Downtown Homes for Sale, St. Marys, Georgia

TIMELESS HISTORIC CHARM WITH MODERN COMFORT! From the moment you step onto the inviting front porch and enter the stunning two story wallpapered foyer, you'll feel as though you've stepped back in time. Rich in character and thoughtfully updated over the years, this beautiful historic home seamlessly blends timeless elegance with the comforts and conveniences of modern living. Meticulously renovated and designed with versatility in mind, this exceptional property is ideal for a large family, multigenerational living, or even a vacation rental (VRBO), with all furnishings included! The main level features a spacious primary bedroom suite complete with an oversized walk-in closet and private bath. An additional bedroom and full bath, along with a separate flex space, offer wonderful possibilities for an in-law suite, complete with the potential for its own kitchen and living area. Just off this space you'll find a lovely screened porch-the perfect place to relax, unwind , and enjoy the beautiful spring and fall seasons. Throughout the home, you'll appreciate the soaring ceilings, elegant crown molding, and beautiful original hardwood floors that add to its timeless appeal. The kitchen is conveniently situated near a spacious den, dining area and an inviting coffee bar, creating the perfect gathering space for family and friends A formal dining room and an additional full bath provide even more functionality and convenience. Just off the grand two-story foyer, a charming formal living room features a fireplace and built in cabinetry, offering the perfect setting for entertaining or simply enjoying a quiet evening at home. Outside, the manageable-sized backyard is ideal for those who appreciate outdoor space without the burden of extensive yard maintenance. The fenced yard provides privacy and a safe space for pets, while offering lovely views from the the interior flex space. Whether you're looking for a home with room for the whole family, a private space for extended family, or an investment opportunity with vacation rental potential, this remarkable historic property offers endless possibilities. Homes with this much character, versatility, and charm are hard to find! Schedule your private showing today. This beautiful home is priced to sell and ready for its next chapter!!

305 Ready, St. Marys

Listing courtesy of St. Marys Realty Inc.

$850,000

5 Beds ⋅ 3 Baths ⋅ 10878050 MLS

Step back in time with this beautifully restored 1910 Coastal Cape Cod-style home, where historic charm meets modern comfort. Lovingly renovated and meticulously cared for, this special property showcases beautiful hardwood floors, vintage doors and hardware, exposed beams, beadboard ceilings, and countless architectural details that celebrate its timeless character. Enjoy the welcoming front porch, charming garden vignettes, and fire pit, or unwind on the spacious screened porch featuring a classc Southern hanging swing and built-in entertainment area with beverage cooler- perfect for relaxed coastal living and entertaining. With generous garage space, ample storage, and room for your boat, RV, and golf cart, this property offers both charm and versatility. Best of all,walk or take your golf cart to historic downtown St Marys to enjoy local restaurants pubs, bakeries, boutiques and the Cumberland Island ferry for daily excursions. Historic charm, coastal character, and an unbeatable downtown lifestyle- all in one exceptional home! Call today for your tour. Theres so much more to discover!

303 Wheeler Street, St. Marys

Listing courtesy of St. Marys Realty Inc.

$320,000

1 Beds ⋅ 2 Baths ⋅ 10868838 MLS

UPDATED AND UPGRADED BUNGALOW BRIMMING WITH COASTAL CHARM IN HISTORIC DOWNTOWN ST. MARYS! THIS MOVE-IN-READY HOME BLENDS CLASSIC CHARACTER WITH THOUGHTFUL MODERN UPDATES IN A LOCATION THAT'S HARD TO BEAT. STEP INSIDE TO BEAUTIFUL HARDWOOD FLOORS THROUGHOUT THE LIVING AREAS, WHERE THE INVITING FAMILY ROOM FEATURES A LARGE BUILT-IN BOOKCASE WITH WARM WOOD ACCENTS THAT ADD BOTH CHARACTER AND FUNCTIONALITY. THE STYLISH EAT-IN KITCHEN HAS BEEN BEAUTIFULLY UPDATED WITH NEW CABINETRY, QUARTZ COUNTERTOPS, AND A WINDOW ABOVE THE FARMHOUSE SINK THAT FILLS THE SPACE WITH NATURAL LIGHT. THE SPACIOUS BEDROOM FEATURES AN UPDATED EN SUITE BATH COMPLETE WITH A LARGE TILED WALK-IN SHOWER AND DOUBLE VANITY. AN ADDITIONAL ROOM, CURRENTLY USED AS AN OFFICE, WAS PREVIOUSLY A SECOND BEDROOM AND CAN EASILY BE CONVERTED BACK TO SUIT YOUR NEEDS. THE INDOOR LAUNDRY ROOM INCLUDES A BRAND-NEW WASHER AND DRYER, AND ADDITIONAL IMPROVEMENTS INCLUDE NEW WINDOWS AND UPDATED KNOCKDOWN CEILINGS THROUGHOUT. OUTDOOR LIVING IS JUST AS INVITING! RELAX ON THE SCREENED PORCH OVERLOOKING THE FENCED BACKYARD OR ENJOY THE OPEN DECK, PERFECT FOR GRILLING AND ENTERTAINING. THE PROPERTY ALSO INCLUDES A STORAGE OUTBUILDING AND SEPARATE WORKSHOP- BOTH WITH POWER- PROVIDING PLENTY OF SPACE FOR HOBBIES, PROJECTS, OR ADDITIONAL STORAGE. RV AND EV CHARGER HOOKUPS ARE ALREADY IN PLACE, WHILE THE IRRIGATION SYSTEM IS SUPPLIED BY A PRIVATE WELL TO HELP KEEP YOUR WATER BILL LOW. LOCATION IS KEY! ENJOY THE DOWNTOWN ST. MARYS LIFESTYLE WITH SHOPPING, RESTAURANTS, AND THE WATERFRONT PARK JUST A SHORT GOLF CART OR BIKE RIDE AWAY. BONUS- NO FLOOD INSURANCE REQUIRED AND NO HOA DUES TO PAY! WITH ITS COASTAL CHARM, EXTENSIVE UPDATES, FLEXIBLE LIVING SPACE, AND EXCEPTIONAL DOWNTOWN LOCATION, THIS HOME IS READY FOR ITS NEXT OWNER. EASY TO SHOW- MAKE AN APPOINTMENT FOR YOUR PRIVATE TOUR TODAY!

502 Margaret Street, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$438,500

4 Beds ⋅ 4 Baths ⋅ 10828083 MLS

Fully Furnished Vacation home that you can continue operating with manager in place or on your own. Link to AIRBNB listing https://www.airbnb.com/rooms/43579008 Over previous 12 months brought in nearly $63,000 in rental income. Or use as your vacation home and rent out while away. Lots of options. Home is unique, it is Dockable, to be verified and permitted by buyer, at buyers expense! The main floor master br, walks out onto a balcony overlooking Borrell Creek and the St Marys River, has a huge walk in closet, double vanities and walk in shower. Above that is another Master BR with a balcony overlooking the same views. The home has a fully updated kitchen with SS appliance and Quartz countertops. All appliances approx. 4 years old, AC approx. 4 years and water heater 1 year old. There is a large sunroom that you walk into currently being used as a gaming area and a fireplace to provide that charm in the winter. There are 3 master bedrooms, and the 4th bedroom has a bathroom right outside the door. It sleeps 16 in current configuration. Most of the home has wood flooring that would love to be refinished. Tons of possibilities. Call today, all viewings must be scheduled around any guests that may be staying in the home. Owners are licensed Real Estate Brokers

311 Borrell Boulevard, St. Marys

Listing courtesy of Military Realty of Kingsbay. Selling Office: .

$298,500

3 Beds ⋅ 2 Baths ⋅ 10817406 MLS

Welcome to 501 Bailey Street, a charming 3-bedroom, 2-bath all brick home nestled in the heart of Historic Downtown St. Marys. Offering approximately 1,156 square feet of living space on a spacious 0.29-acre corner lot, this property blends classic coastal character with everyday convenience. You can gain access to the backyard through a double gate on the side for boat or RV parking! The functional floor plan provides comfortable living spaces, while the generous yard offers room for outdoor entertaining, gardening, or future possibilities. Enjoy the convenience of being just a short golf cart ride, bike ride, or walk to the St. Marys waterfront, shops, restaurants, parks, and local festivals. Hardwoods throughout, gas stove, stainless appliances, open concept, large bedrooms, and a great screen porch are just a few of the awesome features this home has waiting for its new owner! Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this home's location puts you in the center of one of Coastal Georgia's most charming communities. Easy access to Kings Bay Naval Submarine Base, I-95, Jacksonville International Airport, and Cumberland Island National Seashore completes the package.

501 Bailey Street, St. Marys

Listing courtesy of Coastal Roots Realty. Selling Office: .

$564,300

3 Beds ⋅ 2 Baths ⋅ 10805690 MLS

Step Back in Time at the Sheffield-Gunn House. Welcome to the Sheffield-Gunn House 1911, a beautifully preserved historic bungalow located at 208 Bartlett Street in the heart of Historic St. Marys, Georgia. Just two blocks from the scenic waterfront and the Cumberland Island ferry, this remarkable home offers the rare opportunity to own a piece of local history while enjoying today's modern comforts. A magnificent antique wood front door welcomes you onto the expansive 40' front porch and into a home filled with craftsmanship that is difficult to replicate. Rich original hardwood floors, soaring ceilings, tongue-and-groove wood ceilings, and exquisite original millwork immediately transport you to another era. Yet, you'll appreciate the comfort provided by two central HVAC systems, seamlessly blending historic character with modern living. The inviting living room showcases gleaming wood floors and beautiful tongue-and-groove ceilings, creating a warm and elegant gathering space. The formal dining room is equally captivating with its wood-plank walls, stunning coffered ceiling, and timeless architectural details that make every meal feel special. Three spacious bedrooms provide comfortable accommodations, with easy access to two full bathrooms and multiple porches that invite the outdoors in. A staircase leads to the 19'x49' attic, where you can glimpse the home's original slate-and-plaster construction-a fascinating reminder of the exceptional building techniques of the early 1900s. The centrally located kitchen has been thoughtfully updated, offering the convenience of modern amenities while remaining true to the home's historic character. Southern living is all about the porches, and this home certainly delivers. Relax on the impressive 40' x 12' front porch while watching the sunset, enjoy morning coffee on the expansive 24-foot screened porch, or unwind on the L-shaped rear porch that wraps around the south and east sides of the home. Every porch offers a unique place to enjoy the gentle coastal breezes. Downstairs is 2120 heated/cooled square feet. Walk upstairs to the attic to find a 19'x49 additional square feet. Plus 840 square feet of covered porches. Situated on a beautifully landscaped 0.42-acre corner lot at Bartlett and W. Weed Streets, the grounds are every bit as impressive as the home itself. Mature live oak trees provide shade over winding garden paths through vibrant azaleas, while lush landscaping, and manicured lawn create an outdoor setting that is both peaceful and picturesque. Watch the resurrection fern come to life after a rain shower. The detached garage was thoughtfully designed to complement the home's historic architecture. Built in 2010 , it features a generous 24' x 32' interior, a high overhead door, and a pedestrian entrance leading directly into the backyard-perfect for vehicles, hobbies, or additional storage. The Sheffield-Gunn House is where the artistry of a bygone era meets the conveniences of modern living. Historic craftsmanship, timeless architecture, central heating and air, updated bathrooms, and a modern kitchen come together to create a truly exceptional property. Whether you're searching for a full-time residence, a coastal retreat, or a one-of-a-kind historic home, this St. Marys treasure offers an opportunity that rarely comes along.

208 Bartlett Street, St. Marys

Listing courtesy of Watson Realty Corp. Selling Office: .

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All homes in Downtown subdivision

Downtown Homes for Sale, St. Marys, Georgia

Downtown subdivision offers homebuyers a welcoming residential community in St. Marys, Georgia, located in Camden County in zip code 31558.

Situated along Georgia Highway 40, Charlie Smith Sr. Highway, and Interstate 95 (Exits 1 and 3), St. Marys is adjacent to Naval Submarine Base Kings Bay, the historic St. Marys Waterfront and Cumberland Island National Seashore ferry, Osprey Cove golf, and Winding River—offering convenient proximity to Kingsland and Woodbine.

What's Great About Living in Downtown

Prime St. Marys & Camden County Location

Positioned along Georgia Highway 40, Charlie Smith Sr. Highway, and Interstate 95 (Exits 1 and 3) for smooth daily commutes and easy regional travel.

Distinctive Local Lifestyle & Community

St. Marys is adjacent to Naval Submarine Base Kings Bay, the historic St. Marys Waterfront and Cumberland Island National Seashore ferry, Osprey Cove golf, and Winding River.

Camden County Schools & Everyday Amenities

Convenient access to local public and private schools, medical centers, grocery stores, and everyday shopping near St. Marys.

Spacious Homesites & Architectural Variety

Neighborhoods like Downtown in St. Marys offer appealing floor plans, mature trees, and strong price-per-square-foot value.

Coastal Georgia Waterways & Outdoor Recreation

Close to local parks, boat ramps, golf courses, nature trails, and Coastal Georgia rivers and beaches.

Strong Camden County Real Estate Resale Demand

Steady buyer demand across St. Marys and Camden County supports long-term neighborhood stability and home equity.

Buying & Selling in Downtown: St. Marys, GA Real Estate Guide

VA, FHA & Conventional Home Loans

Homebuyers in Downtown frequently utilize zero-down VA home loans (ideal for active-duty military and veterans near Hunter Army Airfield and Fort Stewart), low-down-payment FHA financing, and conventional loan programs. Getting pre-qualified early strengthens your negotiating position when desirable St. Marys listings hit the market.

Camden County Property Taxes & Homestead Exemptions

Primary residence buyers in Downtown can apply for the Camden County homestead exemption to reduce annual assessed property taxes. When comparing homes in St. Marys, we help you review Camden County tax histories, millage rates, and estimated monthly escrow payments alongside principal and interest.

Due Diligence, Inspections & Home Buyer FAQs

Purchasing a home in Coastal Georgia involves reviewing neighborhood HOA covenants (if applicable), checking flood zone maps, and scheduling a thorough home inspection during your due diligence period. For answers to common buyer FAQs and step-by-step guidance from lender pre-qualification to closing, read our guide on How to Buy a Home in Georgia.

Downtown Market Comps & Resale Value

Evaluating both active MLS listings and recently sold homes in Downtown gives buyers data-backed insight into price-per-square-foot trends, days on market, and neighborhood value—and helps Downtown homeowners price strategically when selling. View the live St. Marys Market Report for current active and sold data, or create a custom market report for any neighborhood.

St. Marys Micro-Markets, Zip Codes & Coastal Lifestyle

Living in Downtown places you in the heart of St. Marys and Camden County—combining neighborhood comfort with convenient access to local shopping, dining, schools, and outdoor recreation. Residents of St. Marys enjoy effortless regional connectivity across Camden County and Coastal Georgia, with easy access to shopping, dining, schools, waterways, and employment hubs near Kingsland, Woodbine, and Waverly.

Explore St. Marys Homes by Zip Code & Nearby Communities: All St. Marys Subdivisions (St. Marys Subdivisions Directory) • St. Marys ZIP Code (31558) • City of St. Marys Listings (St. Marys Homes) • Camden County Listings (Camden County Real Estate) • Kingsland (Kingsland Subdivisions) • Woodbine (Woodbine Subdivisions) • Waverly (Waverly Subdivisions) • Brunswick (Brunswick Subdivisions).

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Whether you are comparing St. Marys subdivisions across Camden County, evaluating recent neighborhood sales comps, or preparing a competitive offer on a home in Downtown, our local coastal Georgia real estate team is here to guide you through every step—for answers to common buyer FAQs and step-by-step guidance from lender pre-qualification to closing, read our guide on How to Buy a Home in Georgia.

Contact us today to schedule a private tour of Downtown homes for sale or to sell your home in Downtown, St. Marys, Georgia!