Osprey Cove Golf Homes for Sale Under $550K, St. Marys, Georgia

Welcome to The Sanctuary at Osprey Cove, where low-maintenance living, beautiful surroundings, and exceptional amenities come together! This beautifully maintained 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan, spacious living areas, and valuable upgrades, including a whole-house Generac generator, water purification/softener system, NEW HVAC installed January 2024, and NEW bedroom carpeting installed November 2024! Step inside to discover an inviting open-concept design featuring ceilings over 9 feet, tile flooring throughout the main living areas, and abundant natural light. The spacious great room is highlighted by a cozy gas fireplace flanked by custom built-in bookshelves, creating a welcoming space for relaxing or entertaining. The adjoining kitchen features granite countertops, beautiful custom wood cabinetry, generous workspace, and a breakfast area with a custom built-in hutch and wine rack. A separate formal dining room provides additional space for gatherings and special occasions. Just beyond the breakfast area, the enclosed, heated and cooled sunroom offers additional year-round living space overlooking the backyard, perfect for morning coffee, reading, or simply enjoying the peaceful setting. The private primary suite is tucked away at the rear of the home and features a tray ceiling, backyard views, walk-in closets, and an ensuite bath with double vanities and a spacious tiled walk-in shower complete with multiple showerheads and body sprays for a spa-inspired experience. Two additional bedrooms are thoughtfully positioned on the opposite side of the home for added privacy. One features French doors and is currently used as a home office, offering flexibility for a den, library, or guest bedroom. A full guest bath and separate interior laundry room complete the functional floor plan. Enjoy the convenience of lawn maintenance without the hassle of mowing! The Sanctuary provides lawn care through a separate mandatory lawn maintenance fee, included in the HOA dues listed See Community Association Disclosure uploaded in Documents. Owners are responsible for maintaining the mulch or pine straw in their landscape beds. HOA dues cover the gated entrances, 24-hour security, private roads, and common areas. Located within the prestigious gated Osprey Cove community, residents have the opportunity to enjoy additional resort-style amenities through separately purchased club memberships. Social membership provides access to the swimming pool, tennis facilities, fitness center, and clubhouse with restaurant. Golf memberships are also available, with golf access subject to current club membership requirements. Location is another outstanding advantage! Just minutes from Kings Bay Naval Submarine Base, Historic Downtown St. Marys, Kingsland, and I-95, with convenient access to Jacksonville International Airport, shopping, dining, and the beautiful beaches of coastal Georgia and Northeast Florida. Discover the comfort, convenience, and coastal Georgia lifestyle waiting for you in The Sanctuary at Osprey Cove!

1604 Sandpiper Court, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$359,500

3 Beds ⋅ 2 Baths ⋅ 10880139 MLS

Welcome to 104 Chinquapin Drive, located in the beautiful gated community of Osprey Cove in St. Marys, Georgia! This inviting home offers 3 bedrooms, 2 bathrooms, and two additional bonus rooms, providing plenty of flexibility for a home office, hobby room, guest space, or whatever fits your lifestyle. Inside, you'll find granite countertops, stainless steel appliances, and tile flooring throughout the main living areas. The spacious primary suite offers a relaxing retreat, complete with a soaking tub and a beautifully tiled walk-in shower. One of the home's most enjoyable features is the screened-in lanai overlooking the water. Whether you're enjoying your morning coffee, watching the wildlife, or unwinding after a long day, this peaceful outdoor space is sure to become a favorite. Osprey Cove is known for its beautiful surroundings, mature landscaping, and welcoming coastal atmosphere. Residents have the option to purchase additional club memberships, offering access to amenities such as golf, swimming, fitness facilities, and social activities, subject to membership availability and fees. Conveniently located near shopping, dining, Kings Bay Naval Submarine Base, and the beautiful beaches of Amelia Island, this home offers a wonderful opportunity to enjoy coastal Georgia living. Come experience the beauty of Osprey Cove and discover all that 104 Chinquapin Drive has to offer!

104 Chinquapin Drive, St. Marys

Listing courtesy of Coastal Roots Realty.

$420,000

3 Beds ⋅ 2 Baths ⋅ 10857204 MLS

Welcome to 238 Cardinal Circle West, a move-in-ready home ideally situated along the golf course in the desirable Osprey Cove community. Enjoy beautiful golf course views while still maintaining a sense of privacy in the backyard, offering the perfect balance of scenery and seclusion. Recently painted inside and out,, this well-maintained home offers a spacious and functional split-bedroom floor plan. The inviting living area features a fireplace, while the separate dining room provides plenty of space for entertaining. Two generously sized guest bedrooms are located on one side of the home, with the private primary suite thoughtfully positioned on the opposite side. The spacious kitchen offers abundant room for cooking and gathering, along with a comfortable breakfast and seating area overlooking the golf course, a wonderful spot to enjoy your morning coffee while taking in the view. Located within Osprey Cove, one of St. Marys' premier gated golf communities, this home combines a peaceful golf course setting, privacy, and a move-in-ready interior. Conveniently located near shopping, dining, historic downtown St. Marys, Kings Bay Naval Submarine Base, and easy access to I-95, Jacksonville, and the surrounding coastal area. 238 Cardinal Circle West offers the golf course lifestyle without sacrificing backyard privacy and is ready for its next owner to move right in and enjoy.

238 Cardinal Circle W, St. Marys

Listing courtesy of St. Marys Realty Inc.

$390,000

3 Beds ⋅ 3 Baths ⋅ 10834256 MLS

** MOTIVATED SELLER** Welcome to 406 Morning Glory Rd, a recently remodeled 3-bedroom, 3-bathroom home offering modern updates, valuable major-system improvements, and the benefits of a luxury HOA community. This move-in-ready property combines comfortable living spaces with the peace of mind that comes from several recent upgrades. The home features three spacious bedrooms and three full bathrooms, along with an updated interior designed for both everyday living and entertaining. Recent improvements include a 2-year-old roof, 1-year-old water heater, and a fully serviced HVAC system complete with newly refurbished interior components and fresh mechanical parts. Enjoy the added lifestyle benefits of a luxury HOA, providing residents with an enhanced community experience and access to amenities and services designed to complement the neighborhood lifestyle. Property Features 3 bedrooms 3 full bathrooms Recently remodeled Move-in ready Luxury HOA community Kitchen with modern finishes Updated bathrooms Spacious and functional floor plan Comfortable living areas Generously sized bedrooms Roof approximately 2 years old Water heater approximately 1 year old Fully serviced HVAC system complete with newly refurbished interior components and fresh mechanical parts Recent interior improvements Convenient St. Marys location Close to I95, shopping, dining, parks, and outdoor recreation With its recent remodeling, newer major systems, and luxury HOA setting, 406 Morning Glory Rd offers an attractive combination of comfort, convenience, and community amenities. Schedule your private showing today!

406 Morning Glory Road, St. Marys

Listing courtesy of Coastal Roots Realty.

$398,900

3 Beds ⋅ 2 Baths ⋅ 10806047 MLS

NEW ROOF INSTALLED 10/27/2026 BY PLATINUM ROOFING, ARCHITECTURAL SHINGLES, WARRANTY TO TRANSFER TO NEW OWNER! Beautiful well maintained home in Osprey Cove with brand new LVP flooring, new carpet in bedrooms, original tile in kitchen, laundry and baths. Newer SS appliances, HVAC (2020), hotwater heater (2021), new garage door opener. This home has three bedrooms, two full baths, with a separate office/flex room with a closet. The primary bath has a separate walk-in shower and whirlpool tub and double vanity. Huge walk-in closet for ample storage. The interior of the home has recently been painted throughout with neutral colors. There is a screened back porch overlooking the private wooded backyard and fully fenced. The exterior is low maintenance stucco, gutters and recently pressure washed and painted. The property has only had one owner and is ready for the next family to build new memories. This home is just 2 miles to I-95, making it an easy commute to Jacksonville or Brunswick. Only 4 miles to Kings Bay.

141 Heron Court, St. Marys

Listing courtesy of St. Marys Realty Inc.

$549,000

4 Beds ⋅ 4 Baths ⋅ 10790428 MLS

Welcome to 117 Chinquapin Drive in the prestigious gated community of Osprey Cove! Built in 2023 and showcasing over 2,800 square feet of thoughtfully designed living space, this like-new home offers the perfect blend of luxury, comfort, and privacy. Featuring 4 bedrooms, 3.5 bathrooms, and a spacious bonus flex room, this home provides plenty of room for family, guests, a home office, gym, or media space. High-end upgrades can be found throughout, creating a stylish and modern feel from the moment you enter. The open-concept floor plan is designed for both everyday living and entertaining, highlighted by disappearing sliding glass doors that seamlessly connect the interior living space to the screened lanai. Enjoy true indoor-outdoor living while taking in the peaceful views of the private preserve backdrop. Situated on a completely private lot with no rear neighbors, this property offers a rare sense of tranquility while still being just minutes from Osprey Cove's exceptional amenities. A large three-car garage provides ample space for vehicles, golf carts, and storage. If you're looking for a move-in-ready home that feels brand new and offers both luxury and privacy, 117 Chinquapin Drive is a must-see.

117 Chinquapin Drive, St. Marys

Listing courtesy of St. Marys Realty Inc.

$390,000

3 Beds ⋅ 2 Baths ⋅ 10789531 MLS

Discover comfortable coastal living in Osprey Cove, one of coastal Georgia's premier gated golf communities. This well maintained 3 bedroom, 2 bath home offers 1,809 square feet of thoughtfully designed living space with a desirable split bedroom floor plan and move-in ready condition. The spacious great room features a wood burning fireplace and opens to a screened patio overlooking a private backyard, creating the perfect setting for relaxing or entertaining. The adjoining dining area and kitchen with new stainless steel appliances provide a functional and inviting space for everyday living. The primary suite serves as a private retreat with two walk-in closets and an ensuite bath featuring double vanities, a soaking tub and separate walk-in shower. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering privacy for family and guests. Additional features include a dedicated laundry room, alarm system, private irrigation well and mature, low-maintenance landscaping. Lovingly cared for throughout the years, this home offers an exceptional opportunity to enjoy the Osprey Cove lifestyle in a manageable, easy-to-maintain residence. Optional membership to The Club at Osprey Cove provides access to outstanding amenities, including a Mark McCumber-designed golf course, Har-Tru tennis courts, fitness center, swimming pool, walking trails and community boat dock. Conveniently located minutes from NSB Kings Bay, the Golden Isles, Amelia Island beaches, Jacksonville International Airport, shopping, dining, and coastal recreation.

223 Cardinal Circle W, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$336,000

4 Beds ⋅ 2 Baths ⋅ 10787317 MLS

Move in ready, 4 bedroom, 2 bath, easy living floor plan. Amazing opportunity to enjoy living in gated Osprey Cove. Wonderful coastal cottage - new appliances and upgraded lighting, water softener, expanded outdoor living, and enhanced landscaping for just right amount of privacy, entertaining, and coastal vibes. Fabulous fenced yard on large pond. Schedule your showing today. Motivated sellers, ready for a quick close in one of the best valued home investments in Osprey Cove Agent owned.

114 Chinquapin Drive, St. Marys

Listing courtesy of Atlantic Salt Realty.

$385,000

3 Beds ⋅ 2 Baths ⋅ 10784808 MLS

Beautiful brick home tucked on a quiet cul-de-sac in Osprey Cove, meticulously updated and move-in ready. The split floor plan offers privacy and flow, highlighted by a gourmet kitchen with quartz countertops, brand-new cabinetry, stainless steel appliances and a breakfast bar. The great room with fireplace opens to an enclosed sunroom perfect for dining or relaxing. Enjoy extra livable space in the recently converted screened porch, now heated and cooled. A separate bonus room (currently a home office), mud room off the garage, and updated light fixtures throughout complete this thoughtfully finished home. Brand new HVAC just installed!-Schedule your showing today!

412 Morning Glory Road, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$358,000

3 Beds ⋅ 2 Baths ⋅ 10773045 MLS

235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys' most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle-all at an attractive entry price for the neighborhood.Set on a large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you'll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living. The garage even features stunning epoxy flooring for a polished finish. Additional highlights include new light fixtures and enhancements done after the photos were taken, gas water heater for energy efficiency and the pride of ownership that shows throughout the home. For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Georgia's premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean. Whether you enjoy boating, kayaking, fishing, or simply relaxing, adventure is always just minutes away.Perfectly positioned, this home offers both privacy and convenience. Historic downtown St. Marys is just minutes away, where you'll find charming streets draped in Spanish moss, waterfront dining, boutique shopping, and the Cumberland Island ferry-your gateway to untouched beaches and natural beauty. Jacksonville and Amelia Island are both less than 40 minutes away, offering endless opportunities for work and recreation.For military families, the location is especially ideal, with Kings Bay Naval Base only 4 miles away for an easy commute while still enjoying the tranquility of Osprey Cove. Jekyll Island, Amelia Island, and Jacksonville International Airport are all within easy reach, making travel and weekend getaways effortless.At 235 Cardinal Circle West, every day feels like a vacation. Whether you're searching for a full-time residence, a peaceful coastal retreat, or a smart opportunity to own in an outstanding neighborhood at a great value, this home truly delivers. Schedule your private showing today and discover the lifestyle that makes Osprey Cove so special.

235 Cardinal Circle W, St. Marys

Listing courtesy of Avalon Properties Group.

$524,000

4 Beds ⋅ 4 Baths ⋅ 10757934 MLS

***BRAND NEW ROOF as of April 2026*** Experience seamless indoor-outdoor living in this beautiful, architecturally designed 4-bedroom, 3.5-bath home. With hardwood floors throughout and thoughtfully designed spaces, this home invites you to relax and entertain with ease. The heart of the home is the spacious kitchen, featuring a large island, double oven, walk-in pantry, and effortless flow into the main living areas-perfect for gatherings that extend naturally outdoors. The adjacent living room is anchored by a gas fireplace with built-in bookcases, creating a warm and inviting focal point. Just beyond, a large screened-in porch serves as an extension of the living space, offering the ideal setting for dining, lounging, or enjoying peaceful marsh views year-round. The primary suite provides a private retreat, complete with an ensuite bath and a separate room ideal for a walk-in closet and dressing area. A formal dining room adds elegance for special occasions, while two upstairs bedrooms offer comfort and privacy for family or guests. Practicality meets convenience with an oversized 2-car garage and a floored walk-in attic above, providing abundant storage space. A brand new roof, installed in April 2026, adds peace of mind for years to come. Outside, the generous backyard and scenic marsh setting create a tranquil environment that enhances everyday living. Whether hosting friends or enjoying evening sunsets, this home offers the very best of coastal living. Located in the Osprey Cove subdivision off of I-95 exit 1, this home is under an hour to Jacksonville International Airport, St. Johns Town Center, Mayo Clinic, and more!

416 Millers Branch Drive, St. Marys

Listing courtesy of BHHS Hodnett Cooper RealEstate.

$435,000

4 Beds ⋅ 4 Baths ⋅ 10728735 MLS

Your Dream Home in Osprey Cove !This 4 bedroom/ 4 bath is perfectly situated in a peaceful cul-de-sac. This beautiful home boasts over 2,500 square feet, offering space for every aspect of your life. Step inside to find a great room as well as two versatile spaces-ideal for a den, home office, or media room. With one multifunctional area on the main floor and another upstairs, you have the flexibility to design your ideal living environment. Open to the great room, the stunning island kitchen, features quartz countertops, a stylish backsplash, and white cabinets paired with stainless steel appliances. The dining area overlooks a private backyard with your own inground heated pool, providing the perfect backdrop for meals and gatherings. Convenience is key with a guest bedroom and full bathroom located on the main floor, while the owner's suite awaits you upstairs. The owner's suite features an expansive bath, complete with a tiled shower, double vanity, and generous walk-in closet. Each bedroom enjoys easy access to a bathroom, and the laundry room is conveniently located nearby. Step outside to relax on the covered patio, perfect for grilling and outdoor entertaining. Additional upgrades include: a geneerac generator, RO water filtration system, HVAC air purification system and garage and a shark coated driveway!

215 Holm Place, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

Osprey Cove Golf Homes for Sale Under $550K (St. Marys, GA)

Osprey Cove Golf Homes for Sale Under $550K (St. Marys, GA)

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