St. Marys Homes under $400,000

St. Marys Homes under $400,000

Welcome to St. Marys, Georgia—a hidden gem nestled in Camden County, where Southern charm meets coastal beauty. This picturesque city, located along the banks of the St. Marys River, offers residents a unique blend of small-town warmth and vibrant community spirit. With its rich history, friendly locals, and stunning natural scenery, St. Marys is the perfect place to call home.

One of the most appealing aspects of St. Marys is its affordability. For those seeking a delightful home without breaking the bank, you’ll find a variety of options under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, St. Marys has something for everyone. Enjoy spacious single-family homes with charming yards, cozy townhouses, and even waterfront properties that allow you to embrace the beauty of nature right outside your door.

In addition to affordable housing, St. Marys boasts an array of amenities that cater to an active lifestyle. Explore the stunning waterfront parks, take a stroll along the historic downtown area, or indulge in local dining experiences that celebrate Southern cuisine. For outdoor enthusiasts, the nearby Cumberland Island National Seashore offers breathtaking landscapes and opportunities for hiking, camping, and wildlife watching.

With its welcoming community, vibrant culture, and affordable real estate, St. Marys is not just a place to live—it's a place to thrive. Discover your dream home in this charming city and experience the best that coastal Georgia has to offer!

Newest St. Marys Homes under $400,000

511 Sunnyside Court, St. Marys
$280,000
4 Beds ⋅ 2 Baths ⋅ 10883877 MLS
WELCOME TO 511 SUNNYSIDE COURT! THIS BEAUTIFULLY MAINTAINED 4-BEDROOM, 2-BATHROOM HOME OFFERS THE PERFECT COMBINATION OF COMFORT, SPACE, AND FUNCTIONALITY! STEP INSIDE AND IMMEDIATELY FEEL AT HOME WITH A SPACIOUS, OPEN-CONCEPT FLOOR PLAN DESIGNED FOR BOTH EVERYDAY LIVING AND EFFORTLESS ENTERTAINING. FRESHLY PAINTED THROUGHOUT, THIS HOME FEATURES A BRIGHT AND INVITING ATMOSPHERE, ALONG WITH A VERSATILE BONUS SPACE JUST OFF THE DINING ROOM THAT'S PERFECT FOR A HOME OFFICE, PLAYROOM, HOBBY ROOM, OR ADDITIONAL SITTING AREA! THE SPACIOUS BACKYARD OFFERS ENDLESS POSSIBILITIES, WITH PLENTY OF ROOM TO CREATE YOUR VERY OWN OUTDOOR OASIS, INCLUDING THE POTENTIAL FOR A FUTURE SWIMMING POOL! A GENEROUSLY SIZED STORAGE SHED PROVIDES AMPLE SPACE FOR TOOLS, LAWN EQUIPMENT, HOBBIES, AND SO MUCH MORE. THE NEWLY POURED CONCRETE SLAB ON THE BACK PORCH CREATES THE PERFECT STARTING POINT FOR YOUR OUTDOOR ENTERTAINING SPACE. BEYOND ITS CHARM, THIS HOME OFFERS SEVERAL VALUABLE UPDATES, INCLUDING ALL-NEW PLUMBING THROUGHOUT, AN HVAC SYSTEM APPROXIMATELY SIX YEARS OLD, AN EXTENDED DRIVEWAY, AND FRESH INTERIOR PAINT. WHETHER YOU'RE LOOKING FOR ROOM TO GROW, SPACE TO ENTERTAIN, OR SIMPLY A PLACE TO CALL YOUR OWN, 511 SUNNYSIDE COURT HAS SO MUCH TO OFFER. LOVINGLY CARED FOR BY ITS PREVIOUS OWNERS, THIS HOME IS READY FOR ITS NEXT CHAPTER. DON'T MISS YOUR OPPORTUNITY TO MAKE THIS WONDERFUL PROPERTY YOUR OWN. SCHEDULE YOUR PRIVATE SHOWING TODAY!

511 Sunnyside Court, St. Marys

Listing courtesy of St. Marys Realty Inc.

1604 Sandpiper Court, St. Marys
$339,850
3 Beds ⋅ 2 Baths ⋅ 10883758 MLS
Welcome to The Sanctuary at Osprey Cove, where low-maintenance living, beautiful surroundings, and exceptional amenities come together! This beautifully maintained 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan, spacious living areas, and valuable upgrades, including a whole-house Generac generator, water purification/softener system, NEW HVAC installed January 2024, and NEW bedroom carpeting installed November 2024! Step inside to discover an inviting open-concept design featuring ceilings over 9 feet, tile flooring throughout the main living areas, and abundant natural light. The spacious great room is highlighted by a cozy gas fireplace flanked by custom built-in bookshelves, creating a welcoming space for relaxing or entertaining. The adjoining kitchen features granite countertops, beautiful custom wood cabinetry, generous workspace, and a breakfast area with a custom built-in hutch and wine rack. A separate formal dining room provides additional space for gatherings and special occasions. Just beyond the breakfast area, the enclosed, heated and cooled sunroom offers additional year-round living space overlooking the backyard, perfect for morning coffee, reading, or simply enjoying the peaceful setting. The private primary suite is tucked away at the rear of the home and features a tray ceiling, backyard views, walk-in closets, and an ensuite bath with double vanities and a spacious tiled walk-in shower complete with multiple showerheads and body sprays for a spa-inspired experience. Two additional bedrooms are thoughtfully positioned on the opposite side of the home for added privacy. One features French doors and is currently used as a home office, offering flexibility for a den, library, or guest bedroom. A full guest bath and separate interior laundry room complete the functional floor plan. Enjoy the convenience of lawn maintenance without the hassle of mowing! The Sanctuary provides lawn care through a separate mandatory lawn maintenance fee, included in the HOA dues listed See Community Association Disclosure uploaded in Documents. Owners are responsible for maintaining the mulch or pine straw in their landscape beds. HOA dues cover the gated entrances, 24-hour security, private roads, and common areas. Located within the prestigious gated Osprey Cove community, residents have the opportunity to enjoy additional resort-style amenities through separately purchased club memberships. Social membership provides access to the swimming pool, tennis facilities, fitness center, and clubhouse with restaurant. Golf memberships are also available, with golf access subject to current club membership requirements. Location is another outstanding advantage! Just minutes from Kings Bay Naval Submarine Base, Historic Downtown St. Marys, Kingsland, and I-95, with convenient access to Jacksonville International Airport, shopping, dining, and the beautiful beaches of coastal Georgia and Northeast Florida. Discover the comfort, convenience, and coastal Georgia lifestyle waiting for you in The Sanctuary at Osprey Cove!

1604 Sandpiper Court, St. Marys

Listing courtesy of ERA Kings Bay Realty.

104 Chinquapin Drive, St. Marys
$359,500
3 Beds ⋅ 2 Baths ⋅ 10880139 MLS
Welcome to 104 Chinquapin Drive, located in the beautiful gated community of Osprey Cove in St. Marys, Georgia! This inviting home offers 3 bedrooms, 2 bathrooms, and two additional bonus rooms, providing plenty of flexibility for a home office, hobby room, guest space, or whatever fits your lifestyle. Inside, you'll find granite countertops, stainless steel appliances, and tile flooring throughout the main living areas. The spacious primary suite offers a relaxing retreat, complete with a soaking tub and a beautifully tiled walk-in shower. One of the home's most enjoyable features is the screened-in lanai overlooking the water. Whether you're enjoying your morning coffee, watching the wildlife, or unwinding after a long day, this peaceful outdoor space is sure to become a favorite. Osprey Cove is known for its beautiful surroundings, mature landscaping, and welcoming coastal atmosphere. Residents have the option to purchase additional club memberships, offering access to amenities such as golf, swimming, fitness facilities, and social activities, subject to membership availability and fees. Conveniently located near shopping, dining, Kings Bay Naval Submarine Base, and the beautiful beaches of Amelia Island, this home offers a wonderful opportunity to enjoy coastal Georgia living. Come experience the beauty of Osprey Cove and discover all that 104 Chinquapin Drive has to offer!

104 Chinquapin Drive, St. Marys

Listing courtesy of Coastal Roots Realty.

111 Plantation Court, St. Marys
$299,900
4 Beds ⋅ 2 Baths ⋅ 10876812 MLS
Amazing house with features you rarely come by. This home has been well cared for and upgraded. It is in an established neighborhood and conveneint to Kings Bay, shopping, healthcare, and amazing fishing opportunities. It has a new HVAC, recent water heater, and the copper plumbing has already been replaced. Listed as a 4 bedroom but it could also be described as a 3 bedroom home with an attached studio apartment! The studio is fully functional as part of the main home or can be used as a separate studio or in-law suite (there are two distinct rooms which could be utilized in a number of various ways complete with private entrances to the exterior). The home has several hurricane-ready features that you don't see very often: a connection point for a generator, a garage door with hurricane brackets, and the blue shutters shown in the pictures are actually functioning storm shutters (not present on all windows). The master bedroom is very large and has a terrific bathroom featuring a walk-in jetted tub, granite vanity top, and a walk-in closet in addition to the linen closets. The kitchen has tile floors, solid surface countertops, custom cabinetry, and an eat-in area near the bay window. The living room has vaulted ceilings and the dining room is open to the living room and adjacent to the kitchen. If you are looking for a furnished house then this could include the nearly all of the furniture. You'll appreciate the side-entry garage being 24'7" wide in addition to the shed in the back yard for storing personal items. The yard is fenced and has beautiful canopy of trees including the Spanish Moss for that classic southern look. The yard is accessible with a vehicle with a double-gate on the right side. The house is served by city water, but there is an irrigation well and sprinklers in the front yard. If you are looking for a home in this area, you'll definitely want to take a look.

111 Plantation Court, St. Marys

Listing courtesy of Realty Pros Camden, LLC.

35 Live Oak Lane, St. Marys
$379,900
4 Beds ⋅ 3 Baths ⋅ 10873018 MLS
Looking for space, charm, and a little room to breathe? Well, 35 Live Oak Lane in St. Marys might just be calling your name! Situated on approximately half an acre, NO HOA, and surrounded by beautiful mature oak trees draped in Spanish moss, this 4-bedroom, 2.5-bath home offers 2,131 square feet of living space, inviting updates, and plenty of room to spread out! And for outdoor enthusiasts, Crooked River State Park is just down the road, offering fishing, boating, scenic trails, and beautiful coastal views! Inside, you'll find a spacious living room with vaulted ceilings, wood-look flooring, and a beautiful stone fireplace that adds warmth and character to the space. The kitchen features two-tone shaker-style cabinetry, granite-look countertops, stainless steel appliances, a breakfast bar with seating, and plenty of counter space for cooking and entertaining. Just off the kitchen, the spacious dining area offers a great place to gather, with large windows bringing in natural light and sliding glass doors leading toward the outdoor living space. With four bedrooms, there's flexibility for guests, a home office, hobbies, or whatever fits your needs! And let's talk about the outdoors! The beautiful oak trees provide natural shade and that classic Southern charm, while the fenced outdoor area offers space for gardening, grilling, or simply enjoying the fresh air. You'll also love the screened porch, detached covered carport, and TWO storage sheds for extra storage and outdoor essentials! This home also offers convenient single-story living and a great St. Marys location near Kings Bay Naval Submarine Base, shopping, dining, and I-95. With plenty of space, character, and charm, this one is worth a look! Grab your favorite, local real estate agent and schedule your appointment today!

35 Live Oak Lane, St. Marys

Listing courtesy of eXp Realty.

353 Grandview Drive, St. Marys
$398,000
2 Beds ⋅ 2 Baths ⋅ 10870643 MLS
What's Special: Close to Amenities | Covered Lanai | Gourmet Kitchen. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Fontanna at 353 Grandview Drive in Esplanade at St. Marys! Step into this thoughtfully designed single-story home, where comfort and versatility come together beautifully. The open-concept gourmet kitchen, dining area, and great room create a bright and inviting space perfect for gathering, while the covered lanai extends your living area outdoors for effortless entertaining. Tucked away at the back of the home, the private primary suite offers a peaceful retreat with a spacious bathroom and walk-in closet. A secondary bedroom and full bathroom provide flexibility, while the dedicated study is ideal for a home office, or quiet reading space. Additional Highlights Include: door from primary closet to laundry room, outdoor kitchen rough-in, 4' garage extension, and tray ceiling package. MLS#10870643 - Esplanade at St. Marys offers resort-style living in a new golf course community in southern Georgia near the Florida border. Enjoy championship golf, a resort pool, spa, fitness center, tennis, pickleball, and dining at the culinary center. Scenic trails, social gathering spaces, and an on-site lifestyle manager make it easy to stay active and connected, with access to the St. Marys River and nearby coastal destinations.

353 Grandview Drive, St. Marys

Listing courtesy of Taylor Morrison Realty of Georgia.

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