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$33,000
10697654 MLS
Build your custom coastal home on this 0.31-acre homesite located at 176 Gamefish Lane in the gated community of Cumberland Harbour in St. Marys. This property is not located in a flood zone, offering added peace of mind as you design and build. Enjoy the lifestyle Cumberland Harbour is known for, with gated security and access to exceptional amenities including pools, tennis courts, fitness center, clubhouse, and waterfront spaces. Don't miss this opportunity to secure your slice of coastal living in one of Camden County's premier communities!

V/L 176 Gamefish Lane, St. Marys

Listing courtesy of Coastal Roots Realty.

$29,900
10697280 MLS
Build your dream home inside Cumberland Harbour one of coastal Georgia's most prestigious and beautiful communities. This corner site is ideally situated close to the community entrance and sits in a quiet and peaceful section of the community. This second-row marsh site offers incredible views and sits opposite community park land. Pick one of the approved builders to craft and build your dream home. The amenities are exceptional, which include three pools, fitness center, tennis courts, pickleball courts, meeting room and day dock with kayak launch. RV-Boat storage is also available. Book an appointment to see this homesite today!

LOT 821 Stern Street, St. Marys

Listing courtesy of Atlantic Salt Realty.

$19,900
10697255 MLS
Build your dream home inside Cumberland Harbour one of coastal Georgia's most prestigious and beautiful communities. This private community is gate guarded 24/7. This site is ideally situated close to the community entrance. The property has a substantial buffer to the rear and left side offering increased privacy. The amenities are exceptional, which include three pools, fitness center, tennis courts, pickleball courts, meeting room and day dock with kayak launch. RV-Boat storage is also available. Book an appointment to see this homesite today!

LOT 832 Stern Street, St. Marys

Listing courtesy of Atlantic Salt Realty.

$59,900
10693978 MLS
Beautiful marsh front lot with a spectacular sunrise over Cumberland Island and Intercoastal waterways in Cumberland Harbour Subdivision, a gated community at the Southeast GA/FL border. Unbelievable price for a marsh front lot! Minutes away from Jacksonville Int'l Airport and Jacksonville's shops, schools and well known medical facilities. State of the art amenities include 3 swimming pools (one heated), 6 tennis courts, pickleball courts, racquetball court, day dock for boaters and water sports, fitness center, walking trails for nature lovers and much more. Schedule an appointment today to view this beautiful lot!

311 Galley Lane, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$35,000
10693780 MLS
A cleared and build-ready lot in Cumberland Harbour, bring your builder! Cumberland Harbour is a 1,012 acre coastal community that lies between the St, Mary's River, Point Peter Creek, The North River and the Intracoastal Waterway, creating an absolute oasis for its residents. This active community has stellar amenities including: Pickleball, Tennis and Basketball Courts, Swimming Pools, Fitness Center, Day Dock, trails, parks etc. With public utilities available and new custom homes actively being built nearby, this homesite presents an excellent opportunity to create a primary residence, forever home, or long-term investment in a thriving coastal market.

202 Placid Road, St. Marys

Listing courtesy of Compass.

$329,000
3 Beds ⋅ 3 Baths ⋅ 10692076 MLS
You will love this beautiful, low maintenance home in The Sanctuary of Osprey Cove! Features include a welcoming foyer entry, high ceilings throughout, spacious galley kitchen with granite countertops, formal dining space, breakfast nook, breakfast bar, and screened-in lanai. One bedroom has new hardwood floors and is also great for an office space. The second guest room offers a full bath with a tub allowing plenty of privacy for guests. The large master bedroom has double trey ceilings, walk-in shower, dual vanity and skylight.The home backs up to a beautiful wooded backdrop, offering added privacy and a peaceful natural setting.

1615 Sandpiper Court, St. Marys

Listing courtesy of St. Marys Realty Inc.

$60,000
10690222 MLS
Beautiful lakefront lot on Cumberland Harbour Blvd. 103'x154', .38acres estate lot across the street from Day Dock and facing Southeast with sunrise and sunset view on the lake. Walking distance to all amenities, parks and racquetball court. Cumberland Harbour is a gated community with state of the art amenities and nature reserve. Ideal location for boat owners and nature lovers. Minutes ride to Intercoastal Waterways and Atlantic Ocean. Conveniently located to major highways, minutes drive to Jacksonville Int'l Airport. Schedule a viewing of this beautiful building lot today!

V/L 81, 306 Cumberland Harbour Boulevard, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$325,000
10690076 MLS
Here is your chance to build your dream home on a large partially cleared waterfront lot overlooking Amelia Island and Intercoastal Waterways. Minutes boat ride to Cumberland Island and Atlantic Ocean. A gated community and location like no others in SE Georgia in Historic St Marys. This community offers seclusion and serenity. Only minutes to local shops and schools. Conveniently located, short drive to Jacksonville Int'l Airport, and Jacksonville's shops and well-known medical facilities. State of the art amenities including tennis courts, pickleball courts, racquetball courts, swimming pools (one heated), Spring house for large gatherings, fitness center, day dock for boats, boat & RV storage and nature trails. Gated community. Schedule a viewing today!

V/L 59 Timucuan Court, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$20,000
10690029 MLS
Live the marsh life without all the upkeep! Beautiful lot in the gated community of Cumberland Harbour. A community designed with nature in mind, you will find an abundance of mature trees to make your dream home feel like a sweet southern getaway & your very own paradise! Situated on 0.14 acres in a tucked away community, you can enjoy early mornings basking in the beauty of the subdivision with privacy. Build your forever home, dream home, vacation home, or one that checks all of the above boxes on this cozy lot! Enjoy the amenities featured here at Cumberland Harbour, from pools, sports courts, a day dock, shared boat ramp, soccer fields, sidewalks, and beautiful trees. Directions

V/L 823 Stern Street, St. Marys

Listing courtesy of Century 21 Crest Realty.

$62,000
10689526 MLS
Marsh front building site on cul-de-sac in the gated community of Cumberland Harbour! With no required time frame to build, buy now and build when the time is right for you. Home rendering shown in listing is an idea of acceptable home for this property - Seller willing to share architectural plans with offer. Subject to ARB approval. Cumberland Harbour offers a community day dock, tennis, basketball, pickleball courts, 3 pools, gym and community room.

105 Helm Court, St. Marys

Listing courtesy of St. Marys Realty Inc.

$42,500
10686387 MLS
Come build your Low Country style home on this beautiful .33 of an acre Lot in Cumberland Harbour. Located in the southern section of the community that is filled with moss draped oaks along with nearby South Point Park, you will be able to experience Cumberland Harbours vast nature and serenity. If you are looking for an active community, Cumberland Harbour has lots of amenities including: Pickleball, Tennis and Basketball Courts, Swimming Pools, Fitness Center, Day Dock, trails etc.

V/L 594 Tattnal Lane, St. Marys

Listing courtesy of Iron Valley Real Estate Coastal GA.

$28,900
10685864 MLS
Build your custom coastal home in the highly sought-after gated community of Cumberland Harbour in St. Marys, Georgia. This approximately 0.30 acre wooded homesite offers a square lot layout and is ideally positioned near the community clubhouse, providing convenient access to resort-style amenities while still offering privacy and natural surroundings. Cumberland Harbour is a private, master-planned coastal community located on a peninsula surrounded by the St. Marys River, North River, and the Intracoastal Waterway. Residents enjoy a unique Low-Country setting with preserved natural landscapes, mature trees, and an active coastal lifestyle. Community amenities include multiple swimming pools, fitness center, tennis courts, pickleball courts, basketball courts, walking trails, clubhouse facilities, and community gathering spaces. A community lake is located near the amenity center, adding to the neighborhood's scenic environment. This homesite is serviced by city water and city sewer. The community maintains architectural guidelines and utilizes approved builders to help preserve the overall design and quality of the neighborhood. Property Owners Association dues are currently $568.75 quarterly. Conveniently located approximately 15 minutes from Kings Bay Naval Base and about 40 minutes from Jacksonville International Airport, Cumberland Harbour offers a balance of coastal living and everyday accessibility. This property is well suited for a custom primary residence or second home in one of Coastal Georgia's premier gated communities. Financing options may include conventional construction and VA construction loans.

210 Green Buoy Court, St. Marys

Listing courtesy of Coastal Roots Realty.

$18,900
10685150 MLS
Located in the gated coastal community of Cumberland Harbour, this 0.18 acre wooded wedge shaped homesite offers the opportunity to build a custom home in one of St. Marys' most well known coastal neighborhoods. Positioned outside of the flood zone and maintained in its natural wooded condition, this parcel provides flexibility for homesite design while preserving the natural Low Country setting. Cumberland Harbour offers an extensive list of community amenities including community docks with deep water access, multiple pools, clubhouse, fitness center, tennis courts, pickleball courts, basketball courts, and walking trails. The community is known for its coastal Georgia landscape featuring tidal marshes, mature live oaks, and preserved natural surroundings. Conveniently located approximately 15 minutes from Kings Bay Naval Base and about 40 minutes from Jacksonville International Airport, this property offers access to major employment centers, regional travel, and coastal recreation while maintaining a private coastal neighborhood setting. Situated on a peninsula bordered by the St. Marys River, North River, and the Intracoastal Waterway, Cumberland Harbour offers access to boating, fishing, kayaking, and outdoor coastal recreation. The community is located across from Cumberland Island National Seashore and is a short drive to historic downtown St. Marys, shopping, dining, and regional services. City water and sewer are available within the community. Buyer should verify all utility connections, building requirements, and approved builder guidelines during due diligence. Community construction guidelines and approved builder programs are in place. Buyers may explore construction financing options, including VA construction loans and conventional construction financing with approved lenders. This homesite is well positioned within the community with convenient access to the main gate.

107 Stern Street, St. Marys

Listing courtesy of Coastal Roots Realty.

$35,000
10674622 MLS
Located in the Cumberland Harbour community, this 0.34-acre lot offers the perfect setting to build your custom dream home. Situated on a cul-de-sac, this homesite provides added privacy while still being surrounded by the charm of this coastal neighborhood. Cumberland Harbour is a gated community featuring a neighborhood dock, resort-style pool, tennis courts, playgrounds, and beautifully maintained common areas. Enjoy a lifestyle that blends coastal living with convenience, just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, and easy access to Cumberland Island and Northeast Florida. This lot presents a wonderful opportunity to build in one of Camden County's most sought-after communities.

V/L 593 Tattnal Lane, St. Marys

Listing courtesy of Coastal Roots Realty.

$80,000
10674214 MLS
A marshfront site in prestigious Cumberland Harbour. Craft that perfect home with our Signature Builders and get that Coastal Dream started. This site boasts views over an expansive marsh to the Intracoastal Waterway and Cumberland Island. Enjoy ocean breezes and marvelous sunrises. When not enjoying the views relax at the amenities center with pools, tennis, fitness, pickleball, bocce', playgrounds and more. The 24/7 manned gated security provides peace of mind as you experience the Life Coastal! Start that journey today with a call. Play, Relax, Explore...Cumberland Harbour.

Stern #769 Street, St. Marys

Listing courtesy of Atlantic Salt Realty.

$149,900
10668469 MLS
A rare find, a westside marshfront site in prestigious Cumberland Harbour! Imagine sunset views 365 days a year, looking over the salt marsh and North River with the city lights of historic St. Marys in the distance. This build ready site boasts specimen live oak cover. When not enjoying the views, the amenities center offers pools, tennis, fitness, bocce', basketball and newly resurfaced pickleball courts. In addition there is a day dock, kayak launch, croquet pitch and playground. Craft that Dream Home with our Signature Builders and get your coastal lifestyle started! Call today for your private tour.

301 Becket Road, St. Marys

Listing courtesy of Atlantic Salt Realty.

$37,500
10660782 MLS
Build your dream home in the prestigious gated community of Cumberland Harbour in beautiful St. Marys, Georgia. This spacious 0.45-acre homesite presents an exceptional opportunity to create a custom coastal retreat, retirement residence, vacation getaway, or long-term investment property in one of Coastal Georgia's most sought-after communities. Located minutes from Cumberland Island, the Intracoastal Waterway, and the Atlantic Coast, this level homesite offers the perfect blend of privacy, natural beauty, and resort-style living. Residents enjoy access to world-class amenities including a clubhouse, fitness center, swimming pool, tennis courts, pickleball courts, walking trails, parks, community docks, boat ramp access, and deepwater boating opportunities. Surrounded by luxury custom homes and scenic landscapes, Cumberland Harbour is known for its active coastal lifestyle, gated security, and strong long-term value. With exciting marina expansion underway and growing demand from retirees, second-home buyers, and coastal lifestyle seekers, this homesite offers an outstanding opportunity to invest in one of Georgia's premier waterfront communities. Whether you're searching for Cumberland Harbour lots for sale, a coastal Georgia investment property, a retirement destination, or a place to build your forever home, this property deserves your attention. Public water and sewer available. No flood insurance required per current listing information. Schedule your visit today and discover why so many buyers are choosing to call Cumberland Harbour home.

Overlook Lane, St. Marys

Listing courtesy of Keller Williams Golden Isles.

$20,000
10654071 MLS
A beautiful lot under the majestic oak trees in Cumberland Harbor Subdivision walking distance to the south end waterfront park. Cumberland Harbour is a gated community like no others in St Marys, GA. State of the art amenities include 2 adult pools, one heated, 1 kiddie pool, poolside roofed over porch with fireplace for cool evening gatherings, another roofed over patio with kitchen and bar area for large meetings and parties. 6 tennis courts, 2 pickleball courts, fitness center, playgrounds for kids, a day dock to park boats, fishing and watersports. Walking trails for nature lovers. RV storage area. All amenities included in the annual HOA fee of $1875 a year. Come and build your dream home in this beautiful boat lovers neighborhood.

V/L 1005 Doubloon Court, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$18,900
10648365 MLS
Located in the Park Place enclave at Cumberland Harbour this site enjoys alley access to garage, out of the flood zone and a genuine neighborhood environment. Relax on your front porch, sidewalks on both sides of the street and the shade of trees encourage lively interaction with fellow residents. When not socializing enjoy incredible amenities that include pools, pickleball, tennis, croquet, fitness and more. Build that Dream Home with our Signature Builders, pour yourself a sweet tea and meet your Low-Country lifestyle. Play, Relax, Explore...Cumberland Harbour.

209 Placid Road, St. Marys

Listing courtesy of Atlantic Salt Realty.

$18,900
10648362 MLS
Located in the Park Place enclave at Cumberland Harbour this site enjoys alley access to garage, out of the flood zone and a genuine neighborhood environment. Relax on your front porch, sidewalks on both sides of the street and the shade of trees encourage lively interaction with fellow residents. When not socializing enjoy incredible amenities that include pools, pickleball, tennis, croquet, fitness and more. Build that Dream Home with our Signature Builders, pour yourself a sweet tea and meet your Low-Country lifestyle. Play, Relax, Explore...Cumberland Harbour.

207 Placid Road, St. Marys

Listing courtesy of Atlantic Salt Realty.

$46,900
10648319 MLS
Enjoy the Coastal Lifestyle on this corner site backing up to open space with Point Peter Creek just across the street bringing ocean breezes. South Point Park is a short walk away with the Day Dock, Kayak Launch, Playground, Croquet pitch and more a golf cart ride away. The Amenities Center has pools, tennis, pickleball, fitness, basketball and playgrounds. When not enjoying all the amenities, craft your dream home with our Signature Builders. The site allows for a variety of plan options. With open space behind, you have privacy that you can enjoy with the peace of mind from 24/7 manned/gated security. Your coastal journey starts right here, right now... Cumberland Harbour.

600 South Point Boulevard, St. Marys

Listing courtesy of Atlantic Salt Realty.

$679,900
3 Beds ⋅ 3 Baths ⋅ 10634151 MLS
Welcome to this beautiful 3-bedroom, 2.5-bathroom NEW CONSTRUCTION home in the sought-after gated community of Cumberland Harbour! With extensive upgrades throughout, this very spacious, southern living-inspired floor plan offers a welcoming presence the moment you enter! Step inside the large great room with gorgeous hardwood floors, a vaulted ceiling, a stacked brick fireplace, and a wall of windows capturing the natural light. The open-concept floor plan encompasses the great room, kitchen, and dining areas, providing ideal spaces for dining and entertaining with family and friends. The primary suite on the main level serves as a luxurious retreat with a generous walk-in closet and a spa-like bath with dual vanities, a separate soaking tub, and a glass-enclosed shower. The great room opens to a large, screened-in, covered rear patio overlooking a beautifully landscaped, private backyard with a wooded common area beyond. Located in an ideal setting with views of the community lake in front, natural wooded common area behind the house, and a very short walk to the community amenities, including the clubhouse, swimming pool, tennis courts, fitness center, and walking trails. Come and enjoy all this NEW CONSTRUCTION home has to offer in highly desirable Cumberland Harbour! Please call for more information or to schedule a tour of the home at your convenience!

110 Clubhouse Circle, St. Marys

Listing courtesy of BHHS RPA Realty.

$49,000
10624590 MLS
Build your dream home on this beautiful 0.65-acre lakefront lot in the Clear Lake section of Osprey Cove! Enjoy peaceful water views, a cul-de-sac location, and the freedom to build with your choice of builder. The lot is treed and the surrounding manicured. It offers wonderful privacy. Osprey Coves gated community features golf, a clubhouse, pool, tennis, fitness, and deepwater access, all minutes from I-95 and Kings Bay Naval Base. You must be escorted by your agent to view.

103 Angler Lane, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$67,900
10624284 MLS
Estate size lot in prestigious Cumberland Harbour on a quiet street with plenty of room for a three car garage and a home plan of your dreams! This community has plenty of activities from taking paddle boards or kayaks out at the day dock, swimming in the Jr. sized Olympic pool where you can also meet your neighbors for water aerobics, play pickle ball, basketball, bocce or head to South Point to check out the sweeping views of Florida and Cumberland Island. Card games, monthly get togethers, books clubs, and mens' workout group, are all activities just waiting for you to come purchase this site and build a stunning home! *Depiction of home plan in photos has not received Design Review Board approval; this is only a suggestion for the homesite size.

106 Tacatacoru Court, St. Marys

Listing courtesy of Atlantic Salt Realty.

$39,900
10618256 MLS
Build your dream home in the prestigious Cumberland Harbour community! This .36-acre homesite, offers the perfect blend of privacy and potential within one of St. Marys' most desirable gated neighborhoods. Cumberland Harbour is known for its world-class amenities, including multiple pools, tennis courts, pickleball, fitness center, and scenic walking trails. Residents also enjoy deepwater access, day docks, and a marina, making it a haven for boating and coastal living. This lot is **partially natural-not fully wooded and not cleared-**giving you the flexibility to design the setting that best suits your vision. With PD zoning, you'll have options to create a custom home that matches your lifestyle. Located near historic downtown St. Marys, Cumberland Island National Seashore, and just a short drive to Kings Bay Naval Base, Jacksonville International Airport, and Amelia Island, this is an ideal location for your next chapter. Don't miss the chance to secure your place in Cumberland Harbour-where luxury, nature, and coastal living meet. **Gated community, must be occupied by an agent**

Gamefish Ln/Neap Tide Lane, St. Marys

Listing courtesy of Flag Property Management.

$725,000
4 Beds ⋅ 3 Baths ⋅ 10611352 MLS
NEW ROOF INSTALLED APRIL 2026! Experience refined coastal living in Osprey Cove, the premier gated golf and waterfront community in St. Marys, Georgia. This exceptional Arthur Rutenberg custom home offers 3,219 square feet of beautifully designed single-level living with 4 bedrooms, 3 full baths, a private office, formal living and dining rooms, and a spacious family room. Designed with timeless elegance, the home showcases hardwood flooring, custom solid wood cabinetry, and plantation shutters throughout. Expansive windows and thoughtfully placed living spaces capture serene views of the 13th green while creating an inviting atmosphere for both everyday living and entertaining. The chef's kitchen is the heart of the home, featuring a large center island, natural gas 5-burner cooktop, double wall ovens, premium appliances, and a walk-in pantry. The open floor plan flows seamlessly into the family room, where two sets of hurricane-rated sliding glass doors frame picturesque golf course views beyond a natural wooded buffer. The luxurious primary suite is a peaceful retreat with private lanai access and beautiful golf course views. The primary ensuite offers a soaking tub, oversized walk-in shower, dual vanities, and two generous walk-in closets. The screened lanai is designed for year-round enjoyment, with multiple seating and entertaining areas, plus a vented exhaust system for outdoor grilling. The backyard is pre-wired for a future private pool, making it easy to create your own outdoor oasis. Additional highlights include a dedicated home office near the front entry, spacious secondary bedrooms and baths, a well-equipped laundry room with cabinetry and utility sink, and a 3-car garage with staircase access to a large floored attic for exceptional storage and convenient system access. Built for durability and peace of mind, the home features hurricane-rated cable construction from slab to roof for enhanced wind resistance and potential insurance savings, along with gutter leaf guards for low-maintenance living. Offering the perfect blend of luxury, functionality, and breathtaking golf course views, this remarkable home is ideal for entertaining, relaxing, and enjoying the exceptional lifestyle that Osprey Cove has to offer. Schedule your private showing today and discover everything this extraordinary home has to offer. BACK ON THE MARKET AT NO FAULT OF THE SELLER!

221 Osprey Circle, St. Marys

Listing courtesy of BHHS Hodnett Cooper RealEstate.

$35,000
10610218 MLS
Build your dream home inside Cumberland Harbour one of coastal Georgia's most prestigious and beautiful communities. This private community is gate guarded 24/7. This .34-acre lot is ideally located directly opposite the community amenities. Which include three pools, fitness center, tennis courts, pickleball courts, meeting room and day dock with kayak launch. RV-Boat storage is also available. Book an appointment to see this value for money homesite today.

308 Clubhouse Circle, St. Marys

Listing courtesy of Atlantic Salt Realty.

$29,900
10598859 MLS
Discover a hidden gem in Cumberland Harbour-a stunning wooded lot that offers a serene escape beneath the trees, perfectly positioned at the entrance of a charming cul de sac. Imagine crafting your dream home in this tranquil setting, where nature meets convenience. Just a leisurely stroll away, you'll find an array of amenities that cater to your lifestyle. Embrace the opportunity to create your sanctuary in this coveted location, where beauty and accessibility converge. Your future begins here!

V/L 699 Mooring Lane, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$19,000
10587285 MLS
This lot is across the street from the pond so that no one will be building in front or disrupting your view. No time limit to build. This gated community has three pools, pickle ball courts, tennis courts, outdoor entertainment areas, fitness center, a day dock, fishing ponds, and a place to store your boat or camper. You must be accompanied by a licensed agent to enter community.

207 Galley Lane, St. Marys

Listing courtesy of BHHS Hodnett Cooper RealEstate.

$48,000
10582825 MLS
Quaint and quiet waterfront community? CHECK! Low-country coastal neighborhood? CHECK! So many amenities that you scarcely need to leave the neighborhood? CHECK! You finally found it! Welcome to Cumberland Harbor! This homesite is prefect for those looking for a little extra privacy. It is situated on a corner in a small cul-de-sac with a limited number of homes. Depending on your home design, you have multiple options in terms of entry points to the garage and overall design layout. The property has many trees and a nice 50-foot buffer in the rear, adding to its privacy. The location is also prime because it is an easy walk to a long list of amenities covered under your low POA fee. And the current owner will pay for the first 12-months of POA fees for the new buyer! All of these amenities will be free for the first year. These include the swimming pools, tennis courts, pickleball courts, fitness center, multiple playgrounds and parks. The property also has access to South Point Park for fishing or watching the sunrise over Cumberland Island. You can also enjoy miles of nature trails, a community dock with a kayak launch, take a short boat ride to Cumberland Island or the Fernandina marina. This community has all the beauty and privacy you desire yet less than forty-five minutes to the Jacksonville International Airport or city shopping. Cumberland Harbour has remained true to the low-country Southern home style with front porches for sweet tea and moss-draped live oaks for plenty of summer shade. The current owner had a lovely home designed for this site and are willing to share its complete plans with a new owner. Alternatively, you can work with one of the twelve approved custom home builders to create your own slice of heaven. These designs must be submitted and approved by the Design Review Board. As part of our services, we can help you work together with one of the approved builders to prepare the proper design. As always, all home plans must be reviewed and approved by the design review board. Schedule your tour of Cumberland Harbour and this beautiful building site today.

100 Amberjack Loop, St. Marys

Listing courtesy of Atlantic Salt Realty.

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