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$589,900
4 Beds 2 Baths 10729159 MLS
NEWLY COMPLETED AND BEAUTIFULLY DESIGNED, THIS FOUR-BEDROOM HOME IS NESTLED ON A CUL-DE-SAC IN THE DESIRABLE WINDING RIVER COMMUNITY. SET ON A SPACIOUS 0.38-ACRE LOT WITH A PRIVATE, TREE-LINED BACKYARD, THIS HOME OFFERS THE PERFECT BLEND OF COMFORT, STYLE, AND FUNCTIONALITY. THE EXPANSIVE LIVING AREA FEATURES AN OPEN-CONCEPT LAYOUT CENTERED AROUND A MODERN KITCHEN WITH AN OVERSIZED BREAKFAST BAR, UPGRADED STAINLESS STEEL APPLIANCES, A GAS RANGE, AND A GENEROUS WALK-IN PANTRY, IDEAL FOR BOTH EVERYDAY LIVING AND ENTERTAINING. ENERGY EFFICIENCY IS ENHANCED WITH A GAS TANKLESS WATER HEATER AND SPRAY FOAM INSULATION. THE PRIMARY SUITE IS A TRUE RETREAT, SHOWCASING A LUXURIOUS EN-SUITE BATH COMPLETE WITH A SOAKING PEDESTAL TUB, A SEPARATE TILED WALK-IN SHOWER, AND DIRECT ACCESS TO THE LAUNDRY ROOM FOR ADDED CONVENIENCE. A SPLIT-BEDROOM FLOOR PLAN ENSURES PRIVACY, WITH THREE ADDITIONAL BEDROOMS THOUGHTFULLY POSITIONED THROUGHOUT THE HOME. THE FOURTH BEDROOM, LOCATED JUST OFF THE LIVING ROOM, OFFERS FLEXIBILITY AS A HOME OFFICE, PLAYROOM, OR BONUS SPACE. STEP OUTSIDE TO RELAX ON THE COVERED LANAI OVERLOOKING THE SERENE BACKYARD. ADDITIONAL HIGHLIGHTS INCLUDE ATTIC STORAGE ABOVE THE GARAGE AND AN IRRIGATION SYSTEM POWERED BY A PRIVATE WELL. RESIDENTS OF WINDING RIVER ENJOY RESORT-STYLE AMENITIES, INCLUDING A SWIMMING POOL, CLUBHOUSE, SPORTS FIELDS AND COURTS, PLAYGROUND, AND SCENIC BIKING AND WALKING TRAILS WITH CHARMING BRIDGES.

314 Bateau Drive, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$485,000
4 Beds 4 Baths 10728735 MLS
Your Dream Home in Osprey Cove !This 4 bedroom/ 4 bath is perfectly situated in a peaceful cul-de-sac. This beautiful home boasts over 2,500 square feet, offering space for every aspect of your life. Step inside to find a great room as well as two versatile spaces-ideal for a den, home office, or media room. With one multifunctional area on the main floor and another upstairs, you have the flexibility to design your ideal living environment. Open to the great room, the stunning island kitchen, features quartz countertops, a stylish backsplash, and white cabinets paired with stainless steel appliances. The dining area overlooks a private backyard with your own inground heated pool, providing the perfect backdrop for meals and gatherings. Convenience is key with a guest bedroom and full bathroom located on the main floor, while the owner's suite awaits you upstairs. The owner's suite features an expansive bath, complete with a tiled shower, double vanity, and generous walk-in closet. Each bedroom enjoys easy access to a bathroom, and the laundry room is conveniently located nearby. Step outside to relax on the covered patio, perfect for grilling and outdoor entertaining. Additional upgrades include: a geneerac generator, RO water filtration system, HVAC air purification system and garage and a shark coated driveway!

215 Holm Place, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$24,900
10726354 MLS
This quiet, beautiful, homesite is in the premier coastal community of Cumberland Harbour. At the end of the road along the back of the cul-de-sac, this lot has an extensive privacy buffer of trees at the rear of the site. Enjoy fishing from the community dock or waterfront park. Play Pickleball, swim or workout in the fitness facility. Walk the miles of trails or launch your kayak into Point Peter Creek. The options for fun and recreation are endless! The proposed home design offers both a deep front porch and a private screened back porch for relaxing in the shade on a hot summer day. It includes a main floor master and two additional bedroom suites on the second level. All home designs must be approved by the Design Review Board but I'll be happy to assist in selection of one of the approved builders to partner with. Don't let this gem get away! Call me for a tour of Cumberland Harbour today!

110 Plank Lane, St. Marys

Listing courtesy of Atlantic Salt Realty.

$19,900
10722977 MLS
Build your vision in one of Coastal Georgia's most sought-after gated waterfront communities. This homesite on Charleston Way, located within the desirable Charleston Place enclave of Cumberland Harbour, offers an exceptional opportunity to design and construct a custom residence surrounded by natural beauty and refined coastal architecture. These homesites are characterized by level topography, mature trees, and established streetscapes-ideal for creating a private Low Country retreat. Positioned along a quiet, pedestrian-friendly street, the property benefits from proximity to the community's central amenities hub. A short walk or golf cart ride connects residents to multiple resort-style pools, tennis and pickleball courts, fitness facilities, and the Spring House social center-creating a lifestyle that blends leisure, wellness, and community engagement. Cumberland Harbour is renowned for its coastal setting between the St. Marys River and expansive marshlands, offering deepwater access via community docks to the Intracoastal Waterway and Atlantic Ocean. Residents also enjoy kayak launches, nature trails, and preserved green spaces, reinforcing the neighborhood's reputation as a haven for boating enthusiasts and nature lovers alike. Ideally located just minutes from historic downtown St. Mary's, with ferry access to Cumberland Island and convenient proximity to Jacksonville International Airport, Historic Fernandina Beach and the beautiful beaches of Amelia Island, this homesite offers both tranquility and accessibility. Charleston Way presents a compelling opportunity to create a custom coastal residence within a master-planned, amenity-rich community-whether as a primary home, second residence, or strategic land investment in a growing waterfront market.

LOT 318 Charleston Way, St. Marys

Listing courtesy of Atlantic Salt Realty.

$15,900
10719692 MLS
Imagine building your custom coastal retreat where every day begins with peaceful water views and ends with breathtaking sunsets. Located within the prestigious gated community of Cumberland Harbour this homesite provides you an opportunity to create something truly special. Cumberland Harbour is known for its resort-style coastal lifestyle, offering lush surroundings, walking trails, pools, fitness center, tennis, and waterfront access, all just minutes from historic downtown St. Marys and the Georgia coast. Here, nature and luxury blend seamlessly, creating a community where life moves at a more intentional, relaxed pace. This is more than a homesite - it's an opportunity to create a lifestyle centered around beauty, connection, and the water.

LOT 694 Mooring Lane, St. Marys

Listing courtesy of Atlantic Salt Realty.

$689,000
3 Beds 3 Baths 10709277 MLS
Begin your coastalliving lifestyle in this beautiful new construction located in the highly desired Charleston Place Subdivision of Cumberland Harbour, a premier gated community celebrated for its natural beauty and relaxed coastal atmosphere. This classic twostory home features 12foot ceilings, a flexible firstfloor living space, custom builtin closets, and a wellappointed pantry. The main living area is centered around a fireplace, and a thoughtfully designed nook offers convenient space for a dog bed, children's items, or media storage. A large screened back porch overlooks peaceful Low Country surroundings, providing quiet evenings with coastal views and preserved wilderness. Residents of Cumberland Harbour enjoy exceptional amenities, including swimming, tennis, pickleball, basketball, a community fitness center, and a community day dock. The southeastern waterfront park showcases sweeping views beneath draping live oaks, while biking and walking trails wind through preserved wilderness. Community gatherings are often held at the wellfurnished Spring House and the inviting community pavilions, offering a warm and welcoming neighborhood experience. Conveniently located near the quaint historic downtown of St. Mary's, residents have easy access to public boat ramps, riverfront dining, and local shops. The historic downtown of Fernandina Beach and the beautiful beaches of Amelia Island are just a short drive away, and the Cumberland Island ferry provides effortless access to the renowned wildlife preserve. Travel is made simple with Jacksonville International Airport only 35-40 minutes away.

104 Springtide Lane, St. Marys

Listing courtesy of Atlantic Salt Realty.

$12,500
10706995 MLS
EXCEPTIONAL WOODED HOME SITE WITH MATURE TREES LOCATED IN CHARLESTON PLACE INSIDE CUMBERLAND HARBOUR. THIS BEAUTIFUL HOMESITE OFFERS A NATURAL SETTING WITH ESTABLISHED TREES, CREATING BOTH PRIVACY AND CHARM FOR YOUR FUTURE COASTAL RETREAT. CUMBERLAND HARBOUR HAS BEEN AWARDED IDEAL LIVING MAGAZINE'S TOP 100 COMMUNITIES FOR TEN CONSECUTIVE YEARS. RESIDENTS ENJOY A 24/7 GUARDED ENTRY ALONG WITH AN IMPRESSIVE ARRAY OF AMENITIES INCLUDING THREE SWIMMING POOLS, SIX TENNIS COURTS, PICKLEBALL COURTS, A CONFERENCE AND FITNESS CENTER, PLAYGROUND, FISHING SPOTS, AND BOAT/RV STORAGE. THE AMENITIES CENTER EVEN FEATURES CONVENIENT GOLF CART AND BICYCLE PARKING. EXPERIENCE THE COASTAL LIFESTYLE WITH A WIDE VARIETY OF ACTIVITIES AVAILABLE RIGHT INSIDE THE COMMUNITY. PLEASE NOTE THAT ENTRY INTO CUMBERLAND HARBOUR REQUIRES ACCOMPANIMENT BY A LICENSED REAL ESTATE AGENT OR A RESIDENT.

600 Charleston Way, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$12,500
10706984 MLS
EXCEPTIONAL WOODED HOME SITE WITH MATURE TREES LOCATED IN CHARLESTON PLACE INSIDE CUMBERLAND HARBOUR. THIS BEAUTIFUL HOMESITE OFFERS A NATURAL SETTING WITH ESTABLISHED TREES, CREATING BOTH PRIVACY AND CHARM FOR YOUR FUTURE COASTAL RETREAT. CUMBERLAND HARBOUR HAS BEEN AWARDED IDEAL LIVING MAGAZINE'S TOP 100 COMMUNITIES FOR TEN CONSECUTIVE YEARS. RESIDENTS ENJOY A 24/7 GUARDED ENTRY ALONG WITH AN IMPRESSIVE ARRAY OF AMENITIES INCLUDING THREE SWIMMING POOLS, SIX TENNIS COURTS, PICKLEBALL COURTS, A CONFERENCE AND FITNESS CENTER, PLAYGROUND, FISHING SPOTS, AND BOAT/RV STORAGE. THE AMENITIES CENTER EVEN FEATURES CONVENIENT GOLF CART AND BICYCLE PARKING. EXPERIENCE THE COASTAL LIFESTYLE WITH A WIDE VARIETY OF ACTIVITIES AVAILABLE RIGHT INSIDE THE COMMUNITY. PLEASE NOTE THAT ENTRY INTO CUMBERLAND HARBOUR REQUIRES ACCOMPANIMENT BY A LICENSED REAL ESTATE AGENT OR A RESIDENT.

504 Charleston Way, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$325,000
10690076 MLS
Here is your chance to build your dream home on a large partially cleared waterfront lot overlooking Amelia Island and Intercoastal Waterways. Minutes boat ride to Cumberland Island and Atlantic Ocean. A gated community and location like no others in SE Georgia in Historic St Marys. This community offers seclusion and serenity. Only minutes to local shops and schools. Conveniently located, short drive to Jacksonville Int'l Airport, and Jacksonville's shops and well-known medical facilities. State of the art amenities including tennis courts, pickleball courts, racquetball courts, swimming pools (one heated), Spring house for large gatherings, fitness center, day dock for boats, boat & RV storage and nature trails. Gated community. Schedule a viewing today!

V/L 59 Timucuan Court, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$29,500
10688713 MLS
Build your dream home on this 0.34 acre lot in a desirable location! Cumberland Harbour offers an ideal combination of tranquility, recreation, and convenience. This lot's location across from the neighborhood amenities is a huge plus, giving easy access to pools, tennis and pickle ball courts, and the social center for gatherings. Plus, the proximity to natural attractions, like Cumberland Island and the Atlantic Ocean through the community dock, and the serene walking paths, is a dream for outdoor enthusiasts. With its gated security, coastal charm, and convenient access to historic St. Marys, local shopping, dining, beaches and Jacksonville International Airport, this community checks all the boxes for creating a dream home. Make plans to see this one today!

306 Clubhouse Circle, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$23,900
10685864 MLS
Build your custom coastal home in the highly sought-after gated community of Cumberland Harbour in St. Marys, Georgia. This approximately 0.30 acre wooded homesite offers a square lot layout and is ideally positioned near the community clubhouse, providing convenient access to resort-style amenities while still offering privacy and natural surroundings. Cumberland Harbour is a private, master-planned coastal community located on a peninsula surrounded by the St. Marys River, North River, and the Intracoastal Waterway. Residents enjoy a unique Low-Country setting with preserved natural landscapes, mature trees, and an active coastal lifestyle. Community amenities include multiple swimming pools, fitness center, tennis courts, pickleball courts, basketball courts, walking trails, clubhouse facilities, and community gathering spaces. A community lake is located near the amenity center, adding to the neighborhood's scenic environment. This homesite is serviced by city water and city sewer. The community maintains architectural guidelines and utilizes approved builders to help preserve the overall design and quality of the neighborhood. Property Owners Association dues are currently $568.75 quarterly. Conveniently located approximately 15 minutes from Kings Bay Naval Base and about 40 minutes from Jacksonville International Airport, Cumberland Harbour offers a balance of coastal living and everyday accessibility. This property is well suited for a custom primary residence or second home in one of Coastal Georgia's premier gated communities. Financing options may include conventional construction and VA construction loans.

210 Green Buoy Court, St. Marys

Listing courtesy of Coastal Roots Realty.

$13,900
10685150 MLS
Located in the gated coastal community of Cumberland Harbour, this 0.18 acre wooded wedge shaped homesite offers the opportunity to build a custom home in one of St. Marys' most well known coastal neighborhoods. Positioned outside of the flood zone and maintained in its natural wooded condition, this parcel provides flexibility for homesite design while preserving the natural Low Country setting. Cumberland Harbour offers an extensive list of community amenities including community docks with deep water access, multiple pools, clubhouse, fitness center, tennis courts, pickleball courts, basketball courts, and walking trails. The community is known for its coastal Georgia landscape featuring tidal marshes, mature live oaks, and preserved natural surroundings. Conveniently located approximately 15 minutes from Kings Bay Naval Base and about 40 minutes from Jacksonville International Airport, this property offers access to major employment centers, regional travel, and coastal recreation while maintaining a private coastal neighborhood setting. Situated on a peninsula bordered by the St. Marys River, North River, and the Intracoastal Waterway, Cumberland Harbour offers access to boating, fishing, kayaking, and outdoor coastal recreation. The community is located across from Cumberland Island National Seashore and is a short drive to historic downtown St. Marys, shopping, dining, and regional services. City water and sewer are available within the community. Buyer should verify all utility connections, building requirements, and approved builder guidelines during due diligence. Community construction guidelines and approved builder programs are in place. Buyers may explore construction financing options, including VA construction loans and conventional construction financing with approved lenders. This homesite is well positioned within the community with convenient access to the main gate.

107 Stern Street, St. Marys

Listing courtesy of Coastal Roots Realty.

$60,000
10683604 MLS
Discover the perfect blend of tranquility and convenience with this incredible lot located in the prestigious Osprey Cove community. Nestled on a serene cul-de-sac, this prime piece of property offers stunning views of the lush golf course, providing an idyllic setting for your dream home. Imagine waking up to the gentle sounds of nature and enjoying your morning coffee with panoramic fairway vistas. This lot's location is unbeatable-just a short stroll to the clubhouse, where you can enjoy world-class amenities, and the driving range, perfect for honing your golf skills. Whether you're an avid golfer or simply looking for a peaceful retreat, this lot has it all. Don't miss out on the opportunity to build your custom home in one of the most sought-after communities in the area. Very few lots left throughout this community. This lot also comes with a survey. Osprey Cove offers the perfect lifestyle-secluded yet connected, luxurious yet welcoming. Your future awaits in this exceptional property.

240 W Cardinal Circle, St. Marys

Listing courtesy of St. Marys Realty Inc.

$759,900
3 Beds 3 Baths 10682861 MLS
This Arthur Rutenberg custom home offers quality craftsmanship, an open layout, and beautiful water views. Hardwood floors run throughout the main living areas, connecting the living and dining spaces to a well-designed kitchen with custom cabinetry, stainless steel appliances, and a double oven. Large windows and fully retractable sliding glass doors fill the home with natural light and open to peaceful lake views. The front porch overlooks scenic coastal marshland, while the backyard features a screened lanai with summer kitchen, vented gas grill, heated saltwater pool, and spa-ideal for relaxing or entertaining. Three bedrooms provide comfortable private retreats, complemented by three well-appointed bathrooms. Additional features include a gas fireplace, central vacuum system, spacious tiled laundry room with cabinetry and sink, and high-quality finishes throughout. A three-car garage offers ample space for vehicles, storage, or a hobby area. Optional transferable membership to The Club at Osprey Cove includes gated access, clubhouse dining, resort-style pool with tiki bar, golf, fitness center, tennis courts, and more. Conveniently located near beaches, medical facilities, cultural venues, and just 30 minutes from Jacksonville International Airport.

2491 Isles Of St Marys Way, St. Marys

Listing courtesy of eXp Realty.

$19,900
10680629 MLS
Build your coastal dream home in the gated Cumberland Harbour community in St. Marys, Georgia. This .28-acre vacant homesite is tucked away on a small cul-de-sac, offering a quiet setting with no neighboring homes currently built. An ideal canvas for a thoughtfully designed custom home. This vacant homesite offers an inviting opportunity to enjoy a relaxed low country lifestyle surrounded by natural beauty and thoughtfully designed amenities. Residents enjoy access to an impressive aquatics center featuring three pools, six Har-Tru tennis courts, a state-of-the-art fitness center, miles of scenic biking trails, and canoeing and kayaking waterways with access to lakes and shoreline areas. A 24-hour manned security gate provides privacy and peace of mind within this porch-front community known for its tranquil setting and connection to nature. Conveniently located near historic downtown St. Marys and within easy reach of Amelia Island, the Golden Isles, Savannah, St. Augustine, and Jacksonville International Airport. Cumberland Harbour offers a thoughtful blend of coastal comfort, security, and accessibility. Bring your builder and vision to create a home that fits your lifestyle in one of Camden County's most well-loved gated communities. Seller Financing Available.

V/L 238 Lateral Buoy Lane, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$35,000
10674622 MLS
Located in the Cumberland Harbour community, this 0.34-acre lot offers the perfect setting to build your custom dream home. Situated on a cul-de-sac, this homesite provides added privacy while still being surrounded by the charm of this coastal neighborhood. Cumberland Harbour is a gated community featuring a neighborhood dock, resort-style pool, tennis courts, playgrounds, and beautifully maintained common areas. Enjoy a lifestyle that blends coastal living with convenience, just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, and easy access to Cumberland Island and Northeast Florida. This lot presents a wonderful opportunity to build in one of Camden County's most sought-after communities.

V/L 593 Tattnal Lane, St. Marys

Listing courtesy of Coastal Roots Realty.

$72,500
10667102 MLS
Discover an exceptional opportunity to build your coastal dream home on this expansive 0.45-acre homesite in the premier gated community of Cumberland Harbour. Situated in an area that does not require flood insurance, this lot offers both peace of mind and ample space for creating a custom residence surrounded by nature, privacy, and luxury living. Cumberland Harbour is renowned for its impressive lineup of resort-style amenities, thoughtfully designed for comfort, wellness, and recreation. Residents enjoy three swimming pools, a fully equipped fitness center, tennis and pickleball courts, scenic walking and biking trails, and beautifully maintained parks and green spaces. The community provides direct access to the Intracoastal Waterway and surrounding waterways with a community day dock-ideal for boating, fishing, and exploring the coast. Convenience is also a standout feature. This homesite is just minutes from historic downtown St. Marys, charming shops and restaurants, top-rated schools, and the ferry to Cumberland Island National Seashore. Easy access to I-95, Kings Bay Naval Base, and Jacksonville International Airport makes commuting and travel effortless. With its generous size, excellent location, and no flood insurance requirement, this Cumberland Harbour lot is an outstanding canvas for crafting your perfect coastal retreat. Owner is a licensed agent in the state of Florida.

LOT 281 Clubhouse Circle, St. Marys

Listing courtesy of Monarch & Third Real Estate.

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