10874453 MLS
AUCTION. This unique home sits on approximately 34,848 sqft lot. The rural setting is the perfect opportunity to design your country retreat. Current structure was built in 1976 and is in need of your renovations and updates. Home features 3 beds, 1.5 baths, living/dining combo and a large kitchen. The attached rear deck offers views of the tree-lined lot. Home will need a complete rehab to include roof, ceiling, floors, walls and multiple cosmetic updates. Imagine all your possibilities here! Home utilizes a SEPTIC system. Come create your country retreat. CAUTION:MOLD may be present in the home - Do NOT ACCESS deck area. Property is sold as-is with NO property disclosure or inspection reports.

315 Lavista Drive, Blue Ridge

Listing courtesy of RealHome Services & Solutions.

25 Foster Lane, Morganton
$285,000
2 Beds ⋅ 2 Baths ⋅ 10872866 MLS
Adorable LOG cabin nestled sweetly among the trees! Guests will thoroughly enjoy relaxing on the wrap around deck while Mother Nature quietly buzzes around them. Featuring two spacious bedrooms and two bathrooms, this cabin is a quaint respite from the world. The well equipped kitchen has plenty of counter space and storage and a great breakfast area. The living room is kept cozy and warm with the stacked stone fireplace. Outside, the firepit is the perfect spot for S'mores and storytelling! Near all area amenities this cabin would make the perfect second home or jump right into a profitable STR in the mountains!

25 Foster Lane, Morganton

Listing courtesy of eXp Realty.

53 Hampton Drive, Morganton
$340,000
3 Beds ⋅ 2 Baths ⋅ 10871462 MLS
Brand-new Clayton Remington on a full acre in Morganton, never lived in and loaded with upgrades, including drywall throughout and brick skirting! This [3BR/2BA, 1,800 sq ft] home sits on a permanent foundation and is fully financeable with FHA, USDA or conventional loans. A new front deck leads into an open living room built around a stacked-stone wood-burning fireplace with a rustic beam mantel. The kitchen has white shaker cabinets, a large island, a stainless farmhouse sink, stainless appliances with a built-in microwave and chimney hood, and a sunny breakfast nook. The primary suite has a walk-in closet, double vanity, tiled walk-in shower and separate soaking tub. LVP flooring, crown molding and recessed lighting run throughout. It comes with a one-year warranty, and the SELLER IS CONTRIBUTING $10,000 toward closing costs or an interest rate buydown. This is located on Lot 6 in Thomas Glen Subdivision which is 1.11 acres, next to 255 Loving Road in Morganton. See the photos for more information. Minutes from Lake Blue Ridge and downtown Blue Ridge. Schedule your showing today!

53 Hampton Drive, Morganton

Listing courtesy of Century 21 Results.

121 Hampton Drive, Morganton
$306,900
3 Beds ⋅ 2 Baths ⋅ 10871451 MLS
Brand-new Clayton "Lean On Me" home on a level one-acre lot in Morganton! This [3BR/2BA, 1,475 sq ft] home was just built and has never been lived in. It comes with a full one-year builder warranty. The open floor plan connects the kitchen, dining and living areas, and the primary suite is split from the other bedrooms for privacy. Numerous upgrades with drywall throughout the home, brick skirting, decks at the entrances etc... This is truly a turnkey move in ready home! SELLER IS CONTRIBUTING $10,000 toward closing costs or an interest rate buydown, which can lower your monthly payment. You get a full acre with room to garden, park a boat or camper, or just enjoy the quiet, and you're only minutes from Lake Blue Ridge, the Toccoa River and downtown Blue Ridge. New construction at this price with seller help is hard to find in Fannin County. Permanent foundation and fully financeable with FHA, USDA or conventional. This is located on Lot 9 in the Thomas Glen Subdivision, next to 255 Loving Road in Morganton. See the photos for more information. Schedule your showing today!

121 Hampton Drive, Morganton

Listing courtesy of Century 21 Results.

41 Majestic Way, Morganton
$389,000
2 Beds ⋅ 2 Baths ⋅ 10868419 MLS
Mountain adventure begins just beyond your doorstep at this brand-new cabin, where nearby access to Lake Blue Ridge, the Toccoa River, miles of U.S. Forest Service land, and some of North Georgia's favorite outdoor destinations are all within easy reach. Set on 1.57 usable, wooded acres within a gated cabin community, this 2-bedroom, 2-bath retreat offers the perfect combination of privacy, modern comfort, and access to everything that makes the Blue Ridge lifestyle so desirable. Step inside to an expansive great room with an open, inviting layout designed for both relaxing and entertaining. Luxury vinyl plank flooring flows throughout, while the kitchen features quartz countertops, a tile backsplash, farmhouse sink, and plenty of workspace for preparing meals and gathering with family and friends. The thoughtfully designed floor plan includes two bedrooms and two full baths, including a comfortable primary suite with a beautifully finished tile shower. Quality finishes and low-maintenance materials make this cabin an excellent choice for a full-time residence, weekend mountain getaway, or investment property. Outside, the 1.57 acres provide a beautiful wooded backdrop with usable land and plenty of opportunity to create additional outdoor gathering spaces. With convenient Lake Blue Ridge access nearby, spend your days boating or relaxing at Morganton Point, fishing the Toccoa River, exploring the iconic Toccoa River Swinging Bridge, or venturing into nearby U.S. Forest Service land for hiking and endless outdoor recreation.

41 Majestic Way, Morganton

Listing courtesy of Engel & V?lkers North GA Mountains.

157 Sunrise Lane, Blue Ridge
$374,999
2 Beds ⋅ 1 Baths ⋅ 10866998 MLS
This 2-bedroom, 1-bath cabin offers a cozy, manageable footprint with a beautiful fireplace anchoring the living space-a welcoming spot to unwind after a day of exploring. Recent updates make the cabin even more comfortable and move-in ready, including a new HVAC system, new water heater, radon mitigation system, new leather sofas, updated dcor, new queen and twin memory foam mattresses, and a new side deck that adds another inviting outdoor space to enjoy the wooded surroundings. Outside, the covered porch and decks invite slow mornings with coffee, meals in the fresh air, and quiet evenings overlooking the woods. The new side deck provides even more room for relaxing or entertaining while taking in the peaceful mountain setting. The easy half-circle driveway adds convenience, while an RV hookup offers an option for extra guest space. An underneath-cabin storage/workroom provides additional space for hobbies, projects, and mountain gear. Whether you're looking for a personal getaway, a cozy full-time home, or a potential short-term rental, this furnished and thoughtfully updated cabin is ready for its next chapter. Come enjoy a place of your own in the mountains-with the fun of Blue Ridge just minutes from your porch!

157 Sunrise Lane, Blue Ridge

Listing courtesy of Engel & V?lkers North GA Mountains.

102 Frosty Mountain Road, Mineral Bluff
$399,900
2 Beds ⋅ 5 Baths ⋅ 10866553 MLS
Discover the perfect blend of rustic mountain charm, comfortable living, and income-producing potential in this inviting North Georgia cabin, located less than 7.5 miles from Downtown Blue Ridge! Featuring a detached garage, and a finished terrace level with separate access, this property offers flexibility for a full-time residence, mountain getaway, multigenerational living, or potential rental investment. Step inside to an impressive open-concept great room showcasing soaring vaulted ceilings, exposed wood beams, a cozy fireplace, and expansive windows that fill the home with natural light while framing peaceful wooded views. The spacious kitchen features stainless steel appliances and ample cabinetry, making it ideal for everyday living and entertaining. Both bedrooms feature private en-suite bathrooms for added comfort and privacy. One of this property's standout features is its versatile finished terrace level, offering additional living and sleeping areas, plus apartment-style space with a separate entrance. This unique layout creates opportunities for guest accommodations, extended family, or potential rental income while maintaining privacy in the main and upper living areas. Outdoor living is equally inviting! Relax or entertain on the expansive deck, enjoy the tranquil wooded surroundings, or gather around the outdoor fire pit for evenings under the stars. Conveniently located near Downtown Blue Ridge, Lake Blue Ridge, hiking trails, fishing, boating, shopping, and dining, this property offers the mountain lifestyle buyers are searching for. Whether you're seeking a personal mountain escape, a primary residence with separate living quarters, or an investment opportunity, this Mineral Bluff retreat offers exceptional versatility in a desirable North Georgia location!

102 Frosty Mountain Road, Mineral Bluff

Listing courtesy of ReMax Town & Ctry-Downtown.

910 Hells Hollow Road, Blue Ridge
$275,000
2 Beds ⋅ 1 Baths ⋅ 10856217 MLS
Escape to the peace and privacy of the North Georgia mountains at 910 Hells Hollow Road, a secluded retreat located just 25 minutes from the charming town of Blue Ridge. Tucked away in a tranquil wooded setting with a picturesque creek running behind the house, this home offers the perfect blend of rustic character and natural beauty. Inside, the home is filled with warmth and charm, featuring beautiful pine floors and pine wood walls throughout most of the home, creating an inviting mountain cabin atmosphere. Step outside onto a separate deck overlooking the creek, where the sound of flowing water and the surrounding woods create a wonderful peaceful setting for morning coffee, outdoor dining, or simply a space to relax and enjoy the scenery. An outdoor shed/workshop provides additional space for hobbies, projects, tools, and storage. Private and peaceful yet convenient to the shops, restaurants, and attractions of downtown Blue Ridge, this special property is an ideal full-time residence, mountain getaway, or weekend retreat.

910 Hells Hollow Road, Blue Ridge

Listing courtesy of Don Carter Realty Company.

109 Lavista Drive, Blue Ridge
$299,000
3 Beds ⋅ 1 Baths ⋅ 10851042 MLS
Full of timeless character and charm, this classic white brick home sits on 1.25 acres with a spacious, usable yard and a convenient location between Blue Ridge and McCaysville. Featuring 3 bedrooms and 1 bath, the home offers a warm and inviting feel from the moment you arrive. Inside, you'll find a cozy den with a beautiful wall of windows that fills the space with natural light, along with gas logs for those cool mountain evenings. A partial unfinished basement provides additional storage and plenty of potential, while the detached two-car garage offers even more space for vehicles, a workshop, or hobbies. A brand-new roof and gutters add peace of mind while preserving the home's classic appeal. With its old-time charm, usable acreage, and easy access to both Blue Ridge and McCaysville, this property is ready for its next chapter.

109 Lavista Drive, Blue Ridge

Listing courtesy of Mountain Sotheby's International.

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