Gaines H Davis Homes for Sale, St. Marys, Georgia

Great St. Marys location! This recently renovated brick 2-bedroom, 2.5-bath home sits on approximately 1/3 acre and features a durable metal roof, updated vinyl plank and tile flooring throughout-no carpet-and a spacious, flexible floor plan. The open kitchen offers quartz countertops and an island and flows into the great room with fireplace. A large front foyer provides additional flex space and could easily serve as a dining area. The primary suite features a walk-in closet, separate linen closet and private bath with oversized vanity. The second bedroom includes its own private half bath. An all-season/flex room with a separate closet adds even more versatility and features French doors opening to the large backyard. The backyard is fenced, with the driveway providing access to the detached oversized two-car garage and workshop; adding a gate across the driveway could create a fully enclosed yard. The garage offers plenty of room for vehicles, storage, hobbies or projects. LOCATION, LOCATION, LOCATION! Enjoy the convenience of being just minutes from Kings Bay Submarine Base, schools, shopping, restaurants and Historic Downtown St. Marys and its waterfront. Easy access to I-95 makes commuting to Jacksonville, Brunswick, FLETC and nearby Yulee convenient, while Georgia and Florida beaches are within easy reach. A great opportunity to enjoy the space of a 1/3-acre homesite while staying close to everything St. Marys and the surrounding area have to offer.

338 Charles Street, St. Marys

Listing courtesy of ERA Kings Bay Realty.

$500,000

3 Beds ⋅ 2 Baths ⋅ 10791206 MLS

Discover a truly unique opportunity on the navigable St. Marys River offering approximately 5.8 acres with no HOA and endless possibilities. This 1386 square foot, 3 bedroom, 2 bathroom waterfront property features a long private walkway leading to a dock with electrical service extending from the home to the riverfront. With no boat access concerns, enjoying life on the water is effortless. Especially with its own boat launch/boat ramp! Previously operated as a bait business, the dock area includes a commercial freezer and is zoned Light Commercial, creating incredible potential for commercial fishing, shrimping, crabbing, or other waterfront ventures with the appropriate business licensing. The home offers 3 bedrooms and 2 bathrooms with tile flooring throughout, an enclosed sunroom perfect for enjoying peaceful river views, and an indoor laundry room for convenience. Recent updates include a brand new metal roof, new windows, completely redone HVAC and ductwork, refinished tubs, and fresh interior paint. Adding even more character and value, portions of the acreage extend into the marsh and river through a historic King's Grant, creating a distinctive ownership opportunity rarely found. Whether you're looking for a private waterfront retreat, income-producing potential, or both, this property offers a blend of residential comfort and commercial opportunity that is difficult to duplicate. Only a quick drive to downtown St. Marys, NSB Kings Bay, or I-95. You don't find opportunities like this in city limits very often.

59 Linda Street, St. Marys

Listing courtesy of Century 21 Crest Realty.

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Gaines H Davis Homes for Sale, St. Marys, Georgia

Gaines H Davis subdivision offers homebuyers a welcoming residential community in St. Marys, Georgia, located in Camden County in zip code 31558.

Situated along Georgia Highway 40, Charlie Smith Sr. Highway, and Interstate 95 (Exits 1 and 3), St. Marys is adjacent to Naval Submarine Base Kings Bay, the historic St. Marys Waterfront and Cumberland Island National Seashore ferry, Osprey Cove golf, and Winding River—offering convenient proximity to Kingsland and Woodbine.

What's Great About Living in Gaines H Davis

Prime St. Marys & Camden County Location

Positioned along Georgia Highway 40, Charlie Smith Sr. Highway, and Interstate 95 (Exits 1 and 3) for smooth daily commutes and easy regional travel.

Distinctive Local Lifestyle & Community

St. Marys is adjacent to Naval Submarine Base Kings Bay, the historic St. Marys Waterfront and Cumberland Island National Seashore ferry, Osprey Cove golf, and Winding River.

Camden County Schools & Everyday Amenities

Convenient access to local public and private schools, medical centers, grocery stores, and everyday shopping near St. Marys.

Spacious Homesites & Architectural Variety

Neighborhoods like Gaines H Davis in St. Marys offer appealing floor plans, mature trees, and strong price-per-square-foot value.

Coastal Georgia Waterways & Outdoor Recreation

Close to local parks, boat ramps, golf courses, nature trails, and Coastal Georgia rivers and beaches.

Strong Camden County Real Estate Resale Demand

Steady buyer demand across St. Marys and Camden County supports long-term neighborhood stability and home equity.

Buying & Selling in Gaines H Davis: St. Marys, GA Real Estate Guide

VA, FHA & Conventional Home Loans

Homebuyers in Gaines H Davis frequently utilize zero-down VA home loans (ideal for active-duty military and veterans near Hunter Army Airfield and Fort Stewart), low-down-payment FHA financing, and conventional loan programs. Getting pre-qualified early strengthens your negotiating position when desirable St. Marys listings hit the market.

Camden County Property Taxes & Homestead Exemptions

Primary residence buyers in Gaines H Davis can apply for the Camden County homestead exemption to reduce annual assessed property taxes. When comparing homes in St. Marys, we help you review Camden County tax histories, millage rates, and estimated monthly escrow payments alongside principal and interest.

Due Diligence, Inspections & Home Buyer FAQs

Purchasing a home in Coastal Georgia involves reviewing neighborhood HOA covenants (if applicable), checking flood zone maps, and scheduling a thorough home inspection during your due diligence period. For answers to common buyer FAQs and step-by-step guidance from lender pre-qualification to closing, read our guide on How to Buy a Home in Georgia.

Gaines H Davis Market Comps & Resale Value

Evaluating both active MLS listings and recently sold homes in Gaines H Davis gives buyers data-backed insight into price-per-square-foot trends, days on market, and neighborhood value—and helps Gaines H Davis homeowners price strategically when selling. View the live St. Marys Market Report for current active and sold data, or create a custom market report for any neighborhood.

St. Marys Micro-Markets, Zip Codes & Coastal Lifestyle

Living in Gaines H Davis places you in the heart of St. Marys and Camden County—combining neighborhood comfort with convenient access to local shopping, dining, schools, and outdoor recreation. Residents of St. Marys enjoy effortless regional connectivity across Camden County and Coastal Georgia, with easy access to shopping, dining, schools, waterways, and employment hubs near Kingsland, Woodbine, and Waverly.

Explore St. Marys Homes by Zip Code & Nearby Communities: All St. Marys Subdivisions (St. Marys Subdivisions Directory) • St. Marys ZIP Code (31558) • City of St. Marys Listings (St. Marys Homes) • Camden County Listings (Camden County Real Estate) • Kingsland (Kingsland Subdivisions) • Woodbine (Woodbine Subdivisions) • Waverly (Waverly Subdivisions) • Brunswick (Brunswick Subdivisions).

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Whether you are comparing St. Marys subdivisions across Camden County, evaluating recent neighborhood sales comps, or preparing a competitive offer on a home in Gaines H Davis, our local coastal Georgia real estate team is here to guide you through every step—for answers to common buyer FAQs and step-by-step guidance from lender pre-qualification to closing, read our guide on How to Buy a Home in Georgia.

Contact us today to schedule a private tour of Gaines H Davis homes for sale or to sell your home in Gaines H Davis, St. Marys, Georgia!