St. Marys Homes with Lake Community Features

St. Marys Homes with Lake Community Features

Welcome to St. Marys, Georgia—a hidden gem nestled in Camden County, where Southern charm meets stunning natural beauty. This picturesque city, located just a stone's throw from the Atlantic coast, boasts a rich history and a vibrant community. With a population that embraces its small-town feel, St. Marys offers a welcoming atmosphere where neighbors become friends and families thrive.

One of the most appealing aspects of St. Marys is its proximity to the breathtaking waterways of the Atlantic and the serene lakes that dot the area. Homes in St. Marys often feature delightful lake community amenities, allowing residents to enjoy a lifestyle centered around water activities and outdoor recreation. Picture yourself waking up to the gentle sounds of nature, with the shimmering lake just outside your window. Whether you enjoy fishing, kayaking, or simply relaxing by the water, the lake communities in St. Marys provide an idyllic backdrop for your everyday life.

In addition to its natural beauty, St. Marys is rich in culture and history. The city is home to the historic St. Marys Submarine Museum, charming boutiques, and delightful dining options that showcase the flavors of the South. With excellent schools and a strong sense of community, St. Marys is an ideal place for families, retirees, and anyone seeking a tranquil lifestyle.

Explore the enchanting homes with lake community features in St. Marys, where every day feels like a vacation. Discover the perfect blend of comfort, charm, and adventure in this remarkable city!

Newest St. Marys Homes with Lake Community Features

Your deepwater life starts with this remarkable site. 100' width, live oak cover and a generous build envelope are simply the start to this property. Imagine the sunrise over Cumberland Island National Seashore or boating over to Fernandina for dinner under cover of moonlight. When not boating enjoy incredible amenities that include pools, tennis, pickleball, bocce', basketball, fitness and more. All activities under the watchful eye of 24/7 manned/gated security. Craft that dream home, select that perfect boat and start living the maritime life. Right here, right now...Cumberland Harbour!

107 Cumberland Harbour Boulevard, St. Marys

Listing courtesy of Atlantic Salt Realty.

You just found it! Cumberland Harbour is a beautiful, coastal community and it could be your new home. As a custom home community, designed around low country southern architecture, no two homes are the same. You'll enjoy a balance of peaceful nature, and an abundance of amenities and social activities. 501 Cumberland Harbour Blvd is a +/- .34 acre building site. This level and treed lot is the perfect canvas to build your dream house. Select a classic southern design with large front porch and rear screened porch. This Allison Ramsey designed cottage is one for consideration or work with one of the approved custom home builders to create your coastal dream home! Surrounded by the natural beauty of live oaks, a shared community dock, parks, pools, a fitness center, pickleball and tennis courts, you scarcely need to leave the neighborhood to have fun. Cumberland Harbour is a quiet and gated community with end of the road privacy. Surrounded by marsh and water, nature abounds. Don't miss an opportunity to make this homesite yours.

501 Cumberland Harbour Boulevard, St. Marys

Listing courtesy of Atlantic Salt Realty.

Prime .33-Acre Homesite in Prestigious Cumberland Harbour! Build your dream home on this exceptional .33-acre homesite located in the heart of the highly sought-after gated waterfront community of Cumberland Harbour. Perfectly positioned on Clubhouse Circle, this beautiful lot is directly across from the community lake and amenities center, offering picturesque views and unmatched convenience. Enjoy a resort-style lifestyle with easy access to the community day dock, where you can fish, launch a kayak, or paddleboard. Take advantage of the impressive amenities, including a resort-style swimming pool, state-of-the-art fitness center, pickleball and tennis courts, playgrounds, and miles of scenic walking and biking trails beneath a canopy of mature trees. As an added bonus, this property includes Design Review Board (DRB)-approved house plans, a site plan, and a survey, giving you a significant head start on bringing your dream home to life. Conveniently located just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, Jacksonville International Airport, and the Cumberland Island ferry, this homesite offers the perfect blend of luxury, recreation, and coastal living. Don't miss this rare opportunity to own one of the best homesites in one of Coastal Georgia's premier gated communities!

102 Clubhouse Circle, St. Marys

Listing courtesy of eXp Realty.

5 Beds ⋅ 5 Baths ⋅ 10816963 MLS

210 Placid Road represents a compelling opportunity to own a versatile coastal residence in one of Southeast Georgia's most sought-after gated communities-ideal as a primary home, second residence, or investment property with flexible living options. Positioned within the prestigious gated waterfront community of Cumberland Harbour, this thoughtfully designed Low Country residence captures the essence of coastal Georgia living-where timeless architecture meets modern comfort and resort-style amenities. Encompassing approximately 2,489 square feet, the home offers 4 bedrooms and 3.5 bathrooms, with a layout that balances everyday functionality and elegant entertaining. Interior highlights include rich heart pine flooring, extensive crown molding, and a warm, inviting living room anchored by a gas fireplace. The kitchen is appointed with granite countertops, custom cabinetry, and brand-new GE Slate appliances. A standout feature is the detached two-car garage with a private garage apartment (approx. 400 sq ft), complete with full bath and kitchenette-ideal for guests, multigenerational living, or income-producing potential. Set on a manageable homesite within the Park Place enclave streetscape, the property benefits from alley-access garage positioning and a pedestrian-friendly access. Residents enjoy access to Cumberland Harbour's exceptional amenity package, including multiple pools, tennis and pickleball courts, fitness center, stocked lakes, nature trails, and a private day dock with access to the Intracoastal Waterway. The community's 24/7 gated security and natural setting offer both privacy and a true maritime lifestyle. All just a 35 minute drive to Jacksonville International Airport, the lively, cultural experience of Jacksonville, FL, the historic city of St. Mary's and Fernandina Beach with the beautiful beaches of Amelia Island.

210 Placid Road, St. Marys

Listing courtesy of Atlantic Salt Realty.

Come build a custom home on a great sized lot near the Amenities Center and South Point Park in the gated community of Cumberland Harbour which is located at the very southern end of Georgia. A great community for boaters, fishermen and any active adult who loves being in the great outdoors 24/7. Amenities include, salt water pools, tennis, pickle ball, basketball, bocce ball, fitness center, fishing from stocked ponds throughout the community and access to the day dock where you can launch kayaks and paddleboards.

117 Wards Lane, St. Marys

Listing courtesy of Atlantic Salt Realty.

Expansive estate sized lot in the gated community of Cumberland Harbour located in St Marys, GA. This homesite on a cul-de-sac surrounded by tall pines is perfect for building your dream home. This community offers an abundance of amenities and preferred builders to build your dream home on the coast.

208 Mocama Court, St. Marys

Listing courtesy of Atlantic Salt Realty.

Build Your Dream Home in Prestigious Osprey Cove! Don't miss this incredible opportunity to own a beautiful homesite at 504 Holm Place in the highly sought-after Osprey Cove community in St. Marys, Georgia. Nestled on a quiet street surrounded by custom-built homes and mature landscaping, this lot offers the perfect setting to bring your dream home to life. Whether you're ready to build now or planning for the future, this homesite provides the flexibility to create a home that fits your lifestyle. Enjoy the peace and privacy of this gated community while taking advantage of the exceptional amenities Osprey Cove is known for, including an optional championship golf course, clubhouse, swimming pool, fitness center, tennis courts, walking trails, and a community boat ramp with access to the St. Marys River. Conveniently located just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, shopping, dining, and the Georgia and Florida coastlines, this property offers the perfect combination of luxury living and everyday convenience. If you've been searching for the ideal place to build your forever home in one of Coastal Georgia's premier communities, 504 Holm Place is ready to make your vision a reality. Come explore everything Osprey Cove has to offer and start planning your dream home today!

504 Holm Place, St. Marys

Listing courtesy of Coastal Roots Realty.

Deepwater living at its most exclusive! This is the largest deepwater site in the community. Sweeping views of the North and St. Marys Rivers as well as 365 days of amazing sunsets. Watch the City of St. Marys' annual fireworks from from your property. Site has current DNR dock and boat lift permit(new owner would need to re-apply). Covered in live oak, with 500' of marsh frontage, this heirloom quality site site offers a large build envelope to craft that dream home with our Signature Builders. When not out on the boat or catching another amazing sunset, enjoy the extensive amenities that include pools, tennis, pickleball, fitness, bocce, basketball and more. All enjoyed under the watchful eye of 24/7 manned/gated security. Your Low-Country life starts right here, right now. Schedule your private tour today.

122 Carousers Cove, St. Marys

Listing courtesy of Atlantic Salt Realty.

Not every great homesite is defined by what's in front of it. Sometimes it's about what will never be built behind it. This exceptional homesite in Cumberland Harbour backs to protected preserve space, giving you a peaceful wooded backdrop and the privacy that's becoming harder to find. Whether you envision a Lowcountry retreat, a coastal cottage, or your forever home, this property offers the ideal canvas to bring your vision to life. Situated predominantly in an X Flood Zone, this lot provides favorable building conditions with good elevation, offering an excellent foundation for your future home while minimizing many of the concerns associated with coastal construction. Location is another standout feature. Just a short stroll away is South Point Overlook, one of Cumberland Harbour's hidden gems. Here, you'll find breathtaking views where the Cumberland Sound, where the St. Marys River meets the Intracoastal Waterway, making it the perfect place to enjoy sunsets, watch dolphins play, cast a line or admire the steady parade of boats navigating the Georgia coast. Living in Cumberland Harbour means every day feels like a getaway. Residents enjoy three resort-style pools, tennis and pickleball courts, basketball courts, playgrounds, miles of walking and biking trails, a community dock with kayak launch, and the beautifully appointed Spring House featuring a full kitchen, bar, fireplace pavilion, and gathering spaces for friends and neighbors. Located just minutes from historic downtown St. Marys, you'll enjoy the charm of waterfront dining, local shops, and community events, while remaining conveniently close to Jacksonville, Jacksonville International Airport, world-class healthcare, and everyday shopping. Whether you're ready to build today or planning for the future, this homesite offers something many buyers overlook: privacy, location, and the opportunity to create a home that perfectly fits your lifestyle. Private tours are available by appointment. Cumberland Harbour is a gated community, and all visitors must be accompanied by a licensed Georgia real estate professional. Schedule your private tour today and discover why so many people choose to call Cumberland Harbour home.

LOT 1021 Becket Road, St. Marys

Listing courtesy of St. Marys Realty Inc.

4 Beds ⋅ 2 Baths ⋅ 10806278 MLS

Located in the sought-after Winding River community, this move-in ready 4-bedroom, 2-bath home combines a desirable split floor plan with stylish finishes and comfortable living spaces. Fresh interior paint and brand-new carpet in the bedrooms give the home a crisp, updated feel. The open-concept design is filled with natural light from transom windows and enhanced by architectural archways, creating an inviting space centered around a gas fireplace. The kitchen features granite countertops, tile backsplash, a raised breakfast bar, and a sunny breakfast nook flowing into the living area and formal dining-perfect for entertaining. The spacious primary suite has step-tray ceilings, two walk-in closets, separate dual vanities, a large soaking tub, and a tiled walk-in shower. Outside, enjoy the huge covered and screened lanai overlooking the backyard and preserve. An oversized courtyard-entry garage and attractive concrete landscape edging add to the home's curb appeal. Residents of Winding River enjoy exceptional amenities including a resort-style pool, fitness center, clubhouse, playground, and walking trails. Conveniently located near Naval Submarine Base Kings Bay, shopping, dining, and everyday conveniences.

227 Edgewater Drive, St. Marys

Listing courtesy of Watson Realty Corp.

3 Beds ⋅ 2 Baths ⋅ 10804082 MLS

Welcome home to this charming and inviting 3-bedroom, 2-bath residence nestled in a sought-after community just minutes from Kings Bay Navy Base. Designed for comfortable everyday living, this home features a new roof, ceramic tile throughout the main living areas, cozy carpeted bedrooms, a spacious kitchen with a walk-in pantry, a dedicated laundry room, and a welcoming fireplace perfect for relaxing evenings. The home also includes a reverse osmosis water filtration system and a whole-home water softener system, providing added comfort and peace of mind. Step outside to enjoy the beautifully fenced backyard, offering plenty of room for entertaining, gardening, pets, or play. A 10' x 10' storage shed* with built-in shelving offers abundant storage and makes an ideal workshop, hobby space, or gardening shed. Located in a wonderful neighborhood with exceptional community amenities, residents enjoy access to a community swimming pool, playground, park, basketball courts, tennis courts, pickleball courts, scenic walking trails, and beautiful lake. Conveniently located near shopping, dining, schools, and with easy access to Kings Bay Navy Base, this home offers the perfect combination of comfort, convenience, and lifestyle. Don't miss your opportunity to own this move-in-ready home in a fantastic location-say yes to this address!

114 Waterman Road, St. Marys

Listing courtesy of Marsh Life Realty.

Deep water living starts right here on this remarkable live oak covered site. This site offers incredible views over to the North & St. Marys rivers, enjoy sunset views year-round. When not enjoying the views the amenities include 3 pools, tennis, pickleball, fitness, basketball, bocce', playgrounds, hiking trails and more. All under the watchful eye of 24/7 manned/gated security. Craft that dream home with the Signature Builders and start your Coastal Lifestyle!

120 Carousers Cove, St. Marys

Listing courtesy of Atlantic Salt Realty.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.